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R R

CFP®, Series 66

York, PA

Cetera

R Rowland is a financial advisor at Cetera with 24 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Cetera in 2025, he worked at Avantax and 1ST Global Advisors and maintains a CPA practice. He is also the owner of Rowland Financial LLC, providing financial services to clients. Cetera Investment Advisers LLC serves a nationwide network of independent advisors and offers a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various program options and reported over $256 billion in assets under management.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Zane A

Series 66

Dover, PA

LPL Financial

Zane Akin is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has previously worked at Grove Point Advisors, LLC and H. Beck, Inc. Outside of advisory work, he is a notary and represents a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering services that include financial planning, model portfolios, and access to third-party asset management.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Vyotta H

Series 66

York, PA

Ameriprise

Vyotta Hawk is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2007. Outside of her primary role, she is involved with LPPO, LLC as a financial advisor and investment manager. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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William W

CFP®, Series 63

Lancaster, PA

LPL Financial

William Waters is a financial advisor with LPL Financial in Lancaster, PA, holding the CFP® and Series 63 designations and bringing 34 years of industry experience. Prior to joining LPL Financial in 2018, he was with INVEST Financial Corporation for four years and has also been involved in tax preparation and accounting as president of MMW, Inc. since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and asset management solutions.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Letizia C

Series 63, Series 65

Lebanon, PA

LPL Financial

Letizia Centini is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at M&T Securities, Inc. and Allfirst Brokerage Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Gregory D

Series 63, Series 66

Harrisburg, PA

Edelman Financial Engines

Gregory Dexheimer is a financial advisor with Edelman Financial Engines in Harrisburg, PA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously worked at Scottsdale Securities, Inc. for 20 years before joining Financial Engines Advisors L.L.C. in 2018. Outside of his advisory role, he is a co-owner of a Dream Vacations travel agency franchise with his wife. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Retirement income strategy General retirement planning Tax-loss harvesting Private / alternative investments Concentrated stock management Retired Founder/Business Owner
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Bruce K

Series 63, Series 66

Elizabethtown, PA

Thrivent Investment Management

Bruce Kleindienst is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has been with Thrivent Financial for Lutherans and its investment management arm since 2002. Kleindienst serves as a board member of the Elizabethtown School Board, overseeing curriculum, budget, and facilities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary trading authority. The firm emphasizes holistic analyses and offers clients the option to combine planning with managed accounts through its WealthPlan program.

Business ownership considerations
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Gavin F

CFA®, Series 66

Hershey, PA

OSAIC

Gavin Flowers is a financial advisor at OSAIC with one year of industry experience. He holds the CFA® designation and Series 66 license. Prior to joining OSAIC, he worked at J.P. Morgan Chase & Co and Centric Financial Corporation. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach relies on model-based asset allocation, portfolio optimization tools, and a broad selection of managed and third-party strategies.

Annuities Private / alternative investments
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Michael S

Series 66

Harrisburg, PA

Edward Jones

Michael Shott is a financial advisor at Edward Jones in Harrisburg, PA, with three years of industry experience. Prior to joining Edward Jones, he worked at Mission BBQ and TE Connectivity Ltd. Edward Jones is a full-service wealth management firm serving over four million clients, including both individual and institutional investors, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee portfolios, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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David E

Series 63

Hershey, PA

Cambridge Investment Research Advisors

David Edwards is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 44 years of industry experience, including prior roles at LPL Financial, Cadaret, Grant & Co., Hancock Capital Management, and Princor Financial Services Corporation. Edwards also serves as a board member of the Brownstone Masonic Temple in Hershey, PA. Cambridge Investment Research Advisors serves a diverse client base that includes individual investors and institutional clients such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs, utilizing multiple platforms and proprietary model strategies.

Annuities Retirement plans for business owners (SEP, solo 401k)
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Vickie G

Series 66

Harrisburg, PA

Edward Jones

Vickie Geesaman is a financial advisor with Edward Jones in Harrisburg, PA, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a broad network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Charitable giving & philanthropy Multi-generational wealth transfer Retirement income strategy General retirement planning Wealth management Retired Founder/Business Owner Executive
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Jason O

Series 66

Lancaster, PA

LPL Financial

Jason Olsen is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining LPL Financial, he worked in healthcare and hospitality, including roles at WellSpan and Gabriella Italian Restaurant. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting its network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Tina N

Series 66

Mountville, PA

Edward Jones

Tina Nicely is a Series 66-licensed financial advisor at Edward Jones in Mountville, PA, with three years of industry experience. She previously worked at Bank of America/Merrill for five years and has held roles outside financial services, including positions at Arizona Refrigeration Service Inc and Lularoe. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient solutions.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Christopher E

Series 66

Lancaster, PA

LPL Financial

Christopher Ecker is a financial advisor with LPL Financial, holding a Series 66 designation and having over one year of industry experience. Prior to joining LPL Financial in 2023, he worked for Prosper Mortgage Funding for 13 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Kenneth S

Series 63

Elizabethtown, PA

LPL Financial

Kenneth Shedleski is a financial advisor with LPL Financial, holding a Series 63 designation and 38 years of industry experience. He previously worked at Grove Point Investments, LLC and H. Beck, Inc, among other firms. Outside of his advisory work, Shedleski operates Aspen Home Improvements, a business he has been involved with since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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James B

CFP®, ChFC®, Series 63, Series 65

Dover, PA

LPL Financial

James Baker is a financial advisor with LPL Financial in Dover, PA, holding CFP® and ChFC® designations and over 30 years of industry experience. His career includes roles at Grove Point Investments, H. Beck, FSC Securities Corporation, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Dhiren C

Series 63, Series 65

Harrisburg, PA

Primerica Advisors

Dhiren Chauhan is a financial advisor at Primerica Advisors with five years of industry experience. He holds the Series 63 and Series 65 licenses. Chauhan is a partner in Pranj LLC, a beauty salon business unrelated to investment services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

ESG / Sustainable investing Tax-loss harvesting Income planning
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Kevin P

Series 63, Series 65

Hummelstown, PA

LPL Financial

Kevin Parker is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at LPL Financial since 2011, following five years at CUSO Financial Services, L.P. In addition to his advisory role, Parker is a notary public and is involved in an entertainment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of over 22,800 advisors and a broad array of financial products.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Ganga K

Series 63, Series 65

Harrisburg, PA

Primerica Advisors

Ganga Khatiwada is a financial advisor with Primerica Advisors based in Harrisburg, PA, holding Series 63 and Series 65 credentials and having four years of industry experience. Prior to joining Primerica, Khatiwada served in the United States Navy and held positions at the Defense Logistics Agency, Veterans Health Administration, and United Parcel Services. Primerica Advisors sponsors a wrap-fee asset management program serving mainly individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with model-driven portfolio strategies, supported by third-party asset managers and custodians.

ESG / Sustainable investing Tax-loss harvesting Income planning
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John L

Series 66

Etters, PA

Raymond James Financial

John Lowder Jr. is a financial advisor with Raymond James Financial, holding a Series 66 credential and bringing 16 years of industry experience. He has worked with Fulton Financial Advisors since 2017 and has been associated with Raymond James Financial Services Advisors, Inc. since 2014. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and uses analytical tools to help clients understand potential outcomes, supporting a diverse client base through a large network of advisors.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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