Rahul Kashyap is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Merrill, LPL Financial, Fortune Investment Advisory, and the United Postal Service. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and smaller retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm provides both point-in-time financial planning and ongoing portfolio management, operating within a vertically integrated group that includes affiliated funds and donor-advised fund services.

Prabhvinder Kaur is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at TIAA-CREF since 2023, with prior roles at Financial Principles and Metcalfe and Associates. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with employer retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm combines point-in-time planning with ongoing portfolio management and acts as adviser to a donor-advised fund.

Ee Yang is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to joining TIAA-CREF in 2024, Yang worked at Members Trust Company, Credit Union Investment Services, SeCU Brokerage Services, SeCU Life Insurance Company, and the State Employees' Credit Union. Yang is also the owner of ProjectEM Co, a side business focused on producing and selling signs and laser goods. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with prior employer retirement plan relationships. The firm operates a vertically integrated advisory model that separates planning services from ongoing portfolio management and applies a fiduciary standard to its registered investment adviser services.

Diana Urichich is a financial advisor at TIAA-CREF with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA and TIAA-CREF since 2016. Based in Charlotte, NC, she serves clients through these firms' financial planning and investment management services. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and corporate entities. The firm provides both model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Jeffrey Channell is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining TIAA-CREF in 2014, he worked at Allspring Funds Management, LLC and Edward Jones. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm offers both point-in-time planning and ongoing discretionary management through various managed account programs.

Travis Lecture is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 11 years of industry experience. He worked at Fidelity Brokerage Services from 2014 to 2017 before joining TIAA-CREF. Outside of finance, Travis sells prints of his astrophotography through Artmill and an online Shopify store, and he assists with record-keeping for his wife's dance boutique, Grace and Pointe, LLC. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals, trusts, and small retirement plans, often serving clients with existing TIAA-administered retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management, using model portfolios or customized strategies under a fiduciary standard.

Aidan Mabunga is a financial advisor at TIAA-CREF with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Merrill, and Equitable Advisors. Mabunga is also associated with various organizations including the Charlotte Country Club and Project Destined. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing employer retirement plan relationships, and operates within a vertically integrated advisory model that includes customized portfolio management and donor-advised fund services.

Maria Luoni is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63, 65, and 66 licenses with 29 years of industry experience. She has previously worked at Morgan Stanley and Tru Independence Asset Management, LLC, among other firms. Luoni is also involved with YellowWood Wealth Solutions in an associate wealth solutions role. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing TIAA-administered retirement plan relationships. The firm combines point-in-time planning with ongoing discretionary management, utilizing both model and customized portfolios, and acts as adviser to a donor-advised fund within a vertically integrated structure.

Bryan Bach is a financial advisor at Focus Partners Wealth, LLC with 11 years of industry experience. He holds a Series 65 designation and previously worked at Zacks Investment Management Inc. and Churchill Management Group. Bach is based in Matthews, NC. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, retirement plan consulting, and access to private and registered pooled investment vehicles. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Makeda Smith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and 21 years of industry experience. She has worked at TIAA and TIAA-CREF since 2005. Outside of her advisory role, she is also a landlord. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management using model and customized portfolios, applying a fiduciary standard across its RIA services.

Jaime Myers is a financial advisor at TIAA-CREF with 17 years of industry experience. They hold a Series 66 credential and have previously worked at Nuveen Securities, LLC, MassMutual, and LPL Financial Corporation. Outside of their advisory role, Myers serves as President of the American Legion Auxiliary Unit 321, organizing fundraising and volunteer efforts to support veterans and active military and first responders, and as President of the Organized Chaos Dragon Boat Club in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm provides model and customized portfolios under a fiduciary standard and acts as an adviser to the TIAA Donor Advised Fund.

Marcus Royal is a financial advisor at TIAA-CREF with Series 63 and Series 66 credentials and three years of industry experience. He previously worked at One Main Financial / Citigroup for nine years before joining TIAA in 2022. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing ties to TIAA employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds.

Michelene Taylor is a financial advisor at TIAA-CREF with 27 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA and TIAA CREF Individual & Institutional Services LLC since 2001. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund.

Alex Humphreville is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at TIAA-CREF since 2019 and was previously with Neuberger Berman for three years. TIAA-CREF’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management, offering both model and customized portfolios under a fiduciary standard.

Stephen Watson is a financial advisor at TIAA-CREF with five years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Vanguard Advisers, Inc. and Vanguard Marketing Corporation. TIAA-CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA employer retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm provides point-in-time planning and ongoing discretionary management, including customized portfolios managed under client-approved investment policies.

Jonathan Strong is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked at TIAA and its affiliated entities since 2017 and previously spent time at Wells Fargo Clearing Services. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers a range of advisory services including model portfolio-based and customized portfolio management.

Zachary Goreczny is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing Services and several other firms. Outside of his advisory role, he owns a home computer and electronic repair business and serves as an independent AI evaluator for an artificial intelligence service provider. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement relationships. The firm’s advisory model separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund while operating within a vertically integrated group.

Camille Lubic is a financial advisor at TIAA-CREF with three years of industry experience. She holds the Series 66 designation and previously worked at JP Morgan Securities, LLC, and JP Morgan Chase & Co. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans.

Mitchell Juda is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Raymond James Financial Services, Wells Fargo Clearing Services, Bank of America, Merrill, and Northwestern Mutual. Outside of his advisory work, he owns Norm's Closet, an online business selling officially licensed UNC Charlotte merchandise and apparel. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers a range of investment management services that include both model and customized portfolios and acts as adviser to a donor-advised fund.

Jaclyn Copeland is a financial advisor at TIAA-CREF with three years of industry experience. She holds a Series 66 designation and has previously worked at Vanguard Advisers, Vanguard Marketing Corporation, Williams & Fudge, Inc., and New York & Company. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected through employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory services separate point-in-time planning from ongoing discretionary management and offer model and customized portfolios under a fiduciary standard.