George Michael Passas is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds the Series 66 designation and previously worked at MML Investors Services and Massmutual. He is also involved in the sale of fixed insurance products with outside carriers. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charities, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives, utilizing a variety of third-party programs and proprietary investment solutions.

Kathleen Kalosky is a financial advisor at Cetera with 23 years of industry experience. She holds a Series 63 credential and has been with Cetera since 2012. In addition to her advisory role, she manages Sullivan's Bookkeeping and Tax Service, which she has operated since 2000. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and provides access to various investment strategies and third-party managers.

Stephen Vansuch is a CFP® professional with 31 years of experience in the financial services industry. He has worked at Stifel since 2023 and previously spent over two decades at Merrill and 12 years at Bank of America, N.A. Vansuch serves on the Investment Committee for St. Charles Borromeo Parish, providing general investment guidance. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to support asset allocation and financial planning.

Michael Holdford is a financial advisor at Edward Jones with 26 years of industry experience. He has been with Edward Jones since 2000 and holds a Series 63 designation. Outside of his advisory role, he is involved with MJ2 Holdings, a real estate business that leases office space back to Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Seth Littleton is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and previously worked at Transamerica and other diverse roles before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers various advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Pete Stamatis is a financial advisor with Osaic, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He previously worked for 30 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Stamatis conducts investment and insurance business through Signature Financial Group, LLC, focusing on the sales and marketing of securities and insurance products. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of brokerage and advisory services delivered via affiliated broker-dealer and RIA relationships.

Alec Musolino is a financial advisor at Stifel with a Series 66 designation and one year of industry experience. Prior to joining Stifel Nicolaus & Company, Incorporated, he worked at Cintas Corporation for three years and has experience in educational roles at Kent State University and Struthers High School. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Zachary Byler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and three years of industry experience. He has been associated with PFS Investments Inc. since 2023 and with Primerica Financial Services since 2014. Outside of his advisory work, he operated Byler Elite Strength Training for ten years. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-based investment strategies managed by third-party asset managers and operates at scale with approximately 3,698 advisors and $15.5 billion in assets under management.

Karen Segesto is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in the financial services industry. Her professional background includes personal banking, lending, financial planning, and investment management. She utilizes the resources of the Merrill Lynch Wealth Management investment platform along with Bank of America's banking services to provide comprehensive financial support to her clients. Karen's approach emphasizes understanding her clients' goals, priorities, and aspirations to ensure the advice she provides aligns with both their short-term needs and long-term objectives. Her expertise encompasses family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Hiram College. In addition to her professional work, Karen is actively involved in her community. She serves on the Board of Youngstown Area Goodwill and is the Vice President and Co-Founder of Sight For All United. She is also a member of the Leadership Mahoning Valley Class of 2003. Her personal interests include cooking, reading, spending time with family, traveling, watching movies, writing, and practicing yoga.

Patrick Mc Fall is a financial advisor with Ameriprise in Cortland, Ohio, holding a Series 66 designation and four years of industry experience. He previously worked at Penn Care for eleven years and has been involved with the Greater Western Reserve Council Boy Scouts of America for eighteen years. Outside of his advisory role, he is a high school varsity soccer assistant coach and operates an online retail business specializing in hobby items. Ameriprise provides retirement-income planning services aimed at individuals with significant investable assets, delivering tailored recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Diane Gardner is a CFP® with 24 years of experience in the financial industry. She has been with LPL Financial since 2010. Gardner serves on the board of the Community Counseling Center of Mercer County. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by research and technology tools.

Ralph Fajack is a financial advisor at Stifel with 34 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 licenses. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Steven Hanousek is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and 18 years of industry experience. He has been with Raymond James since 2017 and previously worked at Wells Fargo Clearing for eight years. Outside of advisory work, he owns a real estate investment LLC and operates a consulting agency focused on Medicare insurance options. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using risk profiling and modeling tools, and supports municipal and public-finance work through its affiliation with a municipal advisor.

Lucas Rider is a financial advisor with Ameriprise in Youngstown, OH, holding Series 63 and Series 65 designations and six years of industry experience. His career includes roles at Huntington National Bank and The Huntington Investment Company before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools, emphasizing dependable income sources and tax-aware withdrawal strategies.

David English is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kimberly Verini is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing, Wells Fargo Advisors Financial Network, and UBS Financial Services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and planning tools to develop tailored recommendations for clients.

Joel Matthews is a financial advisor with Ameriprise in Canfield, Ohio, holding the ChFC® and Series 63 designations and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, Matthews manages cattle operations through Matthews Cattle Company, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients approaching or in retirement.

Daniel Cvercko is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at Cetera Investment Advisors since 2017. Outside of his advisory role, he serves as the financial secretary for St. John's Greek Orthodox Church and volunteers as a coach for multiple youth sports, including baseball, soccer, basketball, and football. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to various investment models and third-party managers.

Daniel Aulizia is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He previously worked at UBS Financial Services from 2001 to 2005 before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kyle Vaclav is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Ameriprise since 2016. He holds the Series 66 designation and is based in Poland, Ohio. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, delivering tailored Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a focus on assets held in Ameriprise-managed accounts, supported by algorithmic tools overseen by a dedicated Retirement Income Oversight Committee.