John Short is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Morgan Stanley Private Bank from 2015 to 2019. Outside of his advisory role, he is involved in a house-flipping business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a diverse range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Tierney is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. His career background includes roles at Allied Wealth Partners, Minnesota Life Insurance Co, and the Philadelphia Police Department. Outside of finance, he creates and sells digital content on Etsy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprising mutual funds, ETFs, and ETPs.

John Mc Laughlin is a CFP® with four years of industry experience, currently serving as a financial advisor at Merrill since 2026. His prior experience includes roles at Hartford Funds Distributors and The Vanguard Group. He also has a diverse work background that includes positions outside the financial sector. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Tina Super is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016 and A. G. Edwards & Sons, Inc. from 2005 to 2008. Outside of her advisory role, she serves as an administrator for a family estate. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients meeting certain net-worth criteria, supported by Wells Fargo research and planning tools.

Joel Cruz is a Wealth Management Advisor with Merrill Lynch Wealth Management who has been in the financial services industry since 1992. He focuses on helping clients pursue their financial objectives through personalized wealth management strategies that emphasize tax-sensitive, risk-managed investment guidance as well as liability management. Joel offers discretionary portfolio management utilizing personalized or defined strategies that can include individual securities, Merrill model portfolios, and third-party investment options. A lifelong resident of Southern New Jersey, Joel earned a Bachelor of Science degree in Business Administration from Rider University. He holds the Personal Investment Advisor (PIA) designation and conducts his advisory services in both English and Spanish. Joel is involved in his local community, serving on the board of the Cumberland Cape Atlantic YMCA and as a board member of North Vineland Challenger Baseball. Outside of work, he enjoys basketball, golfing, racquetball, and table tennis.

Glenn Hundertmark is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Bank of America, N.A., the Prudential Insurance Company of America, and Pruco Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Sisco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with individuals and business owners to simplify financial complexities by identifying and prioritizing goals, then creating and implementing strategies to help clients pursue and achieve what matters most to them. His client focus includes college education planning, legacy planning, personal retirement planning, socially responsible investing, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Bill holds the professional designations of Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). He earned a Bachelor of Arts degree in history from Rutgers, The State University of New Jersey in 1987. Outside of his professional role, Bill is active in his community. He serves on the Citizens Advisory Council for the Little Egg Harbor School District, coaches children's soccer, and is an adult leader for The South Jersey Council of the Boy Scouts of America. He also participates in Atlantic County 4-H. Bill and his wife, Jennifer, reside in Little Egg Harbor, New Jersey with their two children. His personal interests include biking, boating, soccer, and spending time with family.

Richard Demaria Jr. is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Securities America and Securities Service Network, Inc. Since 2001, he has owned Wealth Capital Group and 401K Planners, which focus on financial services and company retirement plans. He also works as an insurance agent selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform combining affiliated and unaffiliated strategies.

Brandon Kuhn is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a range of services including discretionary and non-discretionary retirement plan solutions supported by research and analytics.

Joseph Karlsen is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior roles include positions at Ameriprise Financial Services, PNC Wealth Management, Banc of America Investment Services, and Quick & Reilly. Karlsen is also associated with Compass Financial Associates LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

William Penny III is a financial advisor at Ameriprise with 34 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice through a centralized consulting team.

Kyle Johnson is a financial advisor at Edward Jones in Linwood, NJ, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he volunteers at Coastal Christian Ocean City, overseeing broadcast audio and video operations during services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated financial services, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Ari Matlick is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and completed an internship with Wells Fargo Advisors through Robert Half from 2018 to 2020. Outside of his advisory role, he operates an online business selling sports and non-sports trading cards. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

James Siwek Jr. is a CFP® and Series 66 credentialed financial advisor with Edward Jones, where he has worked since 2014. He has 11 years of industry experience and is based in Hammonton, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Daniel Campbell is a financial advisor with Wells Fargo Advisors, holding the Series 63 designation and bringing 37 years of industry experience. He has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he serves as president of Margate Terrace, a nonprofit organization. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients choosing if and how to implement recommendations through various brokerage or advisory programs.

Cletus Schwegman III is a Series 66 licensed financial advisor at UBS Financial Services with 19 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

David Finkel is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He has been with Merrill since 1983 and is also affiliated with Bank of America since 2009. Outside of his advisory role, he serves as executor for his father’s estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Stephen Grimmie is a financial advisor with Ameriprise, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Ameriprise, he worked at Markel and Chubb, and has experience in education and sports organizations including the Philadelphia Flyers and Philadelphia Eagles. He has also been involved with Hidden Creek Golf Club. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients nearing or in retirement. The firm’s approach incorporates proprietary research and collaborative planning with advisors within a defined investment framework.

Teresa Zipf is a CFP® with 21 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously spent 12 years at Benjamin F. Edwards & Co. Teresa also operates TLZipf Wealth Management LLC as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical modeling, while supporting its advisors with specialized services such as municipal finance consulting and SIMPLE IRA plan offerings.

Tracy Johnson is a Series 66 licensed financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones, Johnson worked in education, including roles at The Geneva School of Manhattan and Canarsie Ascend Charter School. Johnson has also served as a substitute teacher within the Linwood Public Schools. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.