Ryan Furtwangler is a CFP® with 23 years of industry experience, currently serving at HBKS Wealth Advisors. He has been associated with Purshe Kaplan Sterling Investments since 2009 and holds roles in several related entities established in 2005. Outside of his advisory work, he serves on the board and committees of Molly's House, a charitable organization, and participates in local philanthropic and healthcare fundraising boards. HBKS Wealth Advisors serves individual clients, retirement plans, and institutional clients, providing personalized investment management, financial planning, and pension consulting. The firm employs a variety of strategies and manages accounts using proprietary models and multiple platform arrangements, while also maintaining a range of affiliated businesses and a distinct service offering for high-net-worth clients.

William Lofley is a CFP® and holds a Series 65 license with five years of industry experience. He is currently with HBKS Wealth Advisors and previously worked at Castle Wealth Management and Mari Huff CPA PA. He is also the owner of Flamingo Tax Consulting, LLC, where he provides tax preparation and administration services. HBKS Wealth Advisors serves individual and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm employs a range of strategies and manages accounts using proprietary models and multiple platform arrangements.

Stephen Burleson is a financial advisor at HBKS Wealth Advisors with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Janney Montgomery Scott and Bank of America. In addition to his advisory role, Burleson is involved in the sale of fixed/traditional insurance products. HBKS Wealth Advisors serves individuals ranging from non-high-net-worth to high-net-worth clients, retirement plans, and institutional clients. The firm provides personalized investment management, financial planning, and pension consulting, utilizing a diverse range of strategies and proprietary model portfolios.

Timothy Ralph is a financial advisor at Merit Financial Advisors with 16 years of industry experience. He holds a Series 66 designation and has worked previously at Stone Creek Capital Management LLC and Biltmore Capital Advisors. Outside of his advisory role, he is a managing member of Bearcat Aviation, LLC, an aircraft holding company. Merit Financial Group, LLC manages approximately $10.6 billion and serves a diverse client base including individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a long-term, diversified investment approach using model portfolios and customizable modular sleeves overseen by a central investment team.

James Bailey is a financial advisor at Wedbush Securities Inc. with 34 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves on the Sportsmanship Committee of the Loveladies Tennis Club in New Jersey. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering both brokerage and SEC-registered advisory services. The firm combines broker-dealer and capital markets functions with clearing, custody, and prime services, managing approximately $5.68 billion in regulatory assets.

Codie Allen is a Series 66-licensed financial advisor at Elevation Point Wealth Partners, LLC with 18 years of industry experience. He previously worked for UBS Financial Services Inc. for 11 years. Outside of his advisory role, he serves as Treasurer and Board Member of the Kingdom Training Foundation, overseeing its budget and fund use. Elevation Point Wealth Partners is a multi-team investment adviser managing approximately $8.29 billion in assets across 53 advisors. The firm serves a range of clients including individuals, retirement plans, and corporations, utilizing model portfolios with tactical asset allocation and incorporating third-party managers as part of its investment approach.

Charles Massie is a CFP® and Series 66 licensed advisor with 22 years of industry experience. He is currently with Blackridge Asset Management, LLC, where he has worked since 2019. Prior to this, he spent 15 years at Park Avenue Securities and over two decades in roles including Guardian Life Insurance Company. Outside of advisory, he is president of Charles Abels Massie, CPA, PA, an accounting firm specializing in tax preparation, and also leads Massie & Associates Financial Planning Group. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations through a network of investment adviser representatives. The firm uses model portfolios, third-party managers, and an online platform to deliver tailored financial planning and estate-planning support.

Aleia Macdonald is a CFP® with 20 years of industry experience, currently affiliated with CG Advisory Services in Stuart, FL. Her career includes roles at LPL Financial, Advanced Wealth Strategies, GENEOS Wealth Management Inc., and Capital Asset Advisory Services, LLC. Outside of financial advising, she is involved in the hospitality industry as a host and carry-out staff at Art and Jakes Sports Bar in Northville, MI. CG Advisory Services is an SEC-registered adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm employs a largely model-driven investment approach with discretionary portfolio management tailored to client objectives, incorporating fundamental and technical research, options strategies, and access to alternative investments.

Alfred Townsend V is a CFP®-certified financial advisor with 10 years of industry experience, currently with Advisory Services Network since 2021. His prior roles include positions at Regal Investment Advisors and CS Advisors, among others. Outside of advisory work, he is an independent insurance agent focusing on life insurance, annuities, and long-term care insurance. Advisory Services Network is an enterprise firm with over 200 independent advisors serving individuals, families, corporations, and charitable organizations. The firm offers portfolio management, financial planning, and retirement-plan consulting, managing approximately $8.6 billion in client assets through a variety of investment and advisory strategies.

Berton Brown is a Series 66-registered financial advisor with 18 years of industry experience. He is currently with CreativeOne Wealth, LLC and has previously worked at Gladstone Wealth Partners and Primoris Wealth Advisors. Outside of advisory roles, he owns a wellness franchise, OsteoStrong, LLC, and is involved with Health Meets Wealth Insurance, selling insurance-related products and referring business to his advisory firm. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement consulting services to individuals, corporations, and charitable organizations, utilizing a platform that incorporates proprietary ETF-based models, third-party managers, and option strategies.

Vinessa Siano is a financial advisor at Merit Financial Advisors with 10 years of industry experience. She holds Series 66, Series 65, and Series 63 licenses. Her prior roles include positions at Ameriprise and Catholic Charities Diocese of Palm Beach. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors serving more than 20,000 clients. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach supported by an internal Investment Management team and Investment Committee.

Nathaniel Gornitzky is an advisor with Great Valley Advisor Group, LLC, holding a Series 66 credential and bringing two years of industry experience. His prior work includes roles at LPL Financial and various positions outside the financial sector. He is also involved in dog training through an outside employment activity. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser that serves individuals, retirement plans, trusts, and other entities. The firm provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, emphasizing individualized portfolio construction and ongoing oversight using a combination of in-house strategies and third-party managers.

Sean Coffey is a financial advisor with Blackridge Asset Management, LLC, holding Series 65 and Series 63 licenses and having five years of industry experience. He has worked at Thurston Springer Financial and Peak Brokerage Services, where he also serves as Operations Manager. Coffey’s background includes roles at Florida Atlantic University and Florida State University. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations through a network of investment adviser representatives. The firm uses model-based portfolio management delivered via an online platform and offers access to multiple wrap-fee programs and third-party money managers.

Mohaun Kugaraj is a financial advisor at Janney Montgomery Scott with two years of industry experience. He holds the Series 66 designation and has previously worked at SS&C Advent and Northwestern Mutual. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs.

Robert Tweeddale is a financial advisor with Truist Advisory Services, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 20 years of industry experience, including ten years at Merrill and Bank of America prior to joining Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration, to deliver portfolio management and fiduciary support.

Grover Henson is a financial advisor with PlanMember Securities Corporation and holds a Series 66 designation. He has 44 years of industry experience, including tenures at J.W. Cole Advisors and J.W. Cole Financial. He also serves on the board of Goodwill Industries of North Florida, a nonprofit organization. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on strategic asset allocation and risk-based mutual fund portfolios, along with education and support services for plan sponsors and participants.

Robert Paolini is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at LPL Financial, FSC Securities Corporation, and his own firms, Paolini Advisors, LLC and Paolini & Scout, LLC. He is also involved with PFG Tax Services, focusing on tax preparation and accounting. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, wealth coaching, and retirement plan consulting. The firm employs a network model combining independent advisory representatives with access to various portfolio management strategies and technology platforms, with ties to LPL Financial and third-party estate-planning resources.

Matthew Mellusi is a CFP® professional with two years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at Commonwealth Financial Network and Cary Stamp & Co since 2023 and is involved with Tequesta's First Baptist Church. Outside of his advisory role, he serves as Worship Director at Family Church Tequesta and performs as a musician under the name Mellusi. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a range of advisory programs and model portfolios, allowing advisors discretion in portfolio construction while maintaining oversight through its Investment Management and Research team.

Michelle Boyce is a financial advisor at Guardian Life with 12 years of industry experience and holds a Series 66 designation. She has previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company. Outside of her advisory role, she is involved in multiple insurance brokerage activities, including serving as a vice president at a life insurance brokerage and training other advisors in the LEAP system. Park Avenue Securities LLC, where she is currently affiliated, is a broker-dealer and SEC-registered investment adviser serving individual and institutional clients with brokerage services, financial planning, and investment advisory programs, including discretionary and non-discretionary portfolio management and digital advisory solutions.

Eric Inge is a CFP®-certified financial advisor with eight years of industry experience, currently with Osaic Institutions, Inc. He has previously worked at Ameriprise and several other firms. Inge serves on the board of directors for the Foundation for Dwyer Academy of Finance, Inc., and is a referral partner for Paychex’s HR outsourcing program. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts.