Dave Pugh is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has worked with T. Rowe Price Investment Services, Inc. since 2009. Outside of his advisory role, he officiates basketball games with the Colorado Springs Basketball Officials Association. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online tool and telephone advisor access, offering a moderately scaled, proprietary service distinct from larger advisory firms.

Dylan Lockard is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes positions at Comprehensive Health Services and Tall Timbers, as well as time at Florida State University. T. Rowe Price Advisory Services offers a retirement-focused advisory service that combines non-discretionary financial planning with discretionary investment management, primarily serving individual investors and households with investable assets around $250,000 or more. The firm invests exclusively in proprietary T. Rowe Price mutual funds and ETFs and uses a structured, model-based approach to portfolio management.

David Steinberg is a financial advisor at T. Rowe Price Advisory Services, Inc. with 25 years of industry experience. He holds the CFP® and ChFC® designations and has worked at T. Rowe Price in two separate periods totaling four years, with prior roles at Advised Assets Group, LLC and The AYCO Company, L.P./Mercer Allied. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo simulation-based planning tools.

David Wintterle is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at T. Rowe Price since 2019, following positions at Royal Crest and Restoration Church. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining goals-based financial planning, retirement income strategies, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households through an online platform supplemented by financial advisor support.

Zalen Griffin is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. Prior to joining T. Rowe Price, Griffin worked at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Outside of finance, Griffin has experience running a drafting business. T. Rowe Price Advisory Services offers a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs.

Jeffrey Tiona is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Commonwealth since 2015 and owns Tiona Financial Services, LLC. Additionally, he works as a business consultant with a local CPA firm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance support to affiliated advisors.

Amanda Work is a financial advisor at T. Rowe Price Advisory Services, Inc. with eight years of industry experience. She has worked at T. Rowe Price since 2017 and has prior experience at Costello Street Coffee House and Snow Performance. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios using selected T. Rowe Price mutual funds and ETFs with an emphasis on tax-aware rebalancing and tactical allocations.

Cornelius Evans is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has worked at T. Rowe Price since 2015, with a one-year break in 2020-2021. Outside of his advisory role, he is active as a Lyft driver. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing proprietary T. Rowe Price mutual funds and ETFs. The firm emphasizes model portfolio allocations, tax-aware rebalancing, and interactive online planning tools.

Sophie Chavanon is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, Colorado, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with T. Rowe Price since 2017 and previously managed hospitality businesses including Marigold Cafe and Bakery and Chavanon Restaurants LLC. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines goals-based financial planning, retirement income strategies, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with a focus on retirement goals through an online planning tool and ongoing financial advisor support.

Adriano Cruz is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at Instacart, Grubhub Inc., and The Bank of Guam. Cruz is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm employs goal-based planning, tax-aware rebalancing, and Monte Carlo simulations within an online advisory platform.

Cayna Worl is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding a Series 66 designation and five years of industry experience. Her career includes roles at T. Rowe Price since 2019, as well as prior experience at The Broadmoor Hotel and BNW Financial Group. Outside of financial services, she was involved with Sun Mountain Painting LLC for seven years. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applying asset-location strategies and tax-aware rebalancing, with plans generated through Monte Carlo simulations and managed on a discretionary basis.

Angela Lancaster is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2019. Prior to that, she held positions at USAA Financial Planning Services and related affiliates. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies and tax-aware rebalancing, with financial plans produced through interactive Monte Carlo simulations.

Jason Vercelli is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations. He has less than one year of industry experience and previously worked at Thrivent Financial, Wells Fargo, Bank of America, and Dish Network. Key Investment Services LLC serves individuals, trusts, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment decisions with ongoing monitoring and due diligence of third-party advisory products, operating within the KeyCorp group alongside affiliated banking and capital markets entities.

Michael Dionne is a CFP® professional with 21 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO. He has worked at T. Rowe Price since 2004 and concurrently operates New Directions Counseling, a role he has held since 2005. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service focused on individual investors and households with retirement goals, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs.

Lori Barr is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, Colorado. She holds Series 63 and Series 66 licenses and has 24 years of industry experience, including 19 years with T. Rowe Price since 2007. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm implements portfolios exclusively with selected T. Rowe Price mutual funds and ETFs, using model allocations and tax-aware strategies, and manages accounts on a discretionary basis following client enrollment.

Juliana Gingerich is a Series 66 registered financial advisor with T. Rowe Price Advisory Services, Inc., based in Colorado Springs, CO. She has nine years of industry experience, including roles at Merrill, Fidelity Investments, and Empower Advisory Group. Prior to joining T. Rowe Price, she worked at Mingle and Match LLC. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides individualized goals-based financial planning and discretionary investment management focused on retirement. The firm uses model portfolio allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to generate financial plans and retirement income projections.

Monica Bussell is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to joining T. Rowe Price in 2017, she worked at Health Fitness Corporation for five years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and portfolio management executed on a discretionary basis.

Trung Rhedin is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and with five years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Keaz, Inc. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily using proprietary mutual funds and ETFs. The service targets individual investors and households with retirement goals, providing online planning tools and telephone access to advisors.

Matthew Baarts is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the CFP® designation and has 11 years of industry experience. His career includes multiple roles at T. Rowe Price and prior positions at Advised Assets Group, LLC and GWFS Equities, Inc. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households preparing for retirement. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and employs tax-aware rebalancing and Monte Carlo simulations for financial plans and income projections.

Ashley Ziegler is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 12 years of industry experience. She has been with T. Rowe Price since 2012. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in proprietary mutual funds and ETFs, with features such as tax-aware rebalancing and Monte Carlo-based retirement income projections.