James Kossoff is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Alexander Perez is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise since 2009. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

Samantha Pairitz Robinson is a financial advisor with J.P. Morgan Securities in Port Richey, FL, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. She has worked exclusively within various entities of J.P. Morgan since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized due diligence team and includes ESG considerations within its investment recommendations.

Alejandro Gonzalez is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo and Cetera Investment. He is currently based in Wesley Chapel, FL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate an ESG eligibility framework.

Alan Mevorah is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations, and has 53 years of industry experience. He has been with LPL Financial since 2004 and previously worked at Independent Financial Partners from 2016 to 2018. Outside of advising, he is an independent insurance agent selling life, annuity, long-term care, disability, and medical insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools.

Elizabeth Umstead is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has previously worked at Kennedy Wealth Management, First Command Advisory Services, and Access Health Care Physicians, LLC. Outside of her advisory work, she is involved as a co-trustee of the Michael (Roberts) and Elizabeth Umstead Family Trust and participates in direct marketing through Amway. Edward Jones is a full-service wealth management firm serving a wide range of clients, including individual and institutional investors. The firm offers various investment strategies and advisory services supported by a large nationwide network of financial advisors and branch offices.

William Gardner is a financial advisor with LPL Financial based in Spring Hill, FL, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining LPL Financial in 2024, he worked at firms including Securities America and KMS Financial Services. He is involved in tax preparation and accounting through Advisors Tax Prep LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using a range of discretionary and non-discretionary strategies.

Karen Relyea is a financial advisor with Raymond James & Associates in Spring Hill, FL, holding a Series 63 license and 20 years of industry experience. She previously worked at Wells Fargo Clearing from 2011 to 2013 and again from 2016 to 2023. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and consulting services supported by a broad range of portfolio management strategies.

Russell Brander is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a financial advisor since 1996, specializing in personal retirement planning, individual and corporate investment strategy, and retirement income. Russell holds a Bachelor's Degree from Bucknell University and a Master's Degree from Florida Metropolitan University. He is certified as a CERTIFIED FINANCIAL PLANNER (CFP) and is a Personal Investment Advisor (PIA). His approach focuses on developing personalized financial plans that consider clients’ unique ambitions and priorities, including funding education, planning for retirement and healthcare costs, and achieving long-term family goals. Outside of his professional work, Russell enjoys biking, boating, golfing, and traveling.

Francis Reeves is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been associated with PFS Investments, Inc. and Primerica Financial Services since 2006. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and select separately managed accounts for individual and high-net-worth clients. The firm focuses on a tiered wrap-fee structure and utilizes third-party asset managers with oversight and model implementation handled by BNY Mellon Advisors.

Michelle Tolmoff is a financial advisor at LPL Financial with 18 years of industry experience. She holds the Series 66 designation and has worked at firms including Cetera Investment Services and Northwestern Mutual Investment Management. In addition to her advisory role, she is involved in community engagement through GTE Credit Union, providing concierge services and referrals to loan originators. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced research tools.

Carol Mcelroy is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc., where she has worked since 2002, accumulating 25 years of industry experience. She is also the owner and officer of West Coast Financial Management Inc., a pass-through corporation associated with her practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary, tailored approach using analytical tools and supports municipal advisory and specialized retirement plan services.

Kyle Flynn is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. He has worked with multiple firms including Securian Financial Service, Inc. and North Star Resource Group. Flynn serves as an officer on the board of the nonprofit Stop Alzheimer's Now and consults on student loan-related issues for young physicians through Twin Oak Advisors. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Scott Charboneau is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2024 before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tyler Albert is a financial advisor with Cetera, holding a Series 66 credential and three years of industry experience. He has worked with firms including Avantax and Brighthouse Securities and manages Albert CPA LLC, a tax preparation and bookkeeping business. He is also involved with Kavakopia LLC, which brews and sells kava, kratom, vape, and CBD products. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large nationwide network of independent advisors. The firm operates a multi-manager platform that allows advisors to use affiliated and third-party managers or create custom strategies.

Laura Warneke is a financial advisor at Raymond James Financial with a Series 66 credential and three years of industry experience. She has worked at Raymond James Financial Services, Inc. and Independent Financial Services. Outside of her advisory role, she owns Tiny Tinis, a business focused on making, advertising, and shipping products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through a broad network of advisors and affiliated firms.

Hope Duryea is a financial advisor with Ameriprise in Spring Hill, FL, holding a Series 66 designation and bringing 26 years of industry experience. She has been with Ameriprise and its related entities since 2005. Outside of her advisory role, she serves as the Chairwoman for Hernando County District 38, where she promotes voting within her district. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and annual retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Thitsanin Wachara Amnuoy is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to Merrill, Thitsanin worked at Bank of America, N.A. Outside of work, Thitsanin serves as a board member and fundraising coordinator for the All That Dance Booster Club in Tampa, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jimmy Tovar is a financial advisor with Edward Jones in Wesley Chapel, FL, holding the ChFC® and Series 66 designations and with 17 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory work, he owns a rental property in Wesley Chapel. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, affiliated mutual funds, and tax-efficient services, operating under a fiduciary standard with a large nationwide network of financial advisors and branch offices.

Taccara Edwards is a Series 66-licensed financial advisor with 17 years of industry experience, currently with Wells Fargo Clearing. Her prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Outside of advising, she owns and operates Power Washing Rangers LLC, a cleaning and janitorial business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide investment selections and offers a broad array of brokerage and advisory solutions.