John Miller III is a financial advisor at Edward Jones in Lake Wales, FL, holding a Series 66 designation. He joined Edward Jones in 2025 after a 24-year career with Polk County Public Schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors.

Wendy Jo Bellerive is a CERTIFIED FINANCIAL PLANNER™ professional with 29 years of industry experience. She has been associated with Cambridge Investment Research Advisors since 2010. Outside of her primary role, she serves as President of Cobblestone Financial Advisors, Inc., where she is involved in payroll and office management. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, using a range of portfolio management approaches and platform arrangements.

Kurt Harvey is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Ian Hastings is a financial advisor with Mass Mutual Investors Services and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 27 years of industry experience, having previously worked at Primerica Advisors and Guardian Life Insurance Co of America. Outside of his advisory role, he is a partner in Meridian Financial Partners, LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and serves a broad client base, including high-net-worth individuals.

Grayson O'cain is a financial advisor with Edward Jones in Bartow, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, he worked for five years at the Florida Department of Transportation. Outside of his advisory role, he has been involved in ranch work in Indianapolis, IN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its extensive retail advisor network, affiliated mutual funds, and fiduciary standard in providing advisory services.

Peter Abbate is a financial advisor with LPL Financial in Lakeland, FL, holding Series 65 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at Cetera Investment Services, Regions Bank, Merit Financial Group, VALIC Financial Advisors, PNC Bank, Merrill, Bank of America, and JP Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research from multiple sources.

Wenylsa Spencer is a financial advisor at Primerica Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PFS Investments Inc. and Primerica Financial Services. Outside of her advisory role, she works part-time as a delivery driver for DoorDash. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-driven strategies created by unaffiliated asset managers and offers a range of portfolio approaches supported by custodial and execution services from Pershing and BNY Mellon Advisors.

Roland Martinez is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney, Raymond James & Associates, UBS Financial Services, and Centene Corporation. Martinez is based in Lakeland, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by research and model portfolios.

Alberto Bonfil is a financial advisor with Edward Jones in Lakeland, FL, holding a Series 66 designation and over 21 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.

John Scheck Jr. is a financial advisor with Morgan Stanley in Winter Haven, FL, holding Series 63 and Series 65 licenses and having 36 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he is a partner in Bullish on Bamboo, LLC, a real estate and agriculture business based in Winter Haven, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including customized financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning arrangements.

Steven Tiner is a financial advisor with Ameriprise in Davenport, FL, holding 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors and as Assistant Governor for Rotary District 6890. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, providing tailored recommendation reports that include Social Security options and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools to deliver customized advice, focusing on assets managed within Ameriprise.

Kevin Campbell is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Cambridge Investment Research and its affiliates since 1998 and also serves as a successor trustee for a revocable living trust in Lakeland, Florida. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement sponsors. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Eddie Mathouchanh is a financial advisor with Merrill in Lakeland, FL, holding a Series 66 designation and 15 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses internal and third-party investment models and implements account administration, trading, and custody support.

Christopher Spear is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms including Morgan Stanley, Merrill, Bank of America, and T. Rowe Price. Outside of his advisory role, he is the owner of Trusted Check Home Inspections, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing strategic and tactical investment approaches supported by research and technology.

Michelle Sherwood is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill since 2009 and is also associated with Bank of America, N.A. since 2007. She serves as a committee member on the CLASAC Environmental Lands Program in Bartow, FL, which recommends private lands for conservation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Courtney Kershaw is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates before joining UBS in 2019. Outside of her advisory role, she is the managing member of Titanium Consulting LLC, an electrical service consulting firm, and serves as CEO of CKJT Insurance Company Inc., a supplemental insurance provider. UBS Financial Services serves individual, corporate, and institutional clients by offering a range of brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor client strategies. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and securities-backed lending programs.

Josue Blanco Viquez is a financial advisor with LPL Financial holding a Series 66 designation and less than one year of industry experience. His prior roles include positions at Allen & Company, CPS Investment Advisors, Fisher Investments, and Northwestern Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with access to model portfolios, research, and both discretionary and non-discretionary management.

David Johnson is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 25 years of experience in the financial services industry, he specializes in developing strategies and providing advice tailored to individuals, families, and businesses. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, retirement income, portfolio management services, and tax minimization among others. Prior to his current role, David spent 13 years at T. Rowe Price, which contributed to his extensive skills in accounting and finance. He holds a Master’s Degree from Johns Hopkins University and a Bachelor’s Degree from West Virginia University. David is certified as a CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David and his wife reside in the Fallston, MD area with their two daughters. He is engaged in his community through involvement with Fallston High School Cougar Boosters and professional organizations including Delta Sigma Pi - Business Fraternity, Harford Business Roundtable for Education, and the Harford County Chamber of Commerce. In his personal time, David enjoys golfing, hiking, soccer, traveling, and spending time with his family.

Leeann Lambert is a financial advisor at Raymond James & Associates with 25 years of industry experience. She holds a Series 63 designation and has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, and offers a variety of financial planning and advisory services through non-discretionary consulting and a range of portfolio management styles.

Ellen Burzynski is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2012 to 2016. Additionally, she has been associated with Crossmark since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.