April Pearson is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 10 years of industry experience. She has been with Janney since 2016, including time at both Janney Montgomery Scott and its LLC entity. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Deborah Vincent is a financial advisor at Raymond James & Associates with 26 years of industry experience. She previously worked at UBS Financial Services for 29 years. Vincent holds a Series 63 designation and is based in Stuart, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kevin Moree is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 63 designation and has previously worked at Woodbury Financial Services Inc. and LPL Financial. He is an owner of Moree Wealth Management & Investment Services, Inc. and a partner at Cornerstone Private Advisors. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services supported by proprietary tools, third-party money managers, and a range of investment options.

William Liebowitz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing and implementing customized wealth management strategies to help clients preserve wealth and manage their finances in alignment with their future goals. His areas of expertise include liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income planning. Bill began his career in the financial industry in 1986, working with high net worth clients. He holds a Bachelor of Arts degree in Business Management from Manhattanville College in Purchase, New York. He holds the designation of Personal Investment Advisor (PIA). Originally from Stamford, Connecticut, Bill and his family relocated to Palm City, Florida in 2004. Outside of his professional work, Bill is involved in animal rescue and shelters. His personal interests include boating, golfing, practicing yoga, and spending time with his family.

Alan Rose is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options, notably including insurance-related vehicles and bank deposit sweep programs.

James Van Nice is a Benefits & Planning Consultant specializing in Executive Services. In this role, he partners with executives to help them understand their employer benefits and develop plans to work towards their financial goals. James has professional experience as an Investment Solutions Representative III at Fidelity Investments from 2023 to 2025 and as an Investment Solutions Representative II at Fidelity Investments from 2022 to 2023. Prior to that, he worked at Merrill Lynch as an Investment Solutions Representative I from 2021 to 2022 and as a Financial Advisor from 2018 to 2019. Outside of his professional work, James engages in fishing, fitness, golf, running, and volunteering.

Brendt Becker is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Ameriprise and its affiliates since 2011. Becker serves as Vice President on the Board of Directors for BNI - Business Networking International. Ameriprise offers retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm serves clients through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts in its advisory approach.

Alexandra Morgan is a financial advisor at UBS Financial Services with six years of industry experience. She holds the Series 66 designation and has been with UBS since 2016. Outside of her advisory work, she participates in acting and improvisational theater performances as a junior actor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work using proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Brad Molineux is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 14 years of industry experience. Prior to joining LPL Financial in 2018, he worked at PNC Investments and PNC Bank from 2014 to 2018. Outside of his advisory role, he has a minor involvement with American Senior Health Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, employing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Robert Testwuide is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads The Testwuide Team, providing financial strategy and investment portfolio guidance for high-net-worth families, small businesses, and select public policy organizations. With over 30 years of experience in the financial industry, he focuses on delivering customized qualitative and quantitative financial analyses tailored to clients’ specific goals. Robert collaborates with clients in areas including financial risk management, income management, asset allocation, and tax minimization strategies. Since joining Merrill Lynch Wealth Management in 1994, Robert has cultivated extensive expertise in financial planning and portfolio management. He holds a bachelor's degree in finance from James Madison University, earned in 1988, and is a CERTIFIED FINANCIAL PLANNER® certificant recognized by the Certified Financial Planner Board of Standards, Inc. His active participation in professional associations supports the team’s efforts to stay current with evolving financial issues. Outside of his work, Robert enjoys boating, football, golfing, pickleball, skiing, and traveling. He resides in Arlington, Virginia.

C T Weissing is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has worked at Merrill since 1980 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joshua Burns is a financial advisor at Edward Jones in Stuart, Florida, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he was involved with Vurn Media LLC, a media company, where he serves as a part owner without daily responsibilities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory services supported by a large network of advisors and branch offices.

David Harris is a financial advisor at LPL Financial with 37 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Key Investment Services LLC for 11 years before joining LPL Financial in 2022. Outside of advisory work, he is involved with DCSN LLC, a non-investment-related business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a large national network. The firm provides various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

Shannon Murphy is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Merrill for 14 years before joining RBC in 2023. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs tailored to clients’ risk profiles, utilizing a combination of in-house and third-party investment managers and providing discretionary and non-discretionary portfolio management alongside financial planning and custody services.

Todd Holden is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012, with additional roles at JPMorgan Chase Bank dating back to 2010. He also founded Holden & Associates LLC in 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services delivered by a select group of Wealth Advisors.

Michael Caracciolo is a financial advisor with Equitable Advisors in Port St. Lucie, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Equitable Advisors since 2017 and previously held roles at Axa Advisors and Quintiles. Outside of his advisory work, he serves as a head coach for a competitive youth soccer club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance services.

Karen Saunders is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2007, with a two-year tenure at Morgan Stanley in between. She is based in Stuart, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eileen Blackburn is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 designations and has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by internal research and third-party subadvisors.

Vincent Grucza is a CFP® with 11 years of experience currently advising at Raymond James & Associates. He has worked with Raymond James since 2014 and has a background that includes nearly a decade with the West Coast Officials Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

William Marinelli is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2022 and previously spent 12 years at Royal Alliance. Marinelli also operates an independent insurance agency. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, charitable organizations, and estates, providing financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm offers diverse investment solutions and has institutional features such as proprietary strategies, multiple custody arrangements, and formal compliance processes.