Monica Boulter is a financial advisor at CSP Financial Group LLC in Baltimore, MD, with four years of industry experience. She holds a Series 65 designation and has worked with CSP Financial Group since 2023. Outside of her advisory role, she serves as a Foreign Affairs Officer with the U.S. Department of State, a position she has held since 2015. CSP Financial Group provides discretionary asset management, financial planning, and retirement-plan services to individuals, high-net-worth clients, and business entities. The firm emphasizes portfolio construction and monitoring aligned with Modern Portfolio Theory and collaborates with third-party managers such as Matson Money.

Mary Thompson is a CFP® with 13 years of experience in financial advising. She is currently with Buttonwood Financial Advisors, Inc., where she has worked since 2024. Her prior experience includes roles at Reframe Financial Planning, LLC and Financial Advantage, Inc. Thompson is a co-founder and board chair of This Point Forward, a nonprofit that provides resources and services to adults over 50 navigating the second half of life. Buttonwood Financial Advisors offers portfolio management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm manages approximately $393 million in client assets and employs a disciplined investment process based on written policies, fundamental analysis, and strategic asset allocation.

Terrence Jones is a financial advisor at Baltimore-Washington Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price for several years. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio investment process overseen by a weekly committee and integrates tax considerations into financial planning and portfolio management.

Ryan Mc Coy is a financial advisor at SFG Wealth Management with a Series 66 designation and three years of industry experience. He previously worked at LPL Financial and has held roles outside of finance including positions at Mount Vernon Nazarene University and Chick-fil-A. SFG Wealth Management serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary, client-focused approach with diversified investment strategies and offers specialized planning services such as corporate structure and tax planning.

John Kinzer is a CFP® with 38 years of industry experience, currently serving as an advisor at Apollon Financial, LLC. He previously worked at LPL Financial for six years and Wells Fargo Advisors Financial Network for ten years. Apollon Financial is an SEC-registered advisory firm managing approximately $1.45 billion and serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm utilizes a combination of centrally managed model strategies and advisor-led portfolios, with investment options including ESG risk-based models, Direct Indexing, and tax-aware techniques.

Jack Ramey is a CERTIFIED FINANCIAL PLANNER™ professional with 37 years of industry experience. He has been with WBH Advisory, Inc. since 2020 and previously worked at Biegel Waller Investment Advisory Services and the College of Financial Planning. Ramey serves on the investment committee of the Fuel Fund of Maryland, a nonprofit that assists with household utility payments. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management and comprehensive financial planning services, constructing portfolios through fundamental equity analysis with a focus on long-term strategies and regular rebalancing.

John Kelly is a CFP® professional with 16 years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2009. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates tax considerations closely with investment management, while managing a high client load through scalable, standardized processes.

Gregory Armstrong is a CFP® professional with 22 years of industry experience, currently serving at Armstrong Dixon in Baltimore, MD. He has been affiliated with LPL Financial and Armstrong Dixon since 2013. Outside of his advisory role, he is involved in non-variable insurance activities. Armstrong Dixon provides discretionary investment management and financial planning to individuals, high-net-worth families, charitable organizations, small business owners, and retirement plan sponsors. The firm employs a strategic, global asset allocation approach combining active and passive strategies, third-party research, and risk-management metrics, managing approximately $447.5 million in assets for around 290 clients with a team of six advisors.

Carrie Beren is a CFP® with 18 years of experience in financial advising. She is currently with WBH Advisory, Inc., where she has worked since 2021, following prior roles at Congress Wealth Management LLC and Pinnacle Advisory Group, Inc. Beren also serves as a manager of a family LLC focused on estate planning. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management alongside financial, estate, and income tax planning, utilizing fundamental equity analysis and a mix of investment vehicles with a longer-term strategy supported by integrated technology platforms.

Samantha Nash is a financial advisor with Baltimore-Washington Financial Advisors, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Prostatis Financial Group, SFG Wealth Management, and LPL Financial. Outside of finance, she has experience working in the hospitality industry at Old Stein Inn and Buddy's Crab & Ribs. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio strategy overseen by a weekly investment committee, emphasizing diversified allocations and long-term capital growth, while integrating tax considerations into portfolio management and offering specialized services such as business transaction support and a Living Legacy aging plan.

John Crain is a financial advisor with Chapin Davis in Reisterstown, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He worked at Summit Financial Group Inc and Summit Brokerage Services, Inc. from 2002 to 2018 before joining Chapin Davis in 2018. Outside of his advisory role, he is an insurance agent involved with Crump Insurance and Chapin Davis Insurance, focusing on life, health, long-term care, and disability insurance products. Chapin Davis serves individuals, corporations, trusts, and retirement accounts with investment advisory and financial planning services. The firm manages approximately $539 million in assets and employs a variety of investment strategies through a multi-advisor team.

Evan Davies is a CFP® professional with one year of experience in financial advising. He is currently affiliated with Praetorian Guard, a division of Praetorian Wealth Management, Inc. In addition to his advisory role, Davies has served in the U.S. Army at the Department of Defense since 2014. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across a diverse client base and utilizes fundamental and cyclical analysis to guide investment decisions tailored to each client's objectives.

Natalie Sherman is a Series 65-licensed advisor at &Wealth Partners in Baltimore, MD, with six years at the firm and a total of 15 years in the financial services industry. She previously worked at Gallagher Evelius & Jones LLP for ten years. Sherman serves on the boards of trustees for the Baltimore School for the Arts Foundation, the Baltimore School for the Arts (where she was chair from 2017 to 2019), and the Chesapeake Bay Outward Bound School. &Wealth Partners provides financial planning, consulting, and investment management to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm manages client portfolios primarily through independent investment managers and exchange-traded funds, employing both long- and short-term fundamental analysis strategies.

Eric Harris is a financial advisor at Colomb Investment Management Company, LLC with 13 years of industry experience. He holds a Series 65 designation and has previously worked at Marathon Financial Group, LLC and Guardian Life Insurance Co of America. Outside of his advisory role, he serves on several nonprofit boards, including the Bay Theatre Company and the Central Maryland Chamber Foundation, and is involved in local community organizations in Laurel, MD. Colomb Investment Management Company, LLC provides personalized investment management, financial planning, and retirement-plan consulting to individuals, trusts, estates, and small businesses. The firm employs a long-term, diversified investment approach based on Modern Portfolio Theory and factor models, and offers both discretionary and nondiscretionary mandates with oversight of third-party managers.

Jeffrey Malcom is a CFA® charterholder with 13 years of industry experience. He has been with Buttonwood Financial Advisors, Inc. since 2012. Outside of his advisory role, he holds passive stakes in businesses related to online marketing and retail consultancy. Buttonwood Financial Advisors manages approximately $393 million in client assets, providing portfolio management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a disciplined investment process guided by written policy statements, combining fundamental analysis with strategic asset allocation and continuous account monitoring.

Jeffrey Goldman is a financial advisor at Chapin Davis with 31 years of industry experience. He has been with Chapin Davis since 1997. Outside of his advisory role, he occasionally drives for Lyft. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts. The firm manages approximately $539 million in assets and employs a variety of portfolio management strategies through a multi-advisor team.

Peter Pavlov is a financial advisor with Lynx Investment Advisory, LLC in Columbia, MD, holding a Series 65 credential and bringing four years of industry experience. His prior roles include positions at Select Investment Solutions, PMP Advisors, Silk Invest LTD, and OFI Asset Management. Lynx Investment Advisory serves individual and institutional clients by providing investment consulting, manager research, and portfolio monitoring. The firm creates customized allocations implemented through vetted third-party managers and offers both discretionary and non-discretionary services, managing over $1 billion on a non-discretionary basis as of the end of 2024.

Alexandra Stewart is a CFP® with nine years of industry experience, currently serving at Buttonwood Financial Advisors, Inc. in Baltimore, MD. She has been with the firm since 2015. Buttonwood Financial Advisors offers portfolio management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm manages approximately $393 million in client assets and employs a disciplined investment approach guided by written policy statements and fundamental analysis.

Charles Kenny is a financial advisor with WBH Advisory, Inc. in Baltimore, MD, holding a Series 65 designation and two years of industry experience. His prior work includes roles at Consero and teaching positions at the University of Maryland and Boys' Latin School of Maryland. WBH Advisory provides discretionary investment management and financial planning to individuals, trusts, retirement plans, nonprofit organizations, and business entities. The firm tailors portfolios to client objectives and risk tolerance, combining equities, fixed income, mutual funds, and ETFs, with an emphasis on long-term equity holdings supported by fundamental analysis and cyclical allocation or bond laddering when appropriate.

Mary Braun is a financial advisor at Chapin Davis with 44 years of industry experience. She has been with Chapin Davis since 2008 and holds Series 63 and Series 65 licenses. In addition to her advisory role, she is involved in Chapin Davis Insurance, where she researches life, long-term care, and annuity products to meet clients' fixed product needs. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts. The firm manages approximately $539 million in assets and employs a range of investment strategies through a multi-advisor team.