James Wright is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He operates from the firm's offices in Los Angeles, California, and Minneapolis, Minnesota. James has been with Merrill Lynch since 1997, bringing a longstanding presence within the firm. His expertise encompasses customized financial recommendations focusing on retirement planning, corporate stock options, concentrated stock positions, alternative investments, estate-planning issues, and money management. Additionally, he specializes in executive and corporate services such as qualified and non-qualified retirement plans, ESOPs, ESPPs, Defined Benefit Institutional Consulting, and liability management for both corporations and individuals. James holds multiple professional designations including the Chartered Retirement Planning Counselor (CRPC), Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), and Certified Plan Fiduciary Advisor (CPFA). James earned his bachelor's degree from the University of North Dakota. He approaches client engagements by understanding the specific needs and biases of each individual to develop personalized financial strategies aimed at pursuing their long-term goals. Clients of James can expect tailored advice and access to specialized investment services pertinent to sophisticated investors and their families.

Michael Evans is a CFP® professional affiliated with OSAIC, based in Debary, Florida, with 41 years of industry experience. He worked at FSC Securities Corporation for 39 years before joining OSAIC in 2023. Evans also serves as a notary public and is president of Evans Advisory Group, a privately held business entity. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and advisory platforms. The firm provides a range of brokerage, advisory, and managed-account services, utilizing advanced asset allocation and portfolio management tools.

Kyle Jensen is a financial advisor at OSAIC in Deltona, FL, with four years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Corrado Industrial. OSAIC serves a wide range of retail and institutional clients through a large network of advisers, offering brokerage and advisory services, financial planning, retirement consulting, and access to multiple third-party managers and platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage diversified portfolios across various investment vehicles.

Shilpa Mirchandani is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She previously worked at Wells Fargo Bank, Wells Fargo Clearing Services, and City National Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Nicole Roberts is a Senior Financial Advisor with the Roberts & Associates Group at Merrill Lynch Wealth Management in Heathrow, Florida. In this role, she provides integrated strategy, advice, and service to high-net-worth clients, their families, and their businesses. Nicole works closely with clients to develop personalized wealth management plans that address family wealth management, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and socially responsible investing, among other focus areas. She leverages insights from Merrill and access to lending solutions through Bank of America to support her clients' financial goals. With more than 25 years of experience in the financial services industry, Nicole has held leadership roles at Comerica Bank, The Private Bank and Trust Company, and J.P. Morgan before joining Merrill Lynch Wealth Management in 2019. She holds a Bachelor of Business Administration in Finance with an emphasis in Accounting from Eastern Michigan University and the Certified Divorce Financial Analyst® certification. Nicole works collaboratively with clients' external tax and legal advisors to provide cohesive advice, particularly around trust and estate planning, business and succession strategies, and charitable giving. Outside of her professional commitments, Nicole participates in community volunteering and enjoys activities such as boating, golfing, hiking, cooking, interior decorating, and spending time with her family.

Debbie Van Gaale is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has previously worked at Synergy Wealth Alliance/LPL Financial LLC and Certified Financial Group. Outside of her advisory role, she serves as a trustee for a family trust. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and centralized due diligence.

Brian Musbach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works as part of a financial team dedicated to assisting families, individuals, and business owners in developing long-term financial strategies. Brian focuses on helping clients organize personal and business finances through a detailed discovery process that prioritizes their financial goals, risk tolerance, time horizons, and liquidity needs. His approach aims to create personalized wealth management strategies tailored to each client's objectives. Brian’s areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and retirement income. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from DeVry University in Orlando. Outside of his professional work, Brian is involved with the Knights of Columbus and supports the Boys and Girls Club. His personal interests include cooking, fishing, golfing, running, and tennis.

Deborah Hawksworth is a financial advisor with LPL Financial in Orange City, FL, holding a Series 66 designation and 14 years of industry experience. She previously worked at Edward Jones for eight years before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Louis Robertson Jr. is a financial advisor with Robertson Advisory, Inc. in Deland, FL, holding the CFP® and Series 63 designations and bringing 36 years of industry experience. He has been with LPL Financial since 2009 and has operated Robertson Advisory, Inc. since 1986. Outside of advising, he serves on the board of Mustard Seed Publishing, Inc., which publishes the DeLand Beacon Newspaper. Robertson Advisory, Inc. is an independent firm providing financial planning and advisory services primarily on an hourly rate basis.

Bernard Le Fils is a financial advisor at Lefils Wealth Management LLC in Orange City, FL, with seven years of industry experience. He holds a Series 65 designation and has worked since 2007 at LeFils & Company, LLC, a CPA firm where he is a managing member and performs managerial and CPA duties. Outside of financial advising, he is a managing member and partner in a commercial cattle operation, Diamond L Cattle Company, LLC. Lefils Wealth Management LLC is an independent firm serving clients with personalized financial advisory services.

Victoria Kizma is a financial advisor at DRT Financial Advisors with six years of industry experience. She holds a Series 65 designation and has worked at Financial Independence Advisors, LLC, and Dreggors, Rigsby & Teal PA. Her prior experience includes positions at T & K Enterprises of Deland PA and LeFils & Company, LLC. DRT Financial Advisors is a supported firm with a team of two advisors.

Ronald Cantlay is a CFP® professional with 14 years of experience in financial planning and investment advisory. He is currently with Financial Independence Advisors, LLC and has held a leadership role as president and CPA at Dreggors, Rigsby & Teal, P.A., a public accounting firm where he has worked since 2001. Cantlay has been a Certified Public Accountant since 1997 and has provided public accounting services since 1995. Financial Independence Advisors, LLC serves individual, high-net-worth, and institutional clients with discretionary portfolio management and financial planning. The firm employs a value-driven investment approach focused on fundamental analysis, long-term horizons, and diversification, and is notable for its operational affiliation with a public accounting firm and its educational seminars on investing fundamentals.