Thomas Kimmerle is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Cody Smith is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. His prior work includes roles at Nalu Surf Bar and Rusty Rudder, as well as positions within the Cape Henlopen School District and the University of Delaware. Outside of his advisory role, he is involved in managing short-term rental properties in Rehoboth Beach, Delaware. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals and institutions, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, investment solutions, and affiliated financial services through a nationwide network of over 23,000 advisors and more than 15,000 branch offices.

Bradford Donovan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with executives, families, and business owners to implement wealth management strategies tailored to their financial goals across various life stages, including retirement and wealth transfer. Bradford employs a consultative approach alongside the Merrill Goals-Based Wealth Management process to develop personalized financial plans that reflect each client’s unique objectives and risk tolerance. With over 25 years of business experience, including more than a decade as a business owner, Bradford brings practical insight into the financial and time demands faced by business owners. This background enables him to integrate business performance considerations and commercial banking resources into comprehensive personal wealth plans. His client services include divorce transition planning, education planning, executive compensation, family wealth management strategies, liquidity management, and tax minimization, among others. Bradford holds a Bachelor of Science in Business and Economics with a double major in Accounting and Finance from Lehigh University. He earned his MBA with concentrations in Finance and Marketing from the Kellogg School of Management at Northwestern University. In addition, he has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Bradford’s personal interests include biking, cooking, football, reading, running, spending time with his family, and traveling.

Lester Dennis is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Clearing. Outside of his advisory work, he is involved in farm and timber land ownership in Snowhill, MD, which he manages jointly with his spouse. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer strategies. The firm’s approach combines proprietary research and planning tools with flexible implementation choices across brokerage and advisory programs.

Ann Crehan is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. She has worked within the firm and its predecessor entities since 2010. Edelman Financial Engines offers technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary modeling process with planner support and online tools to provide diversified portfolio management and advice across workplace and retail channels.

Mark Engberg is a CFP® professional with 26 years of industry experience. He has been with Charles Schwab since 2018 and previously worked at Cetera Advisors LLC for five years. He volunteers with Easter Seals of Delaware and Maryland's Eastern Shore, assisting with fundraising and program development. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Conor Murphy is a financial advisor at Morgan Stanley with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, and North Highland consulting. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual plans and Corporate Financial Planning agreements.

C Tingle is a financial advisor with Morgan Stanley possessing 31 years of industry experience. Their tenure at Morgan Stanley and its affiliates began in 2007 and continues to the present. Outside of advising, C Tingle manages an ocean-view rental property in Delaware. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, employing structured financial planning tools and offering services through Financial Advisors and the Estate Planning Strategies Group.

Jeffrey Tidwell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients as a financial advisor since 2013 and joined Merrill Lynch Wealth Management in 2022. Jeffrey works with families and business owners to assist them in making educated financial decisions by evaluating each client's financial situation and offering tailored recommendations for asset allocation aligned with their risk tolerance, goals, and objectives. He holds a Bachelor's Degree from the University of Mary Washington and has earned the Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Jeffrey is an avid sports fan who enjoys attending his children's events and playing golf. He is also active in youth sports organizations and contributes to his local community.

Kyle Ricker is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he focuses on helping families make educated financial decisions. Since joining in 2012, he has applied a disciplined, goals-based wealth management process to assist clients in building and preserving their wealth for current and future generations. His expertise areas include family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. As a CERTIFIED FINANCIAL PLANNER (CFP) practitioner, Accredited Estate Planner (AEP), and Personal Investment Advisor (PIA), Kyle emphasizes understanding each client's financial situation and concerns. He offers recommendations for asset allocations aligned with clients' risk tolerance and goals and engages in conversations on estate planning services, investments, and tax minimization strategies. He holds a Bachelor's Degree from the University of Delaware and is proficient in English and German. Kyle is actively involved in his community, participating in organizations such as Clothing Our Kids and The American Cancer Society, and serves on professional groups including the Beebe HealthCare Charitable Gift Planning Advisory Council and the Southern Delaware Estate Planning Council. He enjoys adventure sports, reading, running, and spending time with his wife and children in the beach area, where they also engage in coaching youth sports and volunteer activities.

Mark Brennan is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools including Monte Carlo simulations to model financial outcomes.

Joseph Schroen is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera Advisors LLC since 2013. Schroen is also the owner and president of CFS Tax Solutions, a tax and Medicare consulting business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to model portfolios, third-party money managers, and various program structures.

Karynne Antol serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She provides a range of financial services including investment and portfolio management, tax minimization strategies, estate and wealth transfer planning, college education planning, retirement income planning, and advisory services tailored for corporate executives, small businesses, and non-profit organizations. The approach emphasizes guiding clients through both short-term and long-term financial needs with a disciplined, coordinated strategy aimed at helping clients preserve and grow their assets. The advisor draws on more than three decades of experience in the financial services industry and utilizes the resources of Merrill Lynch to address the unique circumstances of each client. Karynne’s educational background includes a bachelor's degree from San Diego State University, and she holds the Personal Investment Advisor (PIA) designation. She has been actively involved in community organizations such as the Foundation of La Jolla High School.