Michael Cudlipp is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and United Planners' Financial Services. Outside of advisory roles, he is president of MC Charters, Inc., a fishing charter business. OSAIC Wealth serves a broad range of clients, including retail investors, retirement plan sponsors, charities, and corporate clients, offering comprehensive financial planning and a variety of managed portfolio programs. The firm utilizes a model-based investment approach with tools for portfolio optimization and risk management, supported by a complex affiliate network and significant scale.

Jamie Hatfield is a financial advisor with Cetera in Venice, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Commonwealth Financial Network for 13 years and operates multiple businesses, including financial services firms and a livestock operation. Hatfield also oversees a courier service and owns a real estate company. Cetera Investment Advisers LLC serves a nationwide clientele including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Perry Korszen is a financial advisor with Raymond James & Associates in Venice, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James & Associates since 2013 and has served with the Military Officers Association of America since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by diverse portfolio management styles and affiliated research.

Jean Paul Ceballo is a financial advisor with Primerica Advisors, holding a Series 66 designation and three years of industry experience. His background includes roles at Merrill Lynch, Charles Schwab, LPL Financial, and Wells Fargo Bank, among others. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages a wrap-fee asset management program that utilizes model-delivery strategies created by unaffiliated asset managers and offers a range of strategic, tactical, tax-managed, and income-distribution investment models.

Stacy Hart is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Cetera Wealth Services since 2013 and Cetera Investment Advisers since 2023. Outside of her advisory role, she is co-owner of a home inspection business with her spouse. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brittany Ingman is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2017. Prior to that, she was employed at Arcadia Amoco (Marathon) for three years. Outside of her advisory role, she serves as an event coordinator for a local boating club that organizes boating events and social gatherings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Hotchkiss is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Ameriprise in Venice, FL. His prior experience includes over a decade at First Command Financial Services and its affiliated entities. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, delivering written recommendations that integrate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support clients, primarily focusing on assets managed within Ameriprise accounts.

Joseph Mancini is a financial advisor with Morgan Stanley in Venice, FL, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has worked at Morgan Stanley since 2009 and also at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and modeling techniques, offering both direct and corporate financial planning solutions.

Karin Rettger is a financial advisor at Cambridge Investment Research Advisors with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Cambridge since 2014. Rettger is also president of Principal Resource Group, where she has co-authored two books on employee benefits and corporate strategies. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through its extensive network of Financial Professionals.

Randi Sanders is a financial advisor at Osaic with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Inc. and Morgan Stanley. Outside of her advisory role, Sanders is a published fiction and poetry writer and serves as the president of the Florida Gulf Coast chapter of Sisters in Crime, a nonprofit organization focused on mystery writing. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers a range of investment programs delivered through its complex affiliate network.

Kristin Cardona is a financial advisor with Edward Jones in Punta Gorda, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, she worked in healthcare-related roles at several rehabilitation and care centers. Outside of her advisory work, she is co-owner of AC Cattle Company, an agricultural business based in Branford, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Streiff is a financial advisor with Edward Jones, holding CFP® and ChFC® designations and over 27 years of industry experience. He has been with Edward Jones since 1998. Outside of his advisory role, he owns and manages personal residential rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs and affiliated services. The firm manages over $1 trillion in assets through a large network of advisors and branch offices nationwide.

Daniel Kowalczyk is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior experience includes roles at Bank of America, Fidelity Investments, and Wintrust Financial. Outside of his advisory work, he has a limited association with a multi-level marketing company through product use and minimal compensation. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies supported by internal and third-party portfolio managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Cole Mc Hargue is a Wealth Management Advisor at Merrill Lynch Wealth Management, having joined the Picazio McHargue Group in 2020. He specializes in retirement planning, tax minimization, and portfolio strategies for individuals, particularly in the Venice area. Cole also focuses on wealth management, estate planning services, and wealth transfer strategies for multigenerational families. He holds a Bachelor's degree in Finance and a Bachelor's degree in Economics from Northeastern University in Boston. Additionally, Cole earned his CERTIFIED FINANCIAL PLANNER™ certification in 2022 and is a Personal Investment Advisor (PIA). His areas of expertise include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, tax minimization, and retirement income strategies. Cole is involved in the community through organizations such as Take Stock in Children and the Venice Arts Center. His professional focus is on assisting clients with investment planning, risk management, and tax minimization strategies to help optimize the financial outcomes for clients and their families.

Jo Anne Marino is a financial advisor at OSAIC with 18 years of industry experience and holds the Series 66 designation. Her career includes roles at Hinck Private Wealth Management, Commonwealth Financial Network, Wells Fargo Advisors, and Wells Fargo Clearing. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation, portfolio optimization, and offers a variety of managed account strategies and third-party manager programs.

Daniel Burris is a financial advisor at Edward Jones in Venice, FL, holding a Series 66 designation with eight years of industry experience. He has been with Edward Jones since 2018 and has prior experience in retail and entertainment-related roles. Outside of his advisory career, Burris serves as president of a community outreach nonprofit. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including wrap fee strategies and separately managed accounts. The firm manages over $1 trillion in assets and operates a nationwide network of advisors and branch offices.

Kristie Marshall is a Series 66-licensed financial advisor with Edward Jones in North Port, FL, with eight years of industry experience. She previously worked at Seacoast Bank for three years before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large nationwide network of advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Christopher Kelly is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Osaic since 2000 and previously worked at Liberty Capital Management from 2000 to 2009. Outside of advising, he owns and manages several rental properties and operates an insurance services business focusing on health, dental, life, disability, property and casualty, and long-term care insurance. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach that includes asset allocation, portfolio optimization, and access to various third-party and proprietary strategies.

Goran Kociski is a financial advisor with Wells Fargo Clearing in Englewood, FL, holding Series 63 and Series 65 designations and with 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously employed at PNC Wealth Management from 2013 to 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and extensive assets under management.

Bruce Haltinner is a CFP® professional with 42 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He has held prior roles at Raymond James & Associates and A. G. Edwards & Sons, Inc. Haltinner is a member of the investment committee for the Sertoma Club of Venice. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory and financial planning services, supported by extensive research and analytics.