Regina Breque is a financial advisor at USAA Investment Services Company with 18 years of industry experience. She holds a Series 63 designation and has worked at various USAA-affiliated entities since 2014, including USAA Life Insurance Company and USAA Financial Planning Services. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm delivers a Retirement Income Strategy Report to support client discussions and refers investors to Charles Schwab for investment products and account services.

Theodore Burkhart is a financial advisor with Cary Street Partners in San Antonio, TX, holding a Series 63 designation and over 50 years of industry experience. He has been with Cary Street Partners since 2013. Outside of his advisory work, he is involved in operating a day care center, owns a restaurant and casino business, and provides consulting services for church capital campaigns. Cary Street Partners offers wealth management and advisory services to a diverse client base, utilizing both third-party and in-house resources across various investment strategies, including traditional and opportunistic approaches.

Jim Sandell Jr. is a financial advisor with USAA Investment Services Company and holds a Series 66 designation. He has 18 years of industry experience, including roles at USAA Life Insurance Company and USAA Financial Planning Services prior to his current position. Outside of his advisory work, he is the owner of Sandell Capital, LLC, an investment-related business. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm emphasizes retirement income planning and refers clients to Charles Schwab for investment products and account management.

Ralph Gonzales is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2017 to 2021. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm combines enterprise scale with a banking institution affiliation and manages approximately $3.7 billion in client assets through a team of around 179 advisors.

Pura Connor is a financial advisor at Frost Investment Services with 15 years of industry experience. She holds the Series 66 designation and has worked at Frost Bank and Frost Brokerage Services since 2012. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Antonio Medrano III is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. His career with USAA spans multiple affiliated entities since 2013. Outside of his advisory role, he works part-time as a driver for ride-sharing services Uber and Lyft. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm produces a Retirement Income Strategy Report and refers prospective investors to Charles Schwab for investment products and account services.

Ivona Kostulak is a financial advisor at Frost Investment Services with 24 years of industry experience. She holds a Series 66 designation and has worked at Frost Investment Services since 2017, following prior roles at Frost National Bank and Frost Brokerage Services. Frost Investment Services is a retail-focused, SEC-registered adviser that serves individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research alongside tax and ESG overlay services.

Richard Davies is a financial advisor at Sendero Wealth Management, LLC with 15 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Sendero Wealth Management since 2015. Sendero Wealth Management provides investment advice and comprehensive wealth management services to high-net-worth individuals, multi-generational families, and select institutions, typically serving clients with $3 million or more in investable assets. The firm employs a structured guidance process and a combination of active and passive strategies, emphasizing multi-generational wealth needs and offering access to alternative investments.

Jessica Drought is a financial advisor at 1900 Wealth with five years of industry experience. She holds the Series 65 designation and has previously worked at M Capital and Texas Next Capital. 1900 Wealth serves individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities with financial planning, consulting, and investment management. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to build long-term, diversified portfolios tailored to clients’ goals, risk tolerance, and time horizon.

Richard Edgett is a financial advisor at Strategic Financial Concepts, LLC with three years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial, Victory Capital Management, Edward Jones, Merrill Lynch, and Simmons Bank. Outside of finance, he operates Texas Range Meats, a small business focused on dehydrated meats and spices. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, plans, trusts, charitable organizations, and businesses. The firm offers discretionary investment management using model portfolios and third-party managers, combining fundamental and technical analysis across various securities, and has a notable focus on insurance-related activities within its multi-team structure.

Mary Stork is a CFP® professional with 25 years of experience in the financial services industry. She has been with USAA Investment Services Company since 2018 and previously worked with multiple USAA-affiliated entities. Stork serves on several nonprofit boards, including the USAA Foundation Board of Governors, the Military Child Education Coalition, and the National Equine Institute of Growth through Healing, contributing to financial literacy and community support initiatives. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating as a referral and retirement-advice intermediary rather than a portfolio manager.

Kandice Sotuyo is a financial advisor at Frost Investment Services with three years of industry experience. She holds a Series 63 designation and has been with Frost Bank since 2015. Sotuyo is a co-owner of DS & KP Investments LLC, an investment-related business based in San Antonio. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs utilizing the Fidelity Managed Account Xchange platform, combining proprietary and third-party strategies.

Gilbert Araiza is a CFP® with over 22 years of experience in the financial industry. He has worked with Frost Bank and Frost Brokerage Services since 2008. His role includes fiduciary and administrative financial services related to retirement accounts and custody relationships. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing model-based strategies and third-party managers through the Fidelity Managed Account Xchange platform.

Coby Huerta is a financial advisor with Strategic Financial Concepts, LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and having four years of industry experience. His prior roles include positions at LPL Financial, LLC and Charles Schwab & Co., Inc. Huerta has a background that includes employment at St. Edwards University and HEB Grocery. Strategic Financial Concepts, LLC provides personalized investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers comprehensive financial planning and discretionary investment management using model portfolios and third-party managers, with a distinctive focus on insurance-related activities and integration of multiple LPL program offerings.

Alex Bahun is a financial advisor with Frost Investment Services in Austin, TX, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at Frost Brokerage Services and Frost Bank since 2012 and has been with Frost Investment Services since 2017. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a multi-disciplinary investment approach and implementing client portfolios through the Fidelity Managed Account Xchange platform.

James Cratty is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Frost Investment Services and its affiliated entities since 2017, following a two-year tenure at Lincoln Investment. Frost Investment Services serves individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management across an enterprise platform of approximately 179 advisors managing about $3.7 billion in client assets. The firm's affiliation with a banking institution and its fee model centered on assets under management distinguish its operating structure within its peer group.

Richard Tarbell is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Strategic Financial Concepts since 2019 and has been associated with LPL Financial since 2015. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers discretionary portfolio management, financial planning, and manager selection, utilizing both fundamental and technical analysis alongside model portfolios and third-party manager solutions.

August Gildner II is a CFA® charterholder associated with Frost Investment Services in San Antonio, TX. He joined the firm in 2026 and has prior experience at the Law Office of Myra Camille McCluer Gildner, PLLC, Motion Control Enterprises, Inc., TestEquity, and Growco Capital. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm combines enterprise-scale resources with a unique affiliation to a banking institution, managing approximately $3.7 billion in client assets through a network of nearly 180 advisors.

Gregory Schorp is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has worked at Blackridge Asset Management since 2022 and has been associated with Peak Brokerage Services, LLC since 2017. Outside of his advisory roles, he is an owner of a mineral lease. Blackridge Asset Management provides personalized financial planning, asset management, and consulting services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, and small businesses. The firm’s investment process incorporates client risk profiles and utilizes both in-house and third-party model portfolios, offering discretionary and non-discretionary account management.

Leanne Ethridge is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 20 years of industry experience. She has worked at Frost Bank and Frost Brokerage Services since 2004. Outside of her advisory role, she is co-owner of Cast & Blast Gals, LLC, a company focused on outdoor women's products. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a platform that integrates model portfolios with third-party managers and incorporates fundamental, technical, and cyclical research.