Salvador Rosas is a financial advisor with Transamerica Retirement Advisors, LLC in Colorado Springs, CO, holding a Series 66 designation and seven years of industry experience. His career includes roles at firms such as T. Rowe Price, USAA Investment Services, Robinhood Markets, and Empower Financial Services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education, utilizing proprietary portfolio construction and ongoing oversight from Morningstar Investment Management.

Jennifer Malmstrom is a financial advisor at D.A. Davidson & Co. with 18 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at firms including Charles Schwab, Wells & Associates, Mortgage Solutions of Colorado, Raymond James Financial Services, and Sullivan & Associates. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under the Advisers Act fiduciary standard and ERISA fiduciary duties for retirement accounts, offering a range of services such as retirement plan advisory, financial planning, equity research, and private wealth management for high-net-worth clients.

Ryan Harris is a CFP® professional with 13 years of industry experience, currently serving at Sanctuary Advisors, LLC since 2024. His prior experience includes roles at Bank of America and Merrill, spanning over a decade, and involvement with RADZ Enterprise LLC, a family holding company encompassing businesses in eCommerce, executive leadership coaching, and wellness. In addition to his advisory work, he is a partner in entities providing tax planning and administrative services. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports more than 400 independent investment adviser representatives and provides a range of portfolio management solutions and consulting services through various investment strategies and third-party platforms.

Sebastien Theodore is a financial advisor at Transamerica Retirement Advisors, LLC with four years of industry experience. He holds Series 65 and Series 63 designations and has worked with several firms including Transamerica Investors Securities Corporation and Transamerica Life Insurance Company. Theodore is based in Colorado Springs, CO. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through a range of advisory programs that provide asset allocation guidance and retirement planning support. The firm employs proprietary portfolio construction and oversight tools developed in partnership with Morningstar Investment Management and serves a large client base primarily through non-discretionary asset management.

Michael Johnson is a financial advisor at T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO, with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2017. Prior to this, he was employed at The Hertz Corporation. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program for individual investors and households focused on retirement goals, combining financial planning, retirement income planning, and discretionary investment management primarily in T. Rowe Price mutual funds and ETFs. The service includes personalized financial plans, annual reviews, and employs tax-aware rebalancing and tactical allocations.

Amanda Navaraj is a CFP® certificant and Series 65 licensee with three years of industry experience. She is currently an advisor at Hightower Advisors and previously worked at Amvara Financial LLC, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities, LLC. Outside of financial services, she has been involved with Muse Comics + Games since 2011. Hightower Advisors provides investment advisory and planning services to a diverse client base including individual and institutional investors. The firm’s advisory approach incorporates multi-manager solutions, proprietary research, and flexible portfolio construction across various asset types.

Cheryl Cowan is a financial advisor with D.A. Davidson & Co. in Colorado Springs, Colorado. She holds Series 65 and Series 66 designations and has 18 years of industry experience, including prior roles at Morgan Stanley and Mass Mutual. Outside of her advisory work, Cowan is a notary public. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, and charitable and corporate clients. The firm provides ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Jonathan Simmons is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 and Series 63 licenses. His prior experience includes roles at T. Rowe Price, Bank of America, USAA, the Colorado Department of Corrections, and T-Mobile. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Poulos is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that align with clients’ individual financial goals. Leveraging resources from Merrill and Bank of America, he provides clients with access to investment insights, banking convenience, and lending solutions to help navigate changing market conditions. Christopher holds professional designations as an Accredited Asset Management Specialist (AAMS) and a Personal Investment Advisor (PIA). He earned a bachelor's degree from Colorado State University - Pueblo. In addition to his advisory work, Christopher is actively involved in community service, dedicating time to volunteer with local organizations.

Tyler Edwards is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. He has held roles at Raymond James Financial and its affiliate since 2024. Edwards also has experience in client services and office administration through his association with Colorado Wealth Associates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses risk profiling and analytical tools to support tailored, non-discretionary investment consulting and is notable for its municipal advisory affiliation and specialized SIMPLE IRA advisory services.

Elida Defrancisco is a financial advisor with Thrivent Investment Management, holding a Series 66 license and one year of industry experience. Her prior work includes positions at Situs AMC and various mortgage and financial services firms. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on topics such as retirement, tax, estate, and special needs planning without including implementation. The firm combines holistic, goal-based analyses with managed-account options under a consolidated billing system while maintaining separation between planning and portfolio management.

Jeffrey Mohrmann is a financial advisor with Morgan Stanley in Colorado Springs, Colorado, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he serves as legal counsel for Rogue Mountain Law and is a member of the advisory board for the City of Colorado Springs, where he participates in the review and nomination of municipal judge candidates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Bethany Essendrop is a financial professional with 16 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 66 designations and has worked at multiple firms including Purpose Planning and Spencer Financial. In addition to her advisory roles, she serves as a marketing coordinator at Purpose Planning, where she coordinates events and communications. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures and custodial relationships.

Craig Cisney is a financial advisor with UBS Financial Services in Colorado Springs, CO, holding a Series 66 designation and 13 years of industry experience. He previously worked at Morgan Stanley in various capacities from 2013 to 2026. Outside of his advisory work, he is active as a stand-up comedian, emcee for charitable events, and motivational speaker. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Leo Goeas is a financial advisor with Raymond James & Associates, holding a Series 66 credential and bringing 16 years of industry experience. He has been with Raymond James & Associates since 2016 and previously worked at On The Line Inc for 19 years. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutional clients, and charitable organizations, providing financial planning, investment consulting, and institutional solutions through a variety of portfolio management styles and affiliated research.

Bradley Brunson is a financial advisor with Thrivent Investment Management in Colorado Springs, holding a Series 66 designation and one year of industry experience. Prior to joining Thrivent, he worked at Phil Long Ford and Furniture Row. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a wide range of financial planning topics. The firm uses goal-based analyses and allows clients to combine planning with managed-account programs while keeping the services distinct.

Benjamin Mills is a financial advisor with Raymond James & Associates in Colorado Springs, holding a Series 66 designation and nine years of industry experience. He previously worked at Morgan Stanley and its private bank division before joining Raymond James and its affiliated bank. Outside of his financial career, he has been involved with the Christian Youth Theatre since 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research.

Emily Hershberger is a financial advisor with Morgan Stanley in Colorado Springs, CO, holding a Series 66 designation and having two years of industry experience. Prior to joining Morgan Stanley, she worked at Transamerica and was involved with the El Pomar Foundation from 2021 to 2023. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning supported by firm-approved tools and models, offering a broad range of investment and advisory services.

Michael Law is a Wealth Management Advisor with Merrill Lynch Wealth Management, leading the Law & Associates Group. He has been in the financial services industry since 1986 and joined Merrill Lynch in 2000. Michael specializes in evaluating the comprehensive financial situations of high net worth clients and businesses, focusing on areas such as corporate executive services, divorce transition planning, and family wealth management strategies. Michael's expertise includes corporate benefit programs—such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans—and the integration of these benefits into long-term financial plans. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He graduated from Brigham Young University with a bachelor's degree in Business Management. In addition to his professional work, Michael is engaged in community activities, serving on the board of the Tri-Lakes Chamber of Commerce and actively participating with the Colorado Springs Housing and Building Association.

Jacob Kennedy is a financial advisor with Charles Schwab in Colorado Springs, Colorado, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2019 and previously spent six years with Fidelity Investments in various advisory roles. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a formal alternative-investment program.