Jody Roth is a CFP® with 27 years of industry experience, currently serving as a wealth advisor at CWM, LLC. His career includes roles at Cetera, Triad Advisors, Signator Investors, and Transamerica Financial Advisors. Roth is a member of a professional networking group based in Fort Collins, CO, actively participating in growth and business consulting initiatives. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors, offering various retirement and advisory services.

Caden Koole is a financial advisor with RBC Capital Markets in Fort Collins, CO. He holds a Series 66 designation and began his advisory career in 2026. Prior to joining RBC Capital Markets, he held roles at Dordt University and worked at Raindance National Golf Course. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies, offering portfolio management, financial planning, custody, and brokerage services. The firm leverages in-house and third-party managers and provides a variety of advisory programs to meet diverse client needs.

Denise Peloza is a financial advisor with RBC Capital Markets in Fort Collins, CO, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has previously worked at Truist Advisory Services and BB&T Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers customized portfolio management and financial planning services through a variety of advisory programs, utilizing both in-house and third-party investment managers.

Gera Fayas is a financial advisor at Raymond James Financial with one year of industry experience. She holds the Series 66 designation and has worked in various roles at Raymond James and Bank of Colorado since 2024. Outside of her advisory work, she is involved in a family rental property business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports municipal and public finance through a unique affiliated municipal advisor.

Cory Kozisek serves as the Senior Resident Director at Merrill's Northern Colorado office. In this dual role, he manages the office operations while providing wealth management advisory services. Cory has been with Merrill since 2016, after six years with Wells Fargo Advisors and prior experience with Key Investment Services. He began his financial services career in 2002, bringing nearly 18 years of industry experience to his current position. As a CERTIFIED FINANCIAL PLANNER® professional with additional credentials including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA), Cory focuses on wealth management planning strategies that support clients in building and sustaining successful retirements. His expertise includes liquidity management, personal retirement planning, portfolio management services, and retirement income. Cory utilizes Merrill's resources to create customized plans that address income management, education funding, retirement planning, and guidance through complex financial situations. Cory holds a bachelor's degree from Colorado State University. Outside of his professional duties, he is involved with Rapids Youth Soccer and spends much of his personal time with his wife and four daughters. His hobbies include biking, fishing, hunting, fitness, table tennis, traveling, and rooting for the Denver Broncos.

Gabriel Mecham is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in equity compensation services, investment consulting for defined contribution plans, and small business strategies. In his role, Gabriel works closely with clients to understand their individual priorities and develop strategies to pursue their financial goals over various time horizons. He provides guidance on general investing, retirement planning, and preparing for unexpected expenses. Gabriel holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He attended Brigham Young University - Idaho without degree conferral and obtained a high school diploma from Red Mountain High School. Gabriel communicates with clients in both English and Spanish. Outside of his professional work, Gabriel has interests in adventure sports, spending time with his family, and watching movies.

Donald Baker is a financial advisor at RBC Capital Markets with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and integrates in-house and third-party investment managers to tailor strategies according to each client’s Advisory Risk Profile.

Bruce Moulds is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 registrations. He has 40 years of industry experience and has been associated with Cambridge Investment Research Advisors since 2016. In addition to his advisory role, he has been involved in selling and servicing health and life insurance products through his own agency since 1993. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing various portfolio management and platform solutions tailored to client objectives.

Amanda Dillard is a financial advisor at Edward Jones in Fort Collins, CO, holding a Series 66 designation with eight years of industry experience. Prior to her current role, she worked at the Child Trauma and Resilience Assessment Center and the Center for Family and Couple Therapy, and she was affiliated with Colorado State University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Sarah Springer is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2017. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she is a partner in Synchronicity Investments, an LLC involved in investment projects in Alaska, and serves as a board member of McKinley Management, LLC. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises a broad range of clients including high-net-worth individuals, families, pensions, and institutions. The group offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers across traditional and complex investment strategies.

Chloe Bartels is a financial advisor with Raymond James Financial in Fort Collins, CO, holding Series 65 and Series 63 licenses and one year of industry experience. Her prior roles include positions at First Tech Federal Credit Union, Addison Avenue Investment Services, and Charles Schwab. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and partnerships.

Ryan Baker is a Financial Consultant currently working at Fidelity Investments since 2021. He works with clients from diverse age groups and professions to help them safeguard their loved ones, plan for the future, and grow their assets through tax-efficient investing. He focuses on guiding individuals to develop comprehensive financial plans that provide confidence as they navigate life's changes. Ryan has experience as a Financial Advisor at several firms, including JP Morgan Chase (2020-2021), UBS (2017-2020), and Merrill Lynch (2013-2017). He holds a California Insurance License.

Cheryl King is a financial advisor with Cetera, holding a Series 66 designation and over 22 years of industry experience. Her career includes roles at The Planning & Investment Center, Inc., Cetera Advisors LLC, and Visionary Wealth Management. Outside of her advisory work, she is involved in volleyball officiating. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and a large network of over 10,000 advisors managing more than $256 billion in assets.

William Charboneau is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He has held roles at Wells Fargo Bank NA since 1999 and has been with Wells Fargo Clearing since 2016. He holds Series 63 and Series 66 designations and operates out of Fort Collins, Colorado. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research and analytics to support its investment approach.

Peter Jochems is a financial advisor with LPL Financial in Windsor, CO, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation for nine years. Outside of advising, he pursues oil painting and serves as a trustee for a family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and corporations. The firm offers various advisory programs, financial planning, and brokerage services, supported by research and model portfolios from internal and third-party sources.

Brandon Adams is a Planning Consultant at Fidelity Investments, where he focuses on developing comprehensive financial plans tailored to individual and family needs. He has been with Fidelity since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Associate, Financial Representative, Relationship Manager, and currently Planning Consultant. Throughout his tenure at Fidelity, Brandon has gained experience in client relationship management and financial planning. His work involves understanding each investor's unique circumstances to assist them in pursuing their financial goals with confidence.

Scott Leclerc is a financial advisor with Thrivent Investment Management holding a Series 66 designation. He has professional experience that includes roles at Thrivent Financial and prior positions at Academy Bank and Chick-fil-A. Outside of advising, he was involved with Leclerc Lodging LLC for eight years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary trading authority and periodic reviews of recommendations.

Gregory Backhaus is a financial advisor with Edward Jones in Windsor, CO, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he is a sole proprietor of a rental property business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kristina Meyers is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 21 years of industry experience. Ms. Meyers has been with Raymond James since 2012 and previously worked with First Tech Federal. Outside of her advisory role, she owns and manages real estate through Meyers Properties, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports its advisors with specialized programs in areas such as municipal finance and SIMPLE IRA employer consulting.

Phillip Parsons is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with OSAIC since 1999. Parsons also owns Old Town Wealth Advisors, a DBA used to conduct business in Fort Collins, CO. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of services such as brokerage and investment advisory, financial planning, retirement consulting, and access to third-party money managers, utilizing asset-allocation tools and risk-tolerance analysis to create customized portfolios.