Thomas Dugan is a financial advisor with Capital Analysts in Getzville, NY, holding a Series 63 designation and 25 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management through various programs and utilizes an in-house Investment Management & Research team to guide investment decisions.

Glenn Wiggle Jr. is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at PEAK Brokerage Services, LLC and Blackridge Asset Management, LLC in addition to his long tenure at Independent Solutions Wealth Management. Outside of advisory work, he is involved in media and insurance businesses, including ownership and management roles in Financial Guys LLC and related entities. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management using a strategic asset allocation process, model portfolios, and a combination of fundamental and technical analysis.

Olivia Lyons is a financial advisor with Capital Analysts, holding the Series 66 designation and four years of industry experience. She has worked at several firms including Equitable Advisors and Ronald Hicks and Associates. Outside of advisory work, she serves as an executive assistant in the financial services sector. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management supported by an in-house research team and proprietary investment screening, with a range of customizable advisory solutions.

Daniel Kautz is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 65 designations and 27 years of industry experience. His prior work includes roles at American Portfolios Financial Services, SagePoint Financial, OSAIC, and Cambridge Investment Research. Outside of his advisory work, he is the founder of Retirement By Design, a marketing-related venture. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm delivers tailored portfolio management and consulting services through a network of advisory affiliates and multiple program platforms, including Cambridge-sponsored offerings.

Nicholas Maloney is a financial advisor at Belpointe Asset Management LLC with 13 years of industry experience. He holds a Series 63 designation and has worked previously at Mass Mutual Investors Services and MSI Financial Services Inc. Outside of advising, he is involved in fixed insurance sales including life insurance and fixed annuities. Belpointe Asset Management is a multi-team registered investment adviser managing over $7.5 billion for several thousand clients. The firm offers discretionary investment management, financial planning, and retirement-plan consulting for individuals, corporations, trusts, and other advisers, utilizing customized portfolios and a range of advisory and sub-advisory relationships.

Gerald Cole is a CFA® charterholder with 30 years of industry experience. He has worked at F. L. Putnam Investment Management Company since 2024 and spent 29 years at Arbor Capital Management Corp. F. L. Putnam serves individual and institutional clients by providing discretionary and non-discretionary investment management, financial planning, OCIO advisory, family office solutions, and consulting. The firm builds customized portfolios using both internally managed strategies and third-party managers across multiple asset classes within a strategic asset allocation framework.

Susannah Ryan is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY, holding a Series 66 designation and 17 years of industry experience. She has worked at Blackridge Asset Management and Independent Solutions Wealth Management since 2015. Outside of her advisory role, she is a notary public and involved in insurance activities with The Financial Guys, LLC. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm employs a strategic asset allocation approach across a five-tier risk spectrum and utilizes both fundamental and technical analysis in portfolio management, offering discretionary and non-discretionary strategies including mutual funds, ETFs, and third-party managers.

Daniel Toole is a financial advisor at F.L. Putnam Investment Management Co. with five years of industry experience. He previously worked at Arbor Capital Management, Corp for six years and Atlantic Capital for twelve years. F.L. Putnam serves a diverse range of individual and institutional clients, offering investment management, financial planning, OCIO-style advisory, family office solutions, and consulting services. The firm employs a strategic asset allocation framework that combines internally managed strategies and third-party managers across multiple asset classes, with specialized offerings including optimized indexing, tax-aware fixed income, and AI-assisted research.

John Thur is a CFA® charterholder and Series 63 licensed advisor with four years of industry experience. He has been with Independent Solutions Wealth Management, LLC since 2013. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm emphasizes strategic asset allocation across a five-tier risk spectrum and employs both fundamental and technical analysis in portfolio management.

Andrew Fox is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 licenses. He has 34 years of industry experience and has worked at HSBC Securities since 2013 and HSBC Bank USA, N.A. since 2016. He is also a bank officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his registered representative role. HSBC Securities (USA) Inc. provides managed account programs to a wide range of clients, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and discretionary investment programs using a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for advisory, fund selection, and administrative services.

Andrew Pokriki is a financial advisor with Eagle Strategies (New York Life) based in Williamsville, NY. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Equitable Advisors, LLC and has a diverse work history including roles at Uber, DoorDash, and Amazon. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives and plan sponsor criteria, with the majority of assets managed on a non-discretionary basis.

Evan Harof is a CFP® with five years of industry experience, currently affiliated with Commonwealth Financial Network and Rampart Wealth Management. His prior work includes roles at Cellular Sales and community involvement with local baseball organizations. Outside of advising, he serves as treasurer for the CBS Foundation. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a range of advisory programs and services, combining operational and technology support with discretionary and customizable investment solutions.

Joshua Denz is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Lincoln Investment. He has held roles at Lincoln Investment since 2023 and has academic experience at Canisius College and the University at Buffalo. Outside of advising, he also works as a sales associate supporting senior financial representatives. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment programs managed through strategic and tactical approaches, overseeing approximately $22.9 billion in advisory assets as of late 2025.

Kristin Meyer is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 licenses. She has 18 years of experience in the industry, including prior roles at ATT Financial Group/American Portfolios Financial Services and Nucci Financial. Outside of her advisory work, Meyer is a group fitness instructor and serves on community and civic boards in Niagara County. United Planners Financial Services serves a diverse range of clients, including individuals, corporations, charitable organizations, and institutional investors. The firm operates an open-architecture platform using multiple custodians and third-party money managers, with a focus on largely non-discretionary asset management.

Richard Brewer Jr. is a financial advisor with TIAA-CREF, holding a Series 66 designation and 18 years of industry experience. He has been with TIAA-CREF since 2012. Outside of his advisory role, Brewer serves as a board member and president of EMW Youth Lacrosse and coaches boys lacrosse for the Iroquois Central School District. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals with ties to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm’s advisory model separates one-time planning services from ongoing management and includes managed account programs with both model and customized portfolios.

Joseph Ervolina is a financial advisor with Kestra Advisory and holds a Series 66 designation. He has 25 years of industry experience, including previous roles at Geneos Wealth Management Inc. Ervolina is also president of Cornerstone Capital Wealth Management Inc., where he manages the practice and oversees financial planning. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves large institutional investors and sponsors, with reported assets under management near $79.8 billion.

Markus Williams is a financial advisor at Lincoln Investment with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Key Investment Services, KeyBank, Prudential Insurance Company of America, and Allstate Insurance Company. Outside of financial advising, he works as an Operations Coordinator in logistics. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, employing both strategic and tactical approaches overseen by an Investment Management & Research team.

Tyler Zeplowitz is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 65 and Series 63 credentials and one year of industry experience. His background includes roles at NYLIFE Securities LLC, New York Life, and prior experience outside finance in retail and education. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages a substantial portion of its assets on a non-discretionary basis, working with a wide range of plan sponsors and investors.

Nicholas Pontrello is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 66 designation. He joined Lincoln Investment in 2026 and has prior work experience in various industries, including three years at Perry's Ice Cream Co., Inc. and four years at Kenny Enterprises. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment services, combining in-house and third-party strategies managed by an Investment Management & Research team employing strategic and tactical approaches.

Michael Constantino is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 63 designation and 19 years of industry experience. He has worked at Lincoln Investment since 2017 and previously was with Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory role, he is involved in marketing, research, and appointment setting as a sales assistant. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of investment programs managed through a combination of strategic and tactical approaches overseen by its Investment Management & Research team.