Krysta Wright is a financial advisor at Raymond James Financial with Series 66 credentials and four years of industry experience. She has worked with various Raymond James affiliates since 2015. Outside of advising, she serves as treasurer for the nonprofit Dancing Horse Dressage & CT and acts as a healthcare power of attorney for her mother. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through advisory programs and institutional consulting.

Todd Winter is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior roles include positions at Stifel Nicolaus, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory work, he volunteers as a table leader for a financial education course sponsored by Christ Fellowship Church focused on personal debt management. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools with advisor input to deliver tailored retirement income advice.

Edvadio Major is a financial advisor at Edward Jones in Fort Pierce, Florida, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Major Business Solutions Inc, Hirsch & Co CPAs, and National Holdings Corp. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices across the United States.

Douglas Paul is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 27 years of industry experience. He has worked at LPL Financial since 2020 and previously spent 11 years with Wells Fargo Clearing and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Peyton Massie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Massie worked at UBS Wealth Management and spent four years at Rollins College. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and substantial assets under management.

Maria Klipstine is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1998. Outside of her advisory role, Klipstine is the owner of Marick Builders, Inc., and serves as an officer for two charitable foundations, the Smith Family Foundation and The MJ and ABS Foundation, both located in Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erik Melville is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Stifel since 2019. He previously worked at Raymond James & Associates from 2007 to 2019. Melville serves on the boards of the Arnold Palmer Medical Center Foundation and the St. Lucie County Sheriff's Foundation, supporting healthcare and law enforcement initiatives in his community. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and nonprofit organizations. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, offering forward-looking analyses to support client decision-making.

Brian Shambo is a Wealth Management Advisor with Merrill Lynch Wealth Management, a division of Bank of America. He has been with the firm since June 2000, beginning his career in Charlotte, North Carolina, and later relocating to South Florida before settling in Vero Beach, Florida. There, he leads a team of ten professionals dedicated to serving a limited number of families through a goals-based wealth management approach, focusing on wealth preservation, succession planning, and coaching multiple generations. Brian holds a Bachelor's degree from the College of Charleston and a high school diploma from Providence Day School. He has pursued executive education at several institutions, including Harvard University, the Dartmouth Tuck School of Business, the Wharton School of Business, and Duke University's Fuqua School of Business. He maintains several industry certifications: CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), and Certified Divorce Financial Analyst™ (CDFA®). In addition to his professional commitments, Brian is involved with community organizations such as the Indian River Community Foundation. His personal interests include boating, fishing, golf, softball, and various sports activities. He resides in Vero Beach with his family.

James Hart is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has been with Raymond James Financial in various capacities since 2012, and previously worked at Williams Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while also maintaining specialized programs for municipal and public finance clients.

Ryan Bass is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2015. Outside of his advisory role, Bass serves on the finance committee and board of directors for the Mental Health Association of Indian River County and is involved with other business ventures in Vero Beach, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services based on risk profiling and detailed analyses, supported by a wide range of portfolio management styles and affiliated research.

Dylan Dean is a financial advisor at Fidelity with two years of industry experience and holds the Series 66 designation. Prior to joining Fidelity, he was involved in property management as a partner and director at Dean's Property Management in Vero Beach, Florida. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

James Britt is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliates since 2010, including Morgan Stanley Private Bank, National Association since 2015. He is based in Vero Beach, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Blake Callahan is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and 15 years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

John Serrecchia is a financial advisor with Mass Mutual Investors Services in Ft. Pierce, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His prior experience includes roles at MetLife Securities Inc. and MassMutual Life Insurance Company. Outside of advisory work, he is also an enrolled agent providing tax preparation services and operates as an independent insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved analytical tools.

Josue Suarez is a financial advisor at Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at Charles Schwab & Co., Inc. for three years and has held positions at several financial institutions and companies since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, providing financial planning and advisory programs supported by structured planning tools and various investment strategies.

Celeste Rau is a CFP®-designated financial advisor with six years of industry experience, currently associated with Raymond James Financial Services Advisors, Inc. She previously spent 25 years at Fulton Bank before joining Raymond James in 2020. Rau also serves as an associate at DDMP Investment Advisors, where she advises retirement plan clients. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools and supports both advisory programs and institutional portfolio management with a wide advisor network.

Donna Miller is a CFP® with 46 years of experience in the financial services industry, all of which have been with UBS Financial Services. She holds Series 63 and Series 65 licenses and is based in Indian River Shores, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Thomas Kiernan is a CFP® with 22 years of industry experience. He has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and branch offices.

Alexander Batt is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 licenses and over 26 years of industry experience. His prior work includes roles at Bank of America and Merrill. He has ownership interests in two investment-related businesses based in Vero Beach. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, including specialized areas such as business-owner transition and special-needs planning. The firm develops tailored recommendations using proprietary research and planning tools, offering optional implementation through brokerage or advisory programs.

Charles Dennis is a financial advisor with Wells Fargo Advisors in Hanover, NH, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, Dennis is a fiction author and collects royalty payments from his work under the titles Tanzi’s Heat and Tanzi’s Ice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, utilizing a broad planning menu and integrated product offerings.