Winthrop Buck is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Private Advisor Group, LLC since 2021. He previously worked at Pratt Collard Buck Advisory Group and Winthrop Financial, Inc. Mr. Buck provides investment advice under the Pratt Collard Buck Advisory Group name within Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and managed account solutions through proprietary and third-party platforms.

Matthew Verel is a financial advisor at Key Investment Services LLC in Buffalo, NY, holding Series 63 and Series 66 licenses with eight years of industry experience. His career includes roles at Key Investment Services since 2018 and Key Bank since 2017. Outside of his advisory work, he serves as a reserve deputy sheriff with the Erie County Sheriff Department during non-trading hours. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm utilizes a multi-provider platform combining discretionary and non-discretionary management approaches and integrates services from KeyCorp affiliates, including KeyBank and KeyBanc Capital Markets.

Gerald Ginley is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 65 licenses. He has 29 years of experience in the industry and has been with HSBC Securities (USA) Inc. since 2015 and HSBC Bank USA, N.A. since 2016. In addition to his role as a registered representative, he also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options supported by a structured risk-profile and asset-allocation process.

Michael Winter is a financial advisor at HSBC Securities (USA) Inc. with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms including Ameriprise, Valic Financial Advisors, Merrill, and HSBC Bank USA, N.A. HSBC Securities (USA) Inc. offers managed account programs to a broad client base including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with global fund due diligence and offers both discretionary and client-directed portfolio options.

Emily Ford is a CFP® with seven years of industry experience, currently an advisor at Hightower Advisors. Her prior roles include positions at Northwestern Mutual Wealth Management Company, ESAS, LLC, and Russell Schwartzbeck. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, discretionary and non-discretionary portfolio management, and access to alternative investments and custom indexing strategies.

Daniel Schlein is a financial advisor at Guardian Life with seven years of industry experience. He holds a Series 66 designation and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2017. Outside of his advisory role, he is involved in additional insurance activities unrelated to Guardian Life. Park Avenue Securities LLC, where he practices, is a subsidiary of The Guardian Life Insurance Company of America that provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, alongside various financial planning and consulting services tailored to client needs.

Scott Kleiner is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has worked within HSBC’s affiliated entities since 2015, including roles at HSBC Bank USA, N.A. alongside his registered representative duties at HSBC Securities. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary portfolio options. The firm’s investment approach incorporates strategic and tactical asset allocation, combined with fund due diligence and ongoing monitoring, supported by affiliated global asset management teams.

Suzanne Novelli is a financial advisor at Guardian Life with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Guardian Life since 2011. Novelli serves as Treasurer and Finance Committee Chair of the Suburban Adult Services Foundation, where she reports on the foundation’s financial condition quarterly and annually. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers both advisor-led discretionary management and model-based strategies, combined with access to proprietary and third-party solutions.

Marion Kelly is a financial advisor with Guardian Life holding a Series 66 designation and beginning their career in 2025. Prior to entering the financial industry, Kelly worked in healthcare-related roles including positions at Jericho Road Community Health Center and the UB School of Dental Medicine. Marion is currently affiliated with Park Avenue Securities, a subsidiary of Guardian Life. Park Avenue Securities provides both brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, offering tailored client relationships supported by proprietary programs and third-party platforms.

Tucker Hanson is a financial advisor with Focus Partners Wealth, LLC and holds the Series 63 and Series 65 licenses. He has seven years of industry experience, including prior roles at Principal Life Insurance Company, Ameriprise, Pacer ETFs, and Jackson National Life Distributors. He is based in Orchard Park, NY. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing a range of services including investment management, financial planning, tax and compliance support, and employee benefit retirement plans. The firm employs a long-term investment approach with a focus on tax and fee sensitivity, utilizing a combination of active and passive strategies alongside third-party managers and private funds.

Russell Scherrer III is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC Securities since 2011. HSBC Securities offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm employs a structured investment approach using five model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Allan Carmello is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Key Investment Services LLC since 2005. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs featuring custodial and trade execution services, utilizing a multi-provider model for portfolio management and investment strategy.

Wei Zhao is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining HSBC Securities in 2021, he has been with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm uses model risk profiles and combines strategic and tactical asset allocation supported by affiliates for fund selection and ongoing monitoring.

Thomas Yokum is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His background includes roles at UBS Financial Services, LPL Enterprise LLC, and KeyBank. Outside of finance, he has experience in tutoring and worked in various non-financial roles prior to his advisory career. Key Investment Services LLC is an SEC-registered investment adviser that serves individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap-fee programs and employs a multi-provider model with portfolio management and discretionary implementation services.

Anna Marie Pera is a financial advisor at Key Investment Services LLC with 31 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2016 to 2022. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating services from KeyCorp affiliates and third-party managers.

Egon Moldenhauer is a financial advisor at Guardian Life with 10 years of industry experience and holds a Series 66 designation. He has been with Park Avenue Securities and Guardian Life since 2016. Outside of his advisory role, Moldenhauer serves as President and CEO of Vectorr Industries LLC and holds board positions with the Buffalo Niagara River Land Trust and Wincrest Sportsman's Association. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a variety of financial planning, consulting, and investment solutions tailored to client needs.

Keith Smith is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2013. Based in Buffalo, NY, his work focuses on managing client accounts within the firm’s various managed account programs. HSBC Securities (USA) Inc. offers managed account solutions to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm uses a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for fund selection and portfolio management.

Tyler Searles is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and Bank of America. Outside of his advisory role, he has worked as an Uber delivery contractor since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with its recordkeeping and administrative platforms.

Nate Waldmiller is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding a Series 66 designation and 13 years of industry experience. He has worked with HSBC Bank USA, N.A. since 2015 and with HSBC Securities Inc. since 2012. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm’s investment approach involves strategic and tactical asset allocation supported by global asset management teams and employs multiple risk profiles to tailor portfolios.

Ryan Koenig is a financial advisor at Farther with 13 years of industry experience. He has held positions at Farther Finance Advisors, Apex Clearing, and Personal Capital Advisors. He holds Series 63 and Series 65 designations. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds.