Carlotta Black is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding Series 63 and Series 65 credentials and 35 years of industry experience. Her prior roles include positions at Wells Fargo Advisors LLC and Prudential Equity Group, LLC. Outside of her advisory work, her spouse owns a trophy business in South Charleston, WV. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory, financial planning, retirement plan consulting, and brokerage solutions. The firm manages roughly $671 billion in assets through more than 14,000 financial advisors and employs research-driven investment approaches.

James Mc Clure is a financial advisor at Ameriprise with 35 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a business under Jerica9326 LLC. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, using a research-driven, algorithm-supported approach combined with personalized financial advice.

Danny Wilkinson is a financial advisor with Morgan Stanley, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2019 and previously at Unified Trust Company from 2016 to 2018. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Geoffrey Korwan is a financial advisor with Morgan Stanley in Charleston, WV, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015, as well as experience with Citigroup Global Markets dating back to 1992. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored planning services.

Sarah Trippe is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill and Rockefeller Capital Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional plans.

John Holland is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Summit Financial Group Inc. and Cetera Wealth Services, LLC. Holland is a partner in the ownership of thoroughbred racehorses and serves as a board member of the nonprofit Craik Patton House. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program structures and investment options.

John Dawson II is a financial advisor with Morgan Stanley in Charleston, WV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009. Dawson serves on the sales advisory council at the University of Charleston. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers a broad range of services including estate planning and investment management.

Anthony Mazelon is a financial advisor with Robert Baird & Co., holding a Series 66 designation and bringing 24 years of industry experience. He has worked at Robert Baird since 2019 and has been with J.J.B. Hilliard, W.L. Lyons, Inc. since 2001. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies supported by internal research and technology.

Christian Perez is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding the unique priorities of his clients to develop personalized financial strategies aligned with their goals and family needs. He has expertise in general investing, retirement planning, and saving for unexpected events. Christian takes the time to get to know clients in order to provide ongoing advice and guidance as their circumstances and objectives evolve. Christian holds a Bachelor's Degree and a Master's Degree from Marshall University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

William Painter is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior work includes roles at MRC Global and multiple positions at Marshall University and West Virginia University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Painter is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory role, he acts as a power of attorney for his mother. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors.

Christopher Heller is a CFP®-certified financial advisor with Morgan Stanley, based in Charleston, West Virginia. He has 18 years of industry experience and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. He serves as a board member of the WV Smart529 Board of Trustees. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and diverse investment strategies to deliver comprehensive financial services.

Ryan Tweedy is a financial advisor at Ameriprise with two years of industry experience and holds a Series 66 designation. His prior roles include positions at West Virginia University and Charles Ryan Associates. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering services such as the Premier Retirement Income program, which provides detailed retirement income planning and tax-aware withdrawal strategies. The firm’s approach includes proprietary research and algorithmic tools to deliver tailored recommendations within a defined investment framework.

Zachary Sallade is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at PFS Investments Inc. and Primerica Financial Services for seven years and has been involved with Putnam County Schools for over a decade. Outside of advising, he mentors a student interested in pursuing a career as a financial advisor at Teays Valley Christian School. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage, investment advisory services, and access to various third-party managed account solutions, employing asset-allocation tools and risk assessment to construct diversified portfolios.

Kellie Keeling is a financial advisor at Ameriprise with 35 years of industry experience. She has held roles at Ameriprise since 2020 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2020. She holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports primarily focused on income sources, Social Security options, and withdrawal strategies.

Joshua Cross is a Wealth Management Advisor and a founding member of the Hardy, Smith, Cross & Associates team, where he serves as the lead relationship manager and financial strategies consultant. In this role, he works closely with clients to identify their personal objectives and monitors their progress toward achieving their financial goals. His background in both financial services and psychology and counseling provides him with a distinctive perspective to guide clients in creating their financial and personal legacy. Mr. Cross holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Exit Planning Advisor (CEPA), Chartered Life Underwriter (CLU), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Master's Degree from Regent University and a Bachelor's Degree from West Virginia University. His client focus areas cover a broad range including retirement planning, portfolio management, legacy planning, socially responsible investing, and services for endowments, foundations, and non-profits. Originally from Morgantown, West Virginia, Joshua currently resides in Charleston with his wife and three children. He is actively involved in the Charleston community and serves on the board of the Clay Center for the Arts & Sciences. Outside of his professional responsibilities, he enjoys biking, hiking, reading, and spending time with his family.

Adam Perry is a Financial Advisor and partner on the PS & Associates team at Merrill Lynch Wealth Management. He has over five years of experience in the industry, focusing on wealth management for individuals and families. Adam works to understand each client's financial situation and priorities to develop personalized financial strategies that are flexible to changing needs and market conditions. His expertise includes college education planning, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. Adam provides clients with access to Merrill's investment insights and the banking convenience and lending solutions of Bank of America to address various aspects of their financial lives. Adam holds a Bachelor's Degree from West Virginia University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also involved in community service, volunteering with organizations in the communities he serves. In his personal time, Adam enjoys baseball, basketball, golfing, and hunting.

Arville Cline is a financial advisor at Osaic with 13 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Primerica Advisors and Primerica Financial Services for 12 years. He also owns Cline Business Services, a proprietorship offering full accounting and tax services as well as property and casualty insurance brokerage. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on diversified portfolios and access to third-party managers.

Cassandra Williamson is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Norman Shumate III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2019, leveraging nearly 30 years of experience in the newspaper business, venture capital, and public accounting. As a mid-life career changer, Norman has developed a client-centered practice within a large financial services firm. He works closely with business owners, individuals in mid-career contemplating retirement, and others managing transitions in their lives, aiming to help them grow, preserve, and leave a legacy with their wealth. Norman's background includes leading and selling a family-owned newspaper business, providing him with insights into the financial challenges faced by small business owners. His client focus areas encompass family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and retirement income. He holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He earned both a Bachelor's Degree and a Master of Business Administration (MBA) from West Virginia University. Norman and his family have resided in Charleston, West Virginia, for over 30 years. He contributes to his community through service on the Yeager Airport Board of Directors and previously served on the United Way of Central West Virginia Board of Directors from 2013 to 2021. Additionally, he has been involved with the YPO Gold Mountain State as an Assistant Learning Officer.