Otis O'connor Jr. is a Senior Financial Advisor specializing in financial strategies, retirement, and legacy planning for individual clients and their families. He also works with business retirement plans and provides access to commercial lending through Bank of America. As a founding member of the O'Connor & Associates team, he focuses on individual portfolio strategies for growing client wealth and retirement plans, complemented by lending solutions for medical practices and commercial and residential clients. Otis has a deep understanding of the financial needs of healthcare professionals, including financing start-ups or growing practices, debt restructuring, equipment financing, and retirement plans. His previous career was in healthcare management, where he served in multiple administrator roles for multi-specialty physician practices and surgery centers in the Carolinas and West Virginia. He is an active member of the Charleston Estate Planning Council and earned the Eagle Scout award in his youth. He holds a Bachelor's Degree from Virginia Polytechnic Institute & State University and a Master's Degree from Virginia Commonwealth University. Otis possesses the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. His approach is founded on connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals.

Andrew Zban is a financial advisor with Morgan Stanley in Charleston, WV, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at N3 and La Familia and was affiliated with Marshall University. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a structured planning process without individual security recommendations as part of standalone plans.

Emma Conrad is a financial advisor at Robert Baird & Co. with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Robert Baird & Co. since 2019 and JJB Hilliard WL Lyons LLC since 2016. Conrad serves on the investment committee of the YWCA Charleston WV, is a board member and treasurer of Trinity Evangelical Lutheran Church, and participates on the investment committee for the Clay Center. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and specialized account programs, utilizing internal research, manager selection, and tax management strategies.

Collin Cornell is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute and has completed an Accredited Certificate Program from the Yale School of Management. His professional registrations include FINRA Series 7, 63, and 65. Collin's expertise encompasses portfolio management, retirement planning, business planning, philanthropic planning, wealth preservation, and transfer strategies. He applies institutional-level investment principles, emphasizing disciplined portfolio design, strategic asset allocation, and evidence-based investment decision-making. Collin works with a diverse client base that includes individuals, families, businesses, corporations, foundations, and non-profits to help navigate complex financial decisions through customized strategies and long-term planning. He is a member of the Charleston Estate Planning Council and participates in community activities with organizations such as Habitat for Humanity, River Ridge Church, and Special Olympics.

Matthew Young is a financial advisor with LPL Financial, holding the CFP® designation and Series 66 license, and has 18 years of industry experience. He previously worked at G.A. Repple & Company for 17 years and has maintained a separate role as owner and head running coach at Genesis Running LLC since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions with a variety of financial planning, portfolio management, and participant-level retirement advice solutions.

Carlotta Black is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding Series 63 and Series 65 credentials and 35 years of industry experience. Her prior roles include positions at Wells Fargo Advisors LLC and Prudential Equity Group, LLC. Outside of her advisory work, her spouse owns a trophy business in South Charleston, WV. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory, financial planning, retirement plan consulting, and brokerage solutions. The firm manages roughly $671 billion in assets through more than 14,000 financial advisors and employs research-driven investment approaches.

James Mc Clure is a financial advisor at Ameriprise with 35 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a business under Jerica9326 LLC. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, using a research-driven, algorithm-supported approach combined with personalized financial advice.

Danny Wilkinson is a financial advisor with Morgan Stanley, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2019 and previously at Unified Trust Company from 2016 to 2018. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Geoffrey Korwan is a financial advisor with Morgan Stanley in Charleston, WV, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015, as well as experience with Citigroup Global Markets dating back to 1992. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored planning services.

Sarah Trippe is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill and Rockefeller Capital Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional plans.

Thomas Anderson Jr. is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services and Investment Centers of America. Anderson also has a long-standing affiliation with Poca Valley Financial. Cetera Investment Advisers LLC is an SEC-registered adviser delivering services through a nationwide network of over 10,000 independent advisors. The firm serves a broad client base and offers a range of portfolio management and financial planning solutions, utilizing a multi-manager platform with access to affiliated and third-party managers.

John Holland is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Summit Financial Group Inc. and Cetera Wealth Services, LLC. Holland is a partner in the ownership of thoroughbred racehorses and serves as a board member of the nonprofit Craik Patton House. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program structures and investment options.

John Dawson II is a financial advisor with Morgan Stanley in Charleston, WV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009. Dawson serves on the sales advisory council at the University of Charleston. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers a broad range of services including estate planning and investment management.

Anthony Mazelon is a financial advisor with Robert Baird & Co., holding a Series 66 designation and bringing 24 years of industry experience. He has worked at Robert Baird since 2019 and has been with J.J.B. Hilliard, W.L. Lyons, Inc. since 2001. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies supported by internal research and technology.

Christian Perez is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding the unique priorities of his clients to develop personalized financial strategies aligned with their goals and family needs. He has expertise in general investing, retirement planning, and saving for unexpected events. Christian takes the time to get to know clients in order to provide ongoing advice and guidance as their circumstances and objectives evolve. Christian holds a Bachelor's Degree and a Master's Degree from Marshall University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

William Painter is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior work includes roles at MRC Global and multiple positions at Marshall University and West Virginia University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Painter is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory role, he acts as a power of attorney for his mother. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors.

Christopher Heller is a CFP®-certified financial advisor with Morgan Stanley, based in Charleston, West Virginia. He has 18 years of industry experience and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. He serves as a board member of the WV Smart529 Board of Trustees. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and diverse investment strategies to deliver comprehensive financial services.

Ryan Tweedy is a financial advisor at Ameriprise with two years of industry experience and holds a Series 66 designation. His prior roles include positions at West Virginia University and Charles Ryan Associates. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering services such as the Premier Retirement Income program, which provides detailed retirement income planning and tax-aware withdrawal strategies. The firm’s approach includes proprietary research and algorithmic tools to deliver tailored recommendations within a defined investment framework.

Zachary Sallade is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at PFS Investments Inc. and Primerica Financial Services for seven years and has been involved with Putnam County Schools for over a decade. Outside of advising, he mentors a student interested in pursuing a career as a financial advisor at Teays Valley Christian School. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage, investment advisory services, and access to various third-party managed account solutions, employing asset-allocation tools and risk assessment to construct diversified portfolios.