Ann Randyl Beach is a financial advisor at High Falls Advisors, Inc. with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Leigh Baldwin & Co., LLC and Allworth Financial, L.P. Prior to her current position, she spent 20 years at High Falls Advisors. Beach also provides tax preparation services as part of her role at High Falls Advisors. High Falls Advisors serves individual and high-net-worth clients, offering discretionary portfolio management, financial planning, tax preparation, business-planning advice, and trustee/administration services. The firm employs a range of actively managed investment strategies overseen by an internal investment committee and maintains an in-house legal practice and substantial tax and trust capabilities.

Michael Rizzolo is a CFP®, CFA®, and holds a Series 63 license with 17 years of industry experience. He has worked at Flower City Capital LLC since 2015 and previously at Banc of America Securities, LLC. Rizzolo is a manager of Allens Creek Partners, LP, a private fund. Flower City Capital LLC provides discretionary portfolio management and financial planning to individual and high-net-worth clients, overseeing approximately $333 million in assets. The firm employs multiple analytic approaches and generally pursues long-term, model-driven allocations, managing accounts under discretionary authority with regular client reviews.

Charles Lovejoy is a financial advisor at Rise Advisors, LLC with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Crump, KAFL, MML Investors Services LLC, and MassMutual Life Insurance Company. Rise Advisors provides financial planning, consulting, and portfolio management services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm typically manages client portfolios on a discretionary basis using strategic asset allocation and regular rebalancing, emphasizing ETFs alongside mutual funds, individual securities, REITs, structured notes, and alternative investments.

Stephanie Kelm is a CFP® professional with seven years of industry experience, currently serving as a partner and financial planner at Rise Advisors, LLC. She previously worked at Mutual Securities, Inc. and NorthLanding Financial Partners, LLC. In addition to her advisory role, she is also licensed as a life insurance agent. Rise Advisors, LLC provides financial planning, consulting, and portfolio management services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm typically manages client portfolios on a discretionary basis, focusing on strategic asset allocation and regular rebalancing with an emphasis on ETFs, while incorporating a range of investment vehicles and utilizing custom and model strategies tailored to client needs.

Benjamin Bedosky is a CFP® professional with one year of industry experience, currently serving at High Probability Advisors, LLC in Pittsford, NY. His prior experience includes roles at DeJoy & Co., Insero & Co. CPAs, and St. John Fisher University. High Probability Advisors serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans, providing portfolio management and financial planning services. The firm employs a combination of quantitative, fundamental, and technical analysis to develop individualized portfolio allocations and manages approximately $1.046 billion in assets across about 344 client relationships.

Angela Babcock is a financial advisor with FLFS Advisory LLC, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Her prior roles include positions at LPL Financial, Grove Point Investments, and H. Beck, Inc. She has involvement as a notary and holds a non-variable insurance license. FLFS Advisory serves individuals, families, trusts, charitable organizations, businesses, and pension plans with discretionary investment management and non-discretionary consulting. The firm employs a discovery-based process to tailor investment plans and uses asset-allocation models emphasizing value and momentum, offering performance-based fee arrangements for qualified clients.

John Enright is a financial advisor with Blue Horizon Equity, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His prior work includes roles at Cambridge Investment Research Advisors, Inc. and Lincoln Financial Advisors. Enright serves as treasurer for the Forsgate Study Group, Inc., a volunteer position. Blue Horizon Equity, Inc. is an SEC-registered investment adviser managing approximately $746 million, providing portfolio management, financial planning, and retirement plan advisory services to individuals and institutions. The firm offers wrap-fee Unified Managed Accounts, an Advisor-as-Portfolio-Manager program, and access to third-party money manager programs.

Dylan Potter is a CFP® professional at Howe and Rusling, Inc. in Rochester, NY, with nine years at the firm and five years of industry experience. Prior to his financial advisory career, he served seven years in the United States Army and has concurrently served in the New York Army National Guard since 2017. Howe and Rusling primarily serves individual and high-net-worth clients, as well as institutional clients such as insurance companies and pension plans. The firm combines macroeconomic forecasting with fundamental research to manage portfolios focused on large-cap equities and intermediate fixed income, alongside financial and estate planning services.

Lori Alberts is a financial advisor with Brighton Securities Corp. in Rochester, NY, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Her career includes roles at Brighton Securities Capital Management since 2017 and a position at Morgan Stanley from 2016 to 2017. Brighton Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, charities, estates, trusts, and businesses. The firm offers a range of financial planning and portfolio management services through multiple program structures and integrates brokerage, insurance, and affiliated tax and accounting services.

Christopher Cebula is a Series 65-licensed financial advisor with Armbruster Capital Management, Inc., where he has worked since 2013. He has six years of industry experience and is based in Pittsford, NY. Armbruster Capital Management is a fee-only registered investment adviser that provides discretionary portfolio management and financial planning to high-net-worth individuals, retirement plans, trusts, charitable organizations, and other entities. The firm uses long-term, buy-and-hold portfolios with diversified, index-based ETFs and mutual funds, supplemented by quantitative factor tilts and selected alternative investments.

Kevin Dempsey is a financial advisor with Blue Horizon Equity, Inc. in Pittsford, NY, holding Series 63 and Series 66 registrations and bringing 34 years of industry experience. His career includes long tenures at Cadaret, Grant & Co., Inc. and The Partners Eebb & Co., Inc., as well as roles at Aspire Financial Group, American Portfolios Financial Services, Inc., and OSAIC. Outside of advising, he owns and operates a tax preparation business. Blue Horizon Equity, Inc. is an SEC-registered investment adviser managing approximately $746 million, serving individuals, tax-qualified retirement plans, and institutions. The firm offers portfolio management, financial planning, retirement plan advisory services, and utilizes wrap-fee Unified Managed Accounts and third-party money manager programs, providing both discretionary and non-discretionary management tailored to client needs.

Thomas Queri is a ChFC® credentialed financial advisor at Blue Horizon Equity, Inc. with 31 years of industry experience. His career includes roles at Cambridge Investment Research Advisors, Mass Mutual Investors Services, and APFS Wealth Management. He serves on the board of the Society of Financial Services Professionals’ Rochester chapter and is a volunteer advisory board member for Make-A-Wish of Western New York. Blue Horizon Equity, Inc. is an SEC-registered investment adviser managing approximately $746 million, offering portfolio management, financial planning, and retirement plan advisory services to individuals and institutions. The firm provides sponsored wrap-fee Unified Managed Accounts, an Advisor-as-Portfolio-Manager program, and access to third-party money managers, delivering both discretionary and non-discretionary management through a multi-advisor team structure.

Daniel Antocicco is a financial advisor with Elevatus Wealth Management, LLC, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Bank of America and Merrill from 2011 to 2020, followed by TRU Independence Asset Management until 2023. He is also licensed as an insurance agent, providing insurance services to clients. Elevatus Wealth Management serves individual, high-net-worth, institutional, and retirement plan clients with discretionary investment management, financial planning, and separately managed account servicing. The firm uses both active and passive investment strategies and offers access to alternatives, options, and digital-asset solutions.

Robert Pickels III is a CFA® charterholder with 24 years of industry experience, currently serving at Whitney & Company since 2017. Before joining Whitney & Company, he worked for Manning & Napier Advisors and Manning & Napier Investor Services for a combined 16 years. Outside of his financial advisory role, he owns rental property. Whitney & Company provides individualized portfolio management to individuals, pension plans, and foundations, employing a comprehensive investment approach that integrates fundamental analysis with technical, cyclical, and quantitative tools to tailor strategies according to client objectives.

Joseph Zappia is a financial advisor with LVW Advisors, LLC, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with LVW Advisors, d/b/a Zappia Family Wealth, since 2014. LVW Advisors serves high-net-worth individuals, families, trusts, foundations, business entities, and institutional clients by offering wealth management, financial planning, investment management, and consulting. The firm employs customized investment plans focusing on asset allocation, diversification, and risk management, incorporating a range of traditional and non-traditional investments.

Justin Stevens is a CFP® with 15 years of industry experience and currently serves at O'Keefe Stevens Advisory, Inc., where he has worked since 2017. Prior to that, he was with Sage Rutty & Co. Inc. for eight years. Justin holds a Series 66 license. O'Keefe Stevens Advisory is an SEC-registered, fee-only investment adviser managing approximately $585.6 million in assets across 357 client households. The firm serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and small businesses, employing a value-oriented, long-term investment approach focused on capital preservation.

Jordan Eich is a financial advisor at Howe and Rusling, Inc. with eight years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. His prior experience includes a decade at Manning & Napier Advisors, LLC, as well as two years working at Churchville-Chili Senior High School. Howe and Rusling primarily serves individual and high-net-worth clients, as well as insurance companies, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers discretionary portfolio management with an investment approach that combines top-down macroeconomic forecasting and tactical sector allocation alongside bottom-up fundamental research and proprietary valuation models.

William Bennett is a financial advisor at Whitney & Company with 5 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Whitney & Company since 2008, totaling 18 years with the firm. Whitney & Company provides individualized portfolio management to individuals, pension plans, and foundations, typically with a $500,000 account minimum. The firm manages approximately $1.49 billion in discretionary assets, using a long-term equity-focused investment approach that incorporates fundamental analysis, quantitative tools, and dynamic asset allocation.

William Moore is a CFA® charterholder with four years of industry experience, currently serving as an advisor at Whitney & Company since 2020. Prior to this, he worked at Manning & Napier Advisors for 17 years. Whitney & Company provides discretionary and non-discretionary portfolio management to individuals, pension plans, and foundations, managing over $1.15 billion in assets. The firm emphasizes quality and liquidity in its investment approach, combining fundamental analysis, technical methods, and Modern Portfolio Theory while maintaining a diagnostic management consulting approach to corporate evaluation.

Robert Kravetz is a financial advisor with Brighton Securities Corp. in Rochester, NY, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has been with Brighton Securities since 2009. Brighton Securities Corp. provides investment advisory and brokerage services to individuals, trusts, estates, pension plans, charities, and small businesses. The firm offers portfolio management, financial planning, insurance products, and tax preparation, managing approximately $986 million in client assets as of December 2024.