Jeffrey Beebe is a CFP® professional with 11 years of industry experience. He has worked at G.A. Repple & Company since 2015 and also founded Golden Rule Wealth Advisory, where he provides income tax preparation and financial counseling services. Outside of his advisory work, he serves as a Benevolence Coach focusing on budget and debt coaching at Westside Community Church. G.A. Repple & Company offers investment advisory and financial planning services to a diverse client base, including retail individuals, retirement plans, trusts, estates, and corporate entities. The firm employs various analytical approaches to portfolio construction and provides multiple investment programs, including Biblically-Responsible Investing models.

Stephen Santoro is a financial advisor with G. A. Repple & Company, holding a Series 66 designation and bringing 24 years of industry experience. His prior roles include positions at Summit Wealth Partners, LLC and self-employment through Stephen V. Santoro MBA, LLC. Outside of advisory work, he is the founder of Seed for Me, an internet platform focused on raising awareness and support through volunteer efforts. G. A. Repple & Company provides investment advisory and financial planning services to retail individuals, employer-sponsored retirement plans, trusts, estates, and corporate entities. The firm employs a variety of analytical approaches to build portfolios aligned with client goals and risk tolerances and offers both discretionary and non-discretionary portfolio management alongside multiple model strategies.

Jason Thornton is a financial advisor at Integrity Advisory Solutions with three years of industry experience. He holds a Series 65 credential and previously worked at Encompass More Asset Management LLC. Thornton is also CEO and co-founder of PL Marketing LLC, an insurance brokerage focused on Life Insurance and Annuities. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors, managing about $1.1 billion in client assets. The firm provides portfolio management, financial planning, retirement plan consulting, and utilizes a range of asset-allocation strategies and third-party platforms.

Joseph Gallagher is a financial advisor at Fortis Capital Advisors, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kovack Advisors, Inc., Kovack Securities, Inc., and Securian Financial Services, Inc. Gallagher is also the founder and president of Ali's Hope Foundation, a nonprofit focused on raising awareness and grants for young adults newly diagnosed with illness. Fortis Capital Advisors is an SEC-registered multi-team investment adviser serving individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm offers customized portfolio management, financial planning, retirement consulting, and educational workshops, using a combination of active, passive, tactical, and ESG-aware strategies, along with third-party sub-advisors.

Rafael Sosa Matos is a financial advisor with Level Four Advisory Services who holds Series 63 and Series 65 licenses and has 26 years of industry experience. His prior work includes roles at American Fidelity, Mutual of Omaha Investor Services, Morgan Stanley, and Foresters Financial Services. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion, serving individuals, corporations, retirement plans, and municipal entities. The firm offers financial planning, portfolio management, retirement-plan consulting, and connects clients with third-party money managers and wrap-fee programs.

Shannon Hill is a financial advisor with Truist Advisory Services holding a Series 66 credential and three years of industry experience. Her career includes roles at Truist Advisory Services, Truist Investment Services, Fairwinds Credit Union, and CUSO Financial Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering solutions such as asset allocation, fiduciary support, and a manager-selection program through discretionary and non-discretionary approaches.

Francesco Amato is a financial advisor at Schwab Wealth Advisory with CFP® and CFA® designations and two years of industry experience. He has previously worked at First National Bank of Mount Dora, South Lake Wealth Management, and Legacy Trust Family Wealth Office, among other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm emphasizes client authorization for trades and typically recommends separately managed accounts managed by third-party or affiliated money managers.

Ion Angi Filip is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses, and has two years of industry experience. Prior to joining Schwab Wealth Advisory, he held roles at Charles Schwab & Co., Inc. and DoorDash Inc., among other companies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and Charles Schwab & Co.-referred clients. The firm’s investment approach is guided by Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations based on client goals and risk tolerance without exercising discretionary trading authority.

Renee Cooper is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2016. She previously served in the United States Air Force starting in 1998 and has been involved in real estate property management since 2011. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing Charles Schwab’s asset allocation models and research tools to tailor recommendations to client goals and risk tolerance.

Christopher Caro is a CFA® charterholder with 15 years of industry experience. He is currently an advisor at Schwab Wealth Advisory and Charles Schwab in Orlando, FL, having joined both firms in 2025 after 15 years at BNY Mellon. Outside of his advisory role, his spouse owns and operates a retail business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection using internal research tools and standard models, with client authorization required for all trades.

Daniel Sotomarino is a financial advisor with Empower Advisory Group holding Series 66 and Series 63 licenses. He has three years of industry experience, having worked previously in private consulting and at several financial firms including Flagstar Bank and Northwestern Mutual. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Nicolas Garcia Lopez is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2025. He has been affiliated with Charles Schwab & Co., Inc. since 2017 and previously held positions at Hertz, Corporate Graphics International, and Sherwin Williams. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s guidance is based on proprietary asset-allocation models and research tools, offering tailored recommendations reviewed at least annually.

Alexander Moore is a CFP® professional with 13 years of experience in the financial advisory industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at Aegis Wealth Management, LLC, Delta Advisory Group, Inc., and Delta Capital Management, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement plan consulting, utilizing a blend of passive and active investment strategies guided by an internal Investment Committee.

Nicole Keating is a financial advisor with Truist Advisory Services in Altamonte Springs, FL, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. She has worked with various SunTrust entities since 2015, including SunTrust Advisory Services, SunTrust Bank, and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research and a structured manager-selection program.

Stacy Brandenburg is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various Charles Schwab entities since 2010, including Schwab Wealth Advisory Inc., Charles Schwab Trust Bank, and Charles Schwab Premiere Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored annually to clients’ goals and risk tolerance.

Matthew Stange is a CFP® professional with 14 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at Raymond James Financial Services and Keyes, Stange & Wooten CPA Firm. In addition to his advisory role, he teaches a finance course each semester as an adjunct professor at Stetson University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and select client referrals. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to guide investment selection, with an emphasis on client authorization for trades and tailored recommendations based on individual goals and risk tolerance.

Cindy Fowler is a financial advisor at Kestra Advisory with 28 years of industry experience. She holds the Series 66 credential and previously worked at ProEquities, Inc. from 2015 to 2022. Outside her primary advisory role, she is involved with Security Financial Management, offering financial planning and wealth management services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, supporting fiduciary services and offering access to multiple management platforms and third-party solutions.

Christopher Turner is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2012, as well as Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Meagan Druey Schaefer is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and six years of industry experience. Her work history includes roles at Charles Schwab & Co., Schwab Wealth Advisor Inc., J.P. Morgan Securities, Bank of America, Merrill, and Arkansas State University. Outside of her advisory work, she is the owner of Evergreen Kennels, where she breeds mini-Aussies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs standard asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Elizabeth Jameson Armstrong is a financial advisor at Truist Advisory Services with 20 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Suntrust Advisory Services, Inc. and Suntrust Bank since 2013. Armstrong is based in Casselberry, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and employs AI-enabled tools in its research process.