Holley Cary is a CFP® professional with 29 years of industry experience, currently serving as an advisor with LPL Financial. Prior to joining LPL, Cary spent many years with First Tennessee Brokerage, Inc. and First Tennessee Bank in Memphis, TN. In addition to financial advising, Cary owns Cary Life Coaching LLC, a non-investment-related business. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations, offering various advisory programs, financial planning, and brokerage services supported by research and diversified investment strategies.

Michael Turner is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2014. He is based in Oakland, TN, and is a member of the Board of Directors for King's Daughters and Sons Home. Outside of his advisory role, he also pursues woodworking, creating wood furniture. Ameriprise provides retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets. The firm combines research-driven, algorithm-assisted recommendation reports with personalized financial advice, offering a broad range of advisory, brokerage, and insurance solutions.

Vincent Perry is a financial advisor with Ameriprise in Cordova, TN, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of advising, Perry works as a voice-over actor and is an author, having written a book that he distributes within his practice. Ameriprise specializes in retirement-income planning services for clients generally with at least $1 million in net investable assets, offering tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm utilizes a centralized consulting team and combines research, modeling, and tax analysis to support its clients’ retirement planning.

James Shamoun is a financial advisor with Ameriprise in Arlington, TN, holding a Series 63 designation and 37 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, delivering written recommendations that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a centralized consulting team to support advisors in creating personalized plans.

Jeffery Avant is a CFP® professional affiliated with Edward Jones, based in Bartlett, TN, with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Mark Varner is a financial advisor at Edward Jones with 23 years of industry experience. He holds a Series 66 designation and previously worked at B. Riley Wealth Management and Modern Woodmen of America. Edward Jones serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Michael Robinson is a CFP®-credentialed financial advisor with LPL Financial in Cordova, TN, and has 21 years of industry experience. He has been with LPL Financial since 2007 and also serves at Renasant Bank since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and diverse investment strategies.

Julie Terry is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She spent 24 years at Ameriprise Financial Services, Inc. prior to her current role. Outside of her advisory work, she serves on the Board of Directors for the West Tennessee Women's Lacrosse Officials Association and is a board member of Civitan in Memphis, TN. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with algorithmic automation to support its advisory services.

Milton Knowlton is a ChFC® credentialed financial advisor with Mass Mutual Investors Services in Memphis, TN, bringing 56 years of industry experience. He has been affiliated with MML Investors Services, Inc. since 1982 and held a related broker-dealer registration since 1983. Outside his advisory role, he serves as treasurer for Memphians Care, a local organization that collects food for the Metropolitan Inter-Faith Association, and is involved in life settlement services through Knowlton Benefit Consultants, Inc. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using collaborative, annual planning engagements supported by firm-approved analytical tools.

Jacob Peeples is a financial advisor with MML Investors Services, holding a Series 66 designation and having one year of industry experience. Prior to joining MassMutual, he held positions at Altitude Group and worked in the restaurant industry for several years. He also operates an outside insurance sales business focused on life, disability income, and fixed annuities. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management, using firm-approved software to analyze client goals and deliver written recommendations.

Alexander Kenner is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and five years of industry experience. He previously worked at First Horizon Advisors, Inc., FHN Financial Securities Corp., and FHN Financial Capital Markets. Outside of finance, he has professional experience with Counterpart Communication Design and Inferno, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by research, model portfolios, and technology-driven strategies.

John Prather is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Co. since 1998. Outside his advisory role, he is involved in several business ventures, including insurance sales and partnerships related to real estate and financial services. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning as annual, collaborative relationships that focus on goals-based recommendations without discretionary investment authority.

William Lowery is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 credentials and has 11 years of industry experience. His prior work includes roles at Regions Bank and Shoemaker Financial. Outside of his advisory work, he is co-owner of Germantown Shoutouts, a yard sign business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and investment strategies.

Bradley Cook is a financial advisor with Edward Jones in Cordova, TN, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Extendicare of West Tennessee, Tropical Smoothie Cafe, and Baptist Home Health and Hospice. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worths, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jimmy Forbis is a financial advisor at OSAIC Wealth Inc with over 50 years of industry experience. He holds the ChFC® designation and the Series 63 license. His prior experience includes positions at Valmark Advisers, Inc., Lincoln Investment, and Capital Analysts, Incorporated. Outside of advisory work, he is involved in forestry clearing through his ownership of MAKO Forestry Services II and serves as Vice President of Strategic Planning and Development for the nonprofit One Million Wells. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, including financial planning, retirement consulting, and access to third-party money managers and wrap programs.

Thomas Knowlton is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with the firm and its affiliate, Massachusetts Mutual Life Insurance Company, since 1993. Outside of his advisory role, he is the owner of Knowlton Benefits Consultants, Inc., and serves as treasurer of the Boll Weevil Charity Foundation, is on the board of directors for Courage Through Cancer, and acts as Scout Master for Troop 86. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm’s approach includes annual collaborative financial planning engagements using firm-approved analytical tools, with implementation of recommendations conducted through separate brokerage or insurance arrangements.

Edwin Cultra III is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Northwestern Mutual Wealth Management Company and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved as a sales agent for Stewardshipp Planning Partners, focusing on life and health insurance. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its planning engagements as annual, collaborative relationships using firm-approved software and offers various event-driven planning programs.

Clarence McClain is a financial advisor with LPL Financial in Memphis, TN, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at First Horizon Advisors, Fidelity Investments, Cetera Investment Services, Raymond James, Regions Bank, and Northwestern Mutual. Outside of advising, he is the business owner of McClain Financial Group LLC and LMM Wellness LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management along with research and model portfolio options.

Thomas Lambert is a financial advisor at LPL Financial in Memphis, TN, holding a Series 66 designation. He joined LPL Financial in 2025 and has prior experience at First Horizon Bank, Morgan Stanley, and the University of Tennessee, Knoxville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and retirement consulting.

Richard Coleman is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at FTB Advisors, Inc. and First Tennessee Brokerage. Coleman is based in Memphis, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology tools.