James Bessoni is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His career includes roles at Charles Schwab Bank, TD Ameritrade, Cetera, and Regions Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary advisory models, multi-asset portfolio strategies, and a centralized operational structure supporting a large client base.

Allison Norcutt is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. She has worked at LPL Financial since 2012, with a brief period at Sii Investments and Truist Investment Services prior to that. Norcutt operates under Fross and Fross Wealth Management, a DBA for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, and institutional platforms, supported by a network of over 22,800 investment adviser representatives.

Ana Fonseca is a Series 66 licensed financial advisor with 27 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. She has worked at Merrill Lynch Pierce, Fenner & Smith, Inc. for 17 years and has held various roles within Raymond James since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through a broad network of advisors and affiliated firms.

Ricardo Serra is a financial advisor at Osaic with 34 years of industry experience. He holds the ChFC® designation and a Series 65 license. His prior experience includes roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. Serra is involved in operating Signature Financial Solutions, LLC, which conducts securities investment advisory and insurance business. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm offers a multi-advisor platform with a range of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization approaches.

Michael Monteith is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. He also serves as a trustee and holds power of attorney roles in investment-related trusts in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct and corporate financial planning agreements.

Adrian Espinal is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Larry Tyree is a financial advisor at Merrill with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1976, also working at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Alexus Few is a financial advisor with OSAIC in Eustis, Florida, holding a Series 66 designation and five years of industry experience. Prior to joining OSAIC, Alexus worked at Securities America Advisors and Securities America, Inc. Outside of advising, Alexus owns and manages a financial services business focused on administrative work, proposals, and client account servicing. OSAIC serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services. The firm’s investment approach incorporates model-based asset allocation, portfolio optimization, and a range of program options including Unified Managed Accounts and third-party money manager programs.

Ralph Winn is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. His prior work includes over a decade with Cetera and its affiliated entities. Outside of financial advising, he owns a winery in France and operates an eBay-based business selling various products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, with advice delivered primarily through investment adviser representatives using various portfolio strategies.

William Bergin is a financial advisor with LPL Financial, holding Series 63 and 65 credentials and bringing 38 years of industry experience. He worked at Merrill for 10 years before joining LPL Financial in 2011. His other business activities include operating a DBA, Schneider Financial LLC, based in Cortland, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset managers, supporting its large network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Louis Satmaria is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Universal Orlando for four years and Avis Budget Group for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Lisa Laboo is a financial advisor at OSAIC with 33 years of industry experience. She holds the ChFC® designation and Series 63 license. Before joining OSAIC, she worked at Securities America Advisors, Inc. and Sunset Financial Services, Inc. Laboo serves as a volunteer board member for the YMCA, the United Way, and the Florida A&M University Foundation, where she is involved in nonprofit governance. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, offering various managed portfolio options and third-party investment programs.

Kevin Anschutz is a Planning Consultant at Fidelity Investments, where he collaborates closely with clients to develop personalized financial strategies that emphasize trust, transparency, and aligned objectives. He aims to support clients in feeling confident about their financial futures. Kevin's professional experience includes roles as a Planning Consultant at Fidelity Investments since 2025, Relationship Manager at Fidelity Investments from 2024 to 2025, Financial Representative at Fidelity Investments from 2023 to 2024, and Financial Advisor at Edward Jones from 2016 to 2020. Outside of his professional work, Kevin enjoys camping, cooking and baking, fishing, socializing with friends, music, and parenthood.

Jessica Palmer is a Planning Consultant at Fidelity Investments, where she works closely with clients and their dedicated advisors as part of the wealth planning team. In her role, she focuses on establishing and maintaining financial plans tailored to individual client needs. Jessica has been with Fidelity Investments since 2015, holding various positions including Financial Representative from 2015 to 2018, Relationship Manager from 2018 to 2022, and Planning Consultant since 2022.

Nicole Wortsman is a CFP® professional with 14 years of industry experience, currently serving clients at Edward Jones since 2019. She has prior experience with Wells Fargo Clearing and Wells Fargo Bank NA, spanning over a decade, and was involved with Compass One and Compass Two Enterprises. Outside of her advisory role, she manages businesses related to commercial and residential rental properties as well as shed sales in Florida. Edward Jones is a full-service wealth management firm serving a diverse client base including individual and institutional investors. The firm offers a range of investment advisory programs and services, supported by a large network of financial advisors and branch offices nationwide.

Gregory Prevatt is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 23 years of industry experience. He has been with Morgan Stanley in various capacities since 2003, currently working with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by a structured discovery process and firm-approved planning tools.

Madeline Carter is a financial advisor at Raymond James & Associates with three years of industry experience. She holds a Series 66 designation and previously worked at Equitable Advisors LLC and has a background that includes roles at Rollins College's Crummer Graduate School of Business and ACE Hardware. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, providing financial planning and investment consulting with a range of portfolio management styles and municipal advisory services.

Baxter Smith Jr. is a financial advisor with Ameriprise, holding a Series 63 designation and 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, utilizing a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement income recommendations.

Patrick Kavanaugh is a financial advisor with Merrill, holding Series 65 and Series 63 credentials and eight years of industry experience. He has worked at Bank of America and Merrill since 2021 and previously spent over a decade with Fifth Third and its affiliated broker-dealer. Outside of his advisory role, he is the owner of The Bowl Bar LLC, a limited liability company based in Windermere, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Hudgens is a financial advisor at LPL Financial with 28 years of industry experience. He holds a Series 63 designation and has worked at firms including Raymond James Financial and Waddell & Reed. Hudgens also operates CSHudgens Capital Management as a side business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment strategies.