Cecilia Ward is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Outside of her advisory role, she serves as a general partner in the Borderland Business Association, a networking organization based in El Paso, TX. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Janeth Valenzuela is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, previously employed by Southwest University and Bank of America. Outside of her advisory role, she is a beneficiary of a family business, Yahweh F.P.M LLC, established for spouse-related purposes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Sesich is a CFP® with 24 years of industry experience. He has worked at Lincoln Financial Advisors and Lincoln National Life Insurance Company since 2002 before joining OSAIC in 2025. In addition to his advisory role, he is licensed to offer a range of insurance products including life, disability, long-term care, and fixed indexed annuities. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm employs a variety of asset-allocation tools and investment platforms to construct portfolios incorporating multiple asset classes and offers both discretionary and non-discretionary account management options.

Debra Hastings is a financial advisor with LPL Financial based in El Paso, TX. She holds a Series 66 designation and has 12 years of industry experience, including prior roles at GECU, CUNA Brokerage Services, Inc., and Edward Jones. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Richard Lucker is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors. Outside of his advisory role, he oversees a family corn roasting business in El Paso, Texas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Annette Gobel is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. She has worked at Avantax Investment Services, 1st Global Advisors, and Weatherley Butterworth Macias & Graves. In addition to her advisory role, Ms. Gobel owns and operates a CPA firm that provides tax and accounting services to business and individual clients. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Danny Delacruz is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 65 and Series 63 licenses and having 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of advising, he owns a business involved in buying and selling cars. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a large network of financial advisors and offers both brokerage and advisory solutions.

William Pettit is a financial advisor with Raymond James Financial Services Advisors, Inc. in El Paso, TX, holding a Series 66 designation and 28 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors. He is also an associate at Fischer Wealth Management, where he manages client investment accounts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a non-discretionary, tailored approach supported by analytical tools and maintains unique offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Ruthie Quintana is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding a Series 66 designation and 17 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is grounded in modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Crown is a financial advisor with Thrivent Investment Management based in Chaparral, NM. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, as well as service in the U.S. Army. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers goal-based financial planning without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option.

Traci Miller is a financial advisor with Morgan Stanley in Guthrie, OK, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she provides color commentary for the University of Texas at El Paso basketball team. Morgan Stanley Wealth Management offers a broad range of advisory services to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and market models.

Victor De La Rosa II is a financial advisor with LPL Financial in El Paso, TX, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He is also involved with Raiz Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple investment strategies.

Megan Martinez is a financial advisor with Raymond James & Associates in El Paso, TX, holding a Series 66 designation and four years of industry experience. She has worked at various subsidiaries of Raymond James since 2021 and has previous roles with El Paso Inc., the Diocese of El Paso, and University of North Texas. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, pension, charitable, and municipal clients, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Erik Jaime is a financial advisor with LPL Financial in El Paso, TX, holding a Series 66 designation and bringing 17 years of industry experience. He has worked at LPL Financial since 2022 and simultaneously with Cuna Brokerage Services, Inc. and Cuna Mutual Group since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Laura Celis is a financial advisor at LPL Financial with two years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at First Command Insurance Services, Advisory Services, and Brokerage Services. Outside of her advisory role, she is a co-owner of a real estate rental business in North Carolina. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven investment strategies.

Milner Carballo is a CFP® and ChFC® with 32 years of industry experience, currently serving as Managing Partner at Gentry Partners Wealth Management, LLC. He has held various roles within Cetera and its affiliated entities since 2020. Carballo is also involved in real estate development as a partner in a development project and operates an ownership entity, MILNER CARBALLO LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services and manages over $256 billion in assets across more than 10,000 advisors.

David Cromeens is a CFP® professional with 27 years of experience in the financial industry. He is currently with Cetera and has previously held roles at Charles Schwab & Co., Inc. and First Allied Securities, Inc. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and advisory services through a large nationwide network of independent advisors, with a multi-manager platform that supports various investment strategies and program options.

Esmeralda Fierro is a financial advisor at Morgan Stanley in El Paso, TX, holding a Series 66 designation. She has one year of industry experience and previously worked at several firms including ScottHulse, Great American, and McFarland PLLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis in its financial planning process.

Monica Narvaez is a CFP®-certified financial advisor at OSAIC with 38 years of industry experience. She has held roles at firms including Triad Hybrid Solutions, Triad Advisors LLC, M Holdings Securities, and Strategic Wealth Advisors. Narvaez serves on the boards of the El Paso Symphony Orchestra and Emergence Health Network, contributing to business guidance and outreach efforts in her community. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutional clients, offering integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools and provides access to multiple advisory platforms, third-party money managers, and managed-account solutions.

Paulina Rodriguez is a financial advisor with Merrill in El Paso, TX, holding a Series 66 designation and eight years of industry experience. Her prior work history includes roles at Bank of America and JMAS. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.