Edward Dancek is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Ameriprise and its affiliates since 1989. Outside of his advisory role, he serves on the board of the Christian Franchise Advisor Network and is involved as an elder and finance committee member at a local church, as well as a board member for Advent Health Port Charlotte. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to develop customized income plans. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Paul Penzel is a CFP® with 41 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked at Securities America Advisors and SECURITIES AMERICA, inc. for over two decades and has managed his own investment management firm since 2000. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and a broad range of investment and financial planning programs.

Francis Leontitsis is a Series 66-licensed financial advisor at Morgan Stanley with 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent five years with Raymond James & Associates Inc. Leontitsis serves as a director on the board of the Boys and Girls Clubs of Charlotte County, a nonprofit organization in Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that includes firm-approved tools and scenario modeling.

Adrienne Hiatt is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. She supports clients in addressing both sides of their financial balance sheets by collaborating with other professional advisors to provide synchronized wealth management solutions. Adrienne specializes in areas such as employee benefits planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Before joining Merrill, Adrienne served as a Private Client Manager with Bank of America Private Bank (formerly U.S. Trust) and has maintained FINRA Series 7, 66, and 63 registrations along with Life, Annuity & Health Insurance Licenses. She holds a Bachelor's degree in Economics with a concentration in Business from the University of Maryland, College Park. Among her professional designations are CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Adrienne is a member of the Isles Yacht Club and the Punta Gorda and Charlotte County Chambers of Commerce. She resides in Punta Gorda Isles, Florida, where she enjoys pursuits including boating, traveling, and spending time with family.

Marshall Robinson is a financial advisor with LPL Financial, holding the Series 66 designation and over 25 years of industry experience. He has worked at LPL Financial since 2018 and previously held positions at Englewood Bank, INVEST Financial Corp, Aura Asset Management, Banc One Securities Corporation, and UBS Financial Services. Robinson is also involved with Bedrock Asset Management, LLC, an entity affiliated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jose Mateo is a financial advisor with Osaic, holding Series 65 and Series 63 credentials and 28 years of industry experience. His prior roles include positions at Securities America Advisors, Inc., Investacorp Advisory Services, and Valic Financial Advisors. Outside of his advisory duties, he owns and operates J.Mateo Financial, Inc. and is involved in fixed insurance sales. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization tools and supports various strategies through a multi-advisor platform.

Stanley Jahn is a CFP®-certified financial advisor with Ameriprise, based in Port Charlotte, FL, and has 47 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in managing several real estate holding companies. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Randall Francis is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Derek Collins is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company where he is based, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios consisting of mutual funds, ETFs, and ETPs.

Riley Giauque is a CFP®-designated financial advisor with six years of industry experience, currently affiliated with LPL Financial in Port Charlotte, FL. His prior roles include positions at Flaharty Asset Management, Legacy Wealth Management, and Play It Again Sports. He operates a separate business entity, Riley Giauque, LLC, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Shanna Mate is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2020, following a 12-year tenure at Raymond James & Associates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Kristin Kehl is a financial advisor with Raymond James & Associates in Port Charlotte, FL. She holds the Series 66 designation and has eight years of industry experience, including six years at RBC Capital Markets prior to joining Raymond James. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutional investors, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, supported by various portfolio management styles and affiliated research.

Osmany Rojas is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at T-Mobile USA for eleven years. Osmany has been with Merrill since 2020 and is currently associated with Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Jamison Edlin is a financial advisor with LPL Financial in Port Charlotte, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at Wells Fargo Bank, Cetera Investment Advisors, and Achieva Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services, including model portfolios, third-party asset management access, and institutional platforms, supported by advanced research and operational tools.

John Kirkwood is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has held positions at Wells Fargo Clearing, M&T Securities, Wilmington Brokerage Services Company, and Banc of America Investment Services. Kirkwood has been with J.P. Morgan Securities since 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework.

Michael Sabo is a CFP® professional with 44 years of industry experience, currently affiliated with Raymond James Financial in Punta Gorda, FL. He has worked with Raymond James Financial since 2009 and has operated his own accounting practice since 2005, focusing on tax return preparation for small accounts and family. He also serves as executor of his late father’s estate. Raymond James Financial Services Advisors, Inc. provides comprehensive financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors, utilizing tailored, non-discretionary strategies supported by advanced analytical tools.

Robert Duncan is a CFP® with 32 years of industry experience, currently affiliated with Cetera since 2025. He previously spent over three decades with Avantax Advisory Services and Avantax Investment Services. In addition to his advisory work, he is involved with Foremost Business Services, a tax preparation and accounting business he has operated since 1990. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors, utilizing multi-manager platforms and a variety of program structures.

Jan Neptune is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016 and Bank of America, N.A. since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Presley is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Osaic Wealth since 2023. Prior to joining Osaic, he spent eight years at Fsc Securities Corp. He is also the owner and senior advisor of MDPresley Financial Services, focusing on retirement planning and wealth management in Punta Gorda, FL. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization with options for discretionary management, third-party managers, and proprietary strategies.

Garrett Atkinson is a CFP® professional with five years of industry experience, currently serving as a financial advisor at OSAIC. He has also worked at Beane Atkinson Financial Services and FSC Securities Corporation. In addition to his financial advising roles, Mr. Atkinson is an attorney with MH2 Technology Law Group, LLP, and he serves as the president of Atkinson Law PLLC, where he prepares estate planning documents. He is active in his community as a scoutmaster for Scouts BSA Troop 95 and holds board positions with local nonprofit organizations including the Animal Welfare League of Charlotte County and the City of Punta Gorda Fire Fighters’ Pension Board. OSAIC Wealth serves a wide range of clients, including retail investors, retirement plans, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach uses model-based asset allocation and portfolio optimization tools, allowing for discretionary and advisor-managed strategies alongside third-party manager selections.