Sandra Justin is a financial advisor with PAX Financial Group in San Antonio, TX, holding a Series 65 license and six years of industry experience. Her prior roles include five years at Broadway Wealth Solutions and fifteen years at Broadway National Bank. She is also licensed in life and health insurance. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach overseen by an Investment Committee that utilizes traditional academic frameworks to build diversified, long-term portfolios with periodic rebalancing and incorporates conservative, Christian values–based ETF selections.

Joshua Hussong is a CFP® professional with 16 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank for 11 years before joining Financial Life Advisors in San Antonio, TX. Hussong holds Series 63 and Series 65 licenses. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm offers comprehensive financial planning and investment management to individuals, high-net-worth clients, and institutional entities, using a combination of fundamental, technical, and cyclical analysis.

Kirk Francis is a Certified Financial Planner® with 48 years of industry experience, currently serving at Financial Life Advisors in San Antonio, TX. He has a diverse background that includes leadership roles with the Housing Authority of Bexar County and the City of Hill Country Village, where he serves as chairman and participates in governance and zoning commission activities. His prior financial services experience includes positions with United Planners' Financial Services of America and Cross Insurance (International) Group. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities, using a range of analytical strategies tailored to client financial plans.

Joan Cleveland is a ChFC® credentialed financial advisor with 30 years of industry experience, currently with SWBC Investment Company since 2013. She serves as President and CEO of SWBC Life Insurance Company and holds leadership roles including Chairman of the Consumer Credit Industry Association and board memberships with the Texas Association of Life and Health Insurers and the American Bankers Insurance Association. Additionally, she is involved in community service as a governing board member of Make-A-Wish Central and South Texas. SWBC Investment Company provides investment advisory services to individuals, financial institutions, charities, and pooled investment vehicles. The firm employs internal portfolio teams and external sub-advisers to manage discretionary and non-discretionary accounts, and it is active in private fund management with a focus on value-add real estate investments.

Samuel Haager is a CFP®-designated financial advisor with three years of industry experience, currently with S Harris Financial Group, LLC in San Antonio, TX. He previously worked at Raymond James Financial Services Advisors, Inc. and Cantera Capital Partners. Outside of his advisory role, Haager is also licensed as an insurance agent. S Harris Financial Group is an SEC-registered advisory firm serving individual and high-net-worth clients, along with retirement plans. The firm combines long-term fundamental and technical investment analysis with specialized services such as Certified Divorce Financial Analysis and mediation support, managing approximately $404 million across six advisors.

Kimberly Nourie is a Certified Financial Planner® with 26 years of industry experience. She has been with Financial Life Advisors since 2017 and previously worked at Business Financial Group and Commonwealth Financial Network. Her background also includes over a decade with Shaklee. Financial Life Advisors is a seven-advisor team that provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities. The firm manages approximately $366 million in client assets using a range of strategies informed by fundamental, technical, and cyclical analysis.

Benjamin Gurwitz is a CFP® certificant with 17 years of industry experience, currently serving at Financial Life Advisors LLC since 2008. He holds the Series 63 designation and is based in San Antonio, TX. Gurwitz is the Investment Committee Chair and a board member of the Jewish Federation of San Antonio, overseeing its endowment fund management. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets, providing comprehensive financial planning and investment management to individuals, high-net-worth clients, and institutional entities. The firm employs a range of analytical strategies and serves clients primarily on a discretionary basis, offering customized portfolio solutions aligned with each client’s financial plan.

Benjamin Lopez is a financial advisor with Alterna Wealth Management, Inc. in San Antonio, TX. He holds Series 63 and Series 65 licenses and has 19 years of industry experience, including over a decade at Actinver Wealth Management, Inc. He is also involved as a managing member of KASA Investments, LLC and serves as secretary and director of Optima Equity Partners, Inc. Alterna Wealth Management provides investment advisory and portfolio management services to individuals, high-net-worth clients, trusts, estates, institutions, and charitable organizations, with a significant portion of its clients located outside the United States. The firm employs a disciplined, global approach to asset allocation and diversification, incorporating quantitative analysis, technical methods, and model-based strategies.

Christopher Elbrecht is a financial advisor at SWBC Investment Company in San Antonio, TX, holding a Series 66 designation with 17 years of industry experience. He has been with SWBC Investment Company and its affiliated entity, SWBC Investment Services LLC, since 2013. Outside of his advisory role, he serves as President and Board Member of the Walker Ranch Homeowners Association in San Antonio. SWBC Investment Company provides investment advisory services to individuals, institutions, charities, and pooled investment vehicles, utilizing internal portfolio teams and sub-advisers. The firm offers discretionary portfolio management, financial planning, and private fund management, including concentrated real estate investments and private placements.

Linde Murphy is a financial advisor with M. E. Allison & Co., Inc. in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining M. E. Allison & Co., she worked at Argent Retirement Plan Advisors, LLC. Outside of her advisory role, Murphy provides budgeting and financial counseling for collaborative divorce cases, consults on vodka sales, offers compliance consulting to broker/dealers, and serves as an associate producer for a local docuseries. M.E. Allison & Co., Inc. serves individuals, trusts, estates, corporations, and retirement plans, managing approximately $287 million in assets through discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm employs a range of in-house and third-party investment strategies and conducts regular account reviews using technical and fundamental analysis.

Alfonso Charles is a financial advisor at Broadway Wealth Solutions in San Antonio, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Equitable Advisors, University Health System, and St. Mary's University. Broadway Wealth Solutions serves individual and retirement investors, including high-net-worth clients, by providing fee-based discretionary portfolio management, integrated financial planning, and retirement rollover guidance. The firm’s investment approach combines strategic asset allocation with tactical adjustments and utilizes fundamental, technical, and cyclical analysis.

Ronald Zunker Jr. is a Series 66 licensed advisor with seven years of industry experience, currently working at PAX Financial Group since 2022. He previously worked at Equitable Advisors and Axa Advisors, and has experience as a self-employed professional and with Clean Air and Water, LLC. Outside of his advisory role, he participates in community organizations including the Rotary Club of Fair Oaks Ranch and serves as Treasurer on the Greater Boerne Chamber of Commerce executive committee as well as for the Kendall County Women's Shelter. PAX Financial Group serves individuals, high-net-worth clients, small businesses, and corporations with services including portfolio management, retirement plan consulting, and business exit planning. The firm uses a team-based investment approach guided by an Investment Committee that applies traditional academic frameworks and incorporates values-based ETF selections along with hedging and income strategies when appropriate.

Madison Moe is a financial advisor at Teamwork Financial Advisors, LLC in San Antonio, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Teamwork Financial Advisors, Madison worked at Texas Tech University and Clintsman Financial. Teamwork Financial Advisors serves individual and high-net-worth investors as well as retirement plans, trusts, estates, and business entities, providing ongoing asset management, written financial planning, and referrals to third-party money managers. The firm employs a strategic asset-allocation approach with a core-and-satellite structure, integrating fundamental, technical, and cyclical analysis to manage client portfolios.

Meghan Tapia is a financial advisor at PAX Financial Group with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at AllianceBernstein and Renaissance Wealth Management Group of Texas. Outside of her financial advisory role, Tapia owns and operates Willow Tree Builders, a representation and marketing business. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach guided by an Investment Committee, utilizing traditional academic frameworks and values-based ETF selections to build diversified, long-term portfolios.

Michael Olivarez is a financial advisor at Reliance Wealth Management in San Antonio, TX, holding a Series 65 designation with one year of industry experience. His prior work includes three years at Goodstein Wealth Management, LLC, and a recent transition to Reliance Financial Partners. Reliance Wealth Management serves individuals—including high-net-worth clients—as well as foundations, trusts, estates, corporations, and charitable organizations, providing discretionary investment management combined with integrated and stand-alone financial planning. The firm applies a top-down, macro-environmental investment approach emphasizing tactical asset allocation across a broad range of investment vehicles, including alternative and digital-currency-related products.

Gracelyn Snider is a financial advisor at S Harris Financial Group, LLC in San Antonio, TX, holding a Series 65 designation with one year of industry experience. Prior to joining the firm, she was a student at Texas A&M University for four years and had no professional experience in the financial industry before that. S Harris Financial Group is an SEC-registered advisory firm that serves individual and high-net-worth clients as well as retirement plans. The firm offers discretionary investment management and comprehensive wealth management with an investment approach that combines fundamental and technical analysis, emphasizing client education and ongoing personal contact.

Gayle Rodriguez is a Series 65 licensed financial advisor with eight years of industry experience. She has worked at Broadway Wealth Solutions since 2025 and previously held roles at Financial Engines Advisors L.L.C. and Edelman Financial Engines from 2015 to 2025. Broadway Wealth Solutions serves individual and retirement investors, including high-net-worth clients, by providing fee-based discretionary portfolio management, integrated financial planning, and retirement rollover guidance. The firm employs a strategic asset allocation approach with tactical adjustments and operates as a bank-owned subsidiary with ties to a trust company and Broadway National Bank.

Jacob Campbell is a CFP® with four years of industry experience, currently serving at PAX Financial Group. Before joining PAX Financial Group in 2022, he worked for eight years at Bluebonnet Chrysler Dodge. He is also a board member of the Animal Defense League. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach guided by an Investment Committee and integrates traditional academic frameworks alongside values-based ETF selections and tailored strategies such as covered-call writing.

Robert Mc Gregor is a Series 65 licensed advisor at Martin Capital Advisors, LLP with one year of industry experience. His prior work history includes positions at Chick-Fil-A and Uber Eats. Martin Capital Advisors, LLP manages investment portfolios for high-net-worth individuals, trusts, estates, charitable organizations, and business clients. The firm uses a long-term, asset-allocation-driven approach and offers several portfolio types with a range of investment instruments, including options-based hedging and formalized performance reporting.

Christopher Allison is a CFP® with 33 years of experience in the financial services industry. He has been with M. E. Allison & Co., Inc. since 1992. Outside of advisory work, he manages property management and accounting services for family-owned real estate and serves as managing partner for a property investment in South Padre Island. M. E. Allison & Co., Inc. serves individuals, trusts and estates, bank trust departments, corporations, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm uses a combination of in-house models and third-party sub-advisers to implement client portfolios, employing various strategies including option writing and sector ETF weightings.