Kristin Yapel is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds the Series 66 credential and previously worked at Merrill Lynch for 20 years before joining RBC in 2019. Outside of her advisory role, she is involved in selling collectibles on the Mercari app and occasionally assists with bookkeeping and game operations for a local private high school's basketball games. RBC Wealth Management serves individual investors, institutions, corporations, and charitable organizations, offering customized portfolio management and financial planning through a variety of wrap fee advisory programs. The firm utilizes a mix of internal and external investment managers and provides integrated services including tax management and responsible-investing options.

Alexander Lavalle is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets, LLC since 2015. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies based on each client’s Advisory Risk Profile, utilizing both in-house and third-party investment managers.

Michael Owens is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Raymond James and its affiliated firms since 2009. Owens is also an officer and one of three business owners of Ascential Wealth Advisors, a support company managing business operations for his Raymond James advisory practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Kathleen Beasley is a CFP®-designated financial advisor with Ameriprise in Duluth, MN, bringing 46 years of industry experience. She has been with Ameriprise and its predecessor firm since 1979. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Rebecca Hudoba is a financial advisor with Edward Jones in Duluth, MN, holding a Series 66 credential and seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at Premier Biotech, Inc. from 2014 to 2018. Hudoba serves on the boards of Northwood Children's Services and Northwood Children's Foundation in Duluth. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Daniel Elnes is a financial advisor with Edward Jones in Duluth, MN, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he owns and manages several real estate properties in the Duluth area. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.