Joshua Barnes is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has been with Bank of America and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathan Bowman is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Securities Corporation. Outside of advisory services, he is licensed to sell life and disability insurance products, including annuities and long-term care insurance. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing a range of tools and third-party platforms to construct and manage portfolios with multiple asset classes.

Jonathon Ransom is a CFP®-designated financial advisor with 24 years of industry experience. He has been with LPL Financial since 2025 and previously worked at First Tennessee and First Tennessee Brokerage Inc for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various account types.

Erica Archer is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2023, she worked at First Baptist Cleveland and the Cincinnati Symphony Orchestra. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and annual advice on income sources and tax-aware withdrawal strategies.

Giovanni Attardo is a financial advisor with Edward Jones in Chattanooga, TN, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Verizon Wireless for eleven years. Outside of advising, he co-owns a hair salon with his wife and serves as an elder at Life Gate Church, where he assists with daily operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Daniela Mabry is a Financial Advisor at Merrill Lynch Wealth Management. She works collaboratively with clients to provide guidance on various financial matters including retirement planning, estate organization, and managing new wealth. Daniela focuses on tailoring strategies to align with clients' individual goals, risk preferences, and financial situations. Her areas of expertise include education planning, family wealth management strategies, legacy planning, personal retirement planning, and retirement income. Daniela holds several professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Daniela earned her high school diploma from Highland High School and an associate's degree from South Suburban College. She is bilingual in English and Spanish. Outside of her professional role, Daniela spends time volunteering by teaching crochet lessons at senior homes and community centers, and she is involved in animal rescue initiatives. Her personal interests include boating, fishing, gardening, knitting and crocheting, music, painting, reading, spending time with family, traveling, and watching movies.

Lonnie Jones is a CFP® professional at Edward Jones with 26 years of industry experience, all of which have been spent at the firm since 2000. He holds a Series 63 license and is based in Ringgold, GA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices, offering a variety of discretionary and non-discretionary investment strategies along with affiliated mutual funds and proprietary money market funds.

Nicholas Guccia is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Pruco Securities LLC, The Prudential Insurance Company of America, Wells Fargo Clearing, Citizens & Northern Bank, N B T Bank, N.A., and LPL Financial, LLC. Outside of his advisory role, he is the sole owner of a real estate rental and development business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports a large network of over 10,000 advisors managing more than $256 billion in assets.

Jordan Pence is a financial advisor with LPL Financial in Cleveland, TN, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Raymond James & Associates, Merrill Lynch, and Golden 1 Credit Union. He was previously owner of Solid Ground Real Estate Solutions, LLC, a real estate wholesale acquisition and disposition business that he is in the process of dissolving. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management services, including model portfolios and third-party management, supported by proprietary research and advisor tools.

John Griggs is a Series 66-registered financial advisor with Ameriprise in Chattanooga, TN, bringing 10 years of industry experience. He has been with Riggs & Associates since 2014. Outside of his advisory role, he serves on the Board of Directors for the National Center for Youth Issues and participates on the finance committee at Chattanooga Christian School, advising on the management of the school’s investment assets. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets, delivering comprehensive, non-discretionary recommendations that integrate research, modeling, and tax-efficiency strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jordan Heath is a financial advisor with Cetera, holding a Series 66 designation and beginning his career in 2025. Prior to joining Cetera, he worked at Regions Bank and has experience in educational roles at the University of Georgia, Chattanooga State Community College, and Dade County High School. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated investment managers.

Michael Vereen is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 27 years of industry experience. Prior to joining Cambridge in 2020, he worked with MML Investor Services Inc. and MassMutual Life Insurance Company for 11 years. He is active in several nonprofit and ministry boards, including Marketlife Ministries and New Orleans Baptist Theological Seminary. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm offers customized investment strategies across multiple platforms with both proprietary and third-party model options.

Kyle Cooper is a financial advisor with Raymond James & Associates in Cleveland, TN, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Cooper serves as a member of the Bradley County Board of Zoning Appeals, reviewing local zoning appeals and variances. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles supplemented by firm research and model manager options.

Gage Baker is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His work history includes roles at EPB Employees Credit Union and the University of Tennessee at Chattanooga. He is also involved with River City Wealth Management, an investment-related activity affiliated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting advisors with a wide range of investment strategies and advisor-facing tools.

Jody Wright is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to support tailored client strategies.

Gretchen Wynn is a Series 66 licensed financial advisor with Edward Jones in Chattanooga, TN, where she has worked since 2018. Prior to joining Edward Jones, she spent seven years at Southern Surgical Arts. Edward Jones serves more than four million individual and institutional clients, offering a broad range of wealth management services through a large network of advisors and branch offices nationwide.

Jordan Camp is a Series 66-licensed financial advisor with two years of industry experience, currently with LPL Financial. His prior roles include positions at First Horizon Advisors, the University of Tennessee at Chattanooga, and Unum Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions utilizing proprietary research, third-party subadvisors, and various strategic approaches.

Douglas Couch is a financial advisor with Ameriprise in Chattanooga, TN, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Ruth Fant is a financial advisor at Raymond James Financial Services Advisors, Inc. with five years of industry experience. She holds the Series 66 designation and has worked in various roles since 2015, including owning Colours By Design, a business focused on bookkeeping and administration. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jonathan Gossett is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He was previously with Dempsey Lord Smith, LLC for 14 years before joining Cambridge. Outside of finance, Gossett raises and sells cattle and hay. Cambridge Investment Research Advisors serves a broad range of clients including individuals, retirement plans, nonprofits, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides various investment implementation options and maintains proprietary and third-party model strategies tailored to client objectives.