Eli Merriman is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2020. Prior to that, he was employed at TD Ameritrade and Scottrade. Outside of his advisory role, Merriman occasionally sells used items at local flea markets. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Austin Wegener is a financial advisor with Edward Jones in El Paso, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked in various roles including at Premier Roofing Company and Xoikos Interactive Business Systems. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Corina Otero Edinger is a Series 66 licensed financial advisor with Edward Jones in El Paso, TX, where she has worked since 2015. She has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 advisors, offering discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joaquin Padilla Carlos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Wells Fargo Clearing and New York Life Insurance Company. Outside of his advisory work, he has been involved with LLCs related to water and ice businesses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm emphasizes quantitative asset-allocation modeling, centralized due diligence, and incorporates an ESG eligibility framework in its investment recommendations.

Cecilia Ward is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has worked at Wells Fargo Investments, LLC and Wells Fargo Clearing, totaling over two decades with the Wells Fargo organization. Outside of her advisory role, she serves as a general partner in the Borderland Business Association, a networking group based in El Paso, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets and employing more than 14,000 financial advisors.

Janeth Valenzuela is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, previously employed by Southwest University and Bank of America. Outside of her advisory role, she is a beneficiary of a family business, Yahweh F.P.M LLC, established for spouse-related purposes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Sesich is a CFP® with 24 years of industry experience. He has worked at Lincoln Financial Advisors and Lincoln National Life Insurance Company since 2002 before joining OSAIC in 2025. In addition to his advisory role, he is licensed to offer a range of insurance products including life, disability, long-term care, and fixed indexed annuities. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm employs a variety of asset-allocation tools and investment platforms to construct portfolios incorporating multiple asset classes and offers both discretionary and non-discretionary account management options.

Debra Hastings is a financial advisor at LPL Financial with 13 years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and GECU. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by sophisticated research tools and a broad array of non-advisory financial services.

Richard Lucker is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior work includes roles at Morgan Stanley and Merrill. Outside of advising, he oversees a family business involved in corn roasting. Wells Fargo Advisors is a national securities firm that offers investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to guide investment decisions and provides both brokerage and advisory solutions through a large network of advisors.

Annette Gobel is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. She has worked at Avantax Investment Services, 1st Global Advisors, and Weatherley Butterworth Macias & Graves. In addition to her advisory role, Ms. Gobel owns and operates a CPA firm that provides tax and accounting services to business and individual clients. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Danny Delacruz is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank, N.A. since 2005. Outside of his advisory role, he owns a business involved in buying and selling cars. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Pettit is a financial advisor with Raymond James Financial Services Advisors, Inc. in El Paso, TX, holding a Series 66 designation and 28 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Investments. In addition to advising, he is employed as an associate at Fischer Wealth Management where he manages client investment accounts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary consulting using risk profiling and analytical modeling to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ruthie Quintana is a financial advisor at Wells Fargo Clearing in El Paso, TX, with 18 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Investments, LLC from 2008 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by comprehensive research and analytics.

Victor De La Rosa II is a financial advisor with LPL Financial in El Paso, TX, holding a Series 66 designation and 14 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Morgan Stanley. He is also associated with Raiz Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, supported by a large network of investment adviser representatives.

Megan Martinez is a financial advisor with Raymond James & Associates in El Paso, TX, holding a Series 66 designation and four years of industry experience. She has worked at various subsidiaries of Raymond James since 2021 and has previous roles with El Paso Inc., the Diocese of El Paso, and University of North Texas. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, pension, charitable, and municipal clients, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Erik Jaime is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His career includes positions at Cuna Mutual Group, CUNA Brokerage Services, St Johns Wealth Management, BBVA Compass Investment Solutions, and Wells Fargo Investments. Jaime is based in El Paso, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Laura Celis is a financial advisor at LPL Financial in El Paso, TX, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining LPL Financial in 2025, she worked at First Command Insurance Services, Advisory Services, and Brokerage Services from 2023 to 2025. Outside of her advisory role, she is a co-owner of a real estate rental business in North Carolina. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers diverse financial planning and portfolio management solutions through a large network of advisers, utilizing a range of strategies and technologies.

Milner Carballo is a CFP® and ChFC® with 32 years of industry experience, currently serving as Managing Partner at Gentry Partners Wealth Management, LLC. He has held various roles within Cetera and its affiliated entities since 2020. Carballo is also involved in real estate development as a partner in a development project and operates an ownership entity, MILNER CARBALLO LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services and manages over $256 billion in assets across more than 10,000 advisors.

David Cromeens is a CFP® professional with 27 years of experience in the financial industry. He is currently with Cetera and has previously held roles at Charles Schwab & Co., Inc. and First Allied Securities, Inc. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and advisory services through a large nationwide network of independent advisors, with a multi-manager platform that supports various investment strategies and program options.

Esmeralda Fierro is a financial advisor at Morgan Stanley in El Paso, TX, holding a Series 66 designation. She has one year of industry experience and previously worked at several firms including ScottHulse, Great American, and McFarland PLLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis in its financial planning process.