Shaun Perakovic is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kate Vander Meulen is a financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, she worked at Webasto Thermo & Comfort North America, Nikon Metrology, and Southern Lakes Parks & Recreation. She coordinates volunteer efforts for a local mom-to-mom sale event in Ann Arbor, which occurs four days annually. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Joseph Hamo is a financial advisor with Wells Fargo Clearing in Grand Blanc, MI, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2010 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a trustee for his father's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Faris is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He has worked at Ameriprise since 2019 and previously spent a decade at Bank of America and Merrill. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized service that supports advisors in delivering tailored retirement plans.

Gary Denis is a financial advisor at Stifel with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Stifel Nicolaus & Co Inc since 2020, following an 11-year tenure at Ameriprise Financial Services, Inc. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

Denise Palmer is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2014. Outside of her advisory role, she serves as a guardian and conservator for a family member, managing personal and financial affairs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, supported by a broad network of advisers and affiliated research resources.

Tara Griggs is a financial advisor at Merrill with 11 years of industry experience and holds Series 65 and Series 63 licenses. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amanda Pokrefky is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing three years of industry experience. Her background includes roles in education and small business ownership. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and provides financial planning and consulting services supported by a wide range of portfolio management strategies.

Richard Clark II is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior work includes roles at Cetera and The State Bank. Clark is also involved with ChoiceOne Bank through a dual bank program as a financial advisor. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, delivering tailored, research-based recommendations supported by a centralized consulting team and algorithmic tools. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Jason Raymond is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2021. In his role, he focuses on creating financial plans that provide confidence at every stage of life, addressing areas such as retirement and investment strategies while helping clients navigate unexpected life events. Jason emphasizes simplicity, transparency, and empowerment in financial planning to help clients focus on achieving their envisioned lifestyles. Outside of his professional work, Jason enjoys activities such as camping, attending concerts, fishing, appreciating music, caring for pets, and traveling.

Melissa Terhorst is a financial advisor at Raymond James Financial Services Advisors, Inc. with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Raymond James since 2005. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to model potential outcomes and supports clients through advisory programs and partnerships.

Brian Reiber is a financial advisor at Ameriprise with 10 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for eight years before joining Ameriprise in 2023. Outside of his advisory role, he manages a farm property that generates income from crop rentals. Ameriprise serves clients approaching or in retirement, offering a retirement-income planning service that includes written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice, focusing on clients with significant investable assets and emphasizing the use of Ameriprise-managed accounts.

Joseph Ragnone is a Financial Advisor with Merrill Lynch Wealth Management and a member of the NMY Ragnone Group. He works with individuals and families to create personalized financial strategies tailored to support their long-term goals. His expertise includes investment management, retirement planning, estate planning strategies, and family wealth strategies. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Joseph completed his high school education at Lake Fenton High School and attended Mott Community College without obtaining a degree. Joseph's approach focuses on understanding what matters most to clients and their families to develop strategies that pursue their financial objectives. He emphasizes relationship-driven guidance to help clients build financial confidence and create lasting legacies.

Garrett Baumbach is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services Advisors, Inc. since 2021. Prior to his current role, he worked at Farm Bureau Insurance and has experience outside the financial industry. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Lubna Jones is a financial advisor with Wells Fargo Advisors in Fenton, MI, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She previously worked at UBS Financial Services Inc for 12 years before joining Wells Fargo Advisors in 2021. Jones serves as an advisory finance committee member at St. George's Orthodox Church in Flint, MI. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory work with other financial products and referral channels.

Mariam Joseph is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies. She works closely with clients to develop personalized financial plans that align with their long-term goals. Mariam leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to address various aspects of her clients' financial lives. With a focus on areas such as college education planning, employee benefits, family wealth management, and retirement income, Mariam emphasizes a thorough understanding of each client's needs. She holds the Personal Investment Advisor (PIA) designation and earned her Bachelor's Degree from Mahatma Gandhi University. Mariam is fluent in Malayalam, Hindi, and English. Residing in Rochester, MI with her son, Mariam is actively involved in community organizations including IGEN MI chapter, LEAD for Women, DIWA, InForum Rochester, India Club of Genesee County, and Kerala Club. Her personal interests include traveling, boxing, cooking, football, golfing, knitting/crocheting, tennis, and practicing Krav Maga and weight training.

Rosalie Evans is a financial advisor at Merrill with 21 years of industry experience and holds the Series 66 designation. She has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Glenn Matecun is a financial advisor at Osaic with 10 years of industry experience. He holds the Series 65, Series 63, and Series 66 credentials and previously worked at Prosperity Wealth Management, Inc. and Founders Financial Securities LLC. In addition to his advisory role, he owns and operates an estate planning and elder law firm in Howell, Michigan. Osaic Wealth serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm offers a range of services such as brokerage and investment advisory, financial planning, retirement consulting, and access to third-party money managers, using tools like asset-allocation models and automated rebalancing to manage portfolios.

Teresa Mcclelland Sargent is a CFP® professional with 27 years of industry experience, currently serving at OSAIC in Flint, MI. She has been with OSAIC since 1998 and also operates Financial & Tax Planning of Flint, Inc. Outside of her advisory role, she is Chairman of Back to the Bricks Inc. and serves as a notary and attorney-in-fact for family members. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and managed account solutions. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and diversified portfolios, and supports multiple advisory platforms and legacy programs.

Chad Ross is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Royal Alliance Associates, Inc. and Mass Mutual Investors Services. Ross serves as a city council member in Frankenmuth, Michigan, and is CEO of Pension Plan Consultants, a firm providing plan design and consulting services for self-directed 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs a range of portfolio construction tools and supports various account management options while maintaining multiple advisory platforms resulting from several mergers and corporate arrangements.