Keith Mahan is a CFP® with 33 years of industry experience, currently serving as an advisor at StoneCrest Wealth Management, Inc. He has previously worked at Lincoln Investment and Capital Analysts, Incorporated. Outside of his advisory roles, he is president of KCASHMAN 118 KYRENE LLC, a real estate management entity. StoneCrest Wealth Management provides wealth management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, small businesses, and retirement plans. The firm employs a long-term investment approach combining fundamental and technical analysis, with discretionary portfolio management primarily using mutual funds and ETFs.

Jared Daniel is a CFP® with 16 years of industry experience and serves as an advisor at Wealth Guardian Advisory, PLLC in Gilbert, AZ. He has been with Wealth Guardian Group PLLC since 2007. Outside of his advisory role, Jared owns several affiliated businesses involved in insurance brokerage, tax preparation, and legal document preparation. Wealth Guardian Advisory, PLLC provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm manages portfolios on a discretionary basis guided by documented Investment Policy Statements and offers various financial planning options without imposing account minimums.

Josh Pollard is a CFP® professional with six years of industry experience, currently serving at Fern Financial Group, LLC since 2022. His prior roles include positions at One Capital Management, LLC and Arista Wealth Management. He serves as a board manager for Renew Biotechnologies, a biotechnology company focused on molecular diagnostics and R&D. Fern Financial Group, LLC is a supported registered investment adviser managing approximately $63 million for around 77 clients, primarily individuals and high-net-worth households. The firm offers discretionary portfolio management, financial planning, and family office services using an open-architecture approach that includes model portfolios, ETFs, individual equities, and private-equity investments.

Delmar Blackhorse is a financial advisor at Mette Associates, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Tallsalt Advisors since 2015. Mette Associates provides independent investment advice and portfolio management to individuals, corporations, non-profit institutions, endowments, private investment funds, and Native American tribal organizations. The firm focuses on diversified, liquid, and transparent portfolios designed to manage downside risk, and it operates with a modest number of client relationships relative to its assets under management.

Joshua Gardner is a CFP® with 24 years of industry experience. He is currently an advisor at Prosper Private Wealth and has previously worked at Summit Global Investments and Fidelity, where he served in both advisory and brokerage roles. Prosper Private Wealth provides advisory services to individuals, high-net-worth clients, families, estates, trusts, and retirement plans, managing approximately $150.8 million. The firm employs a combination of strategic and tactical asset allocation with value investing and active strategies, including option strategies, and typically manages accounts on a discretionary basis.

Andrew Ficarra is a financial advisor at Cadence Wealth Management, LLC in Tempe, AZ, holding Series 65 and Series 66 designations with 10 years of industry experience. His prior roles include positions at Signature Resources Capital Management, LPL Financial, and The Vanguard Group. Cadence Wealth Management serves individual and high-net-worth clients, offering investment supervisory services, financial planning, and retirement plan consulting. The firm employs a combination of modern portfolio theory, fundamental analysis, and tactical asset allocation, managing primarily non-discretionary accounts.

Jerry Gray is a CFP® with 34 years of experience in the financial services industry. He is currently with Graystone Partners Wealth Management, LLC, where he has worked since 2020, and has prior experience with LPL Financial, LLC dating back to 2003. Gray also has involvement with several business activities related to investment advisory and real estate. Graystone Partners Wealth Management provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, trusts, foundations, and employer-sponsored retirement plans. The firm’s investment approach is based on Modern Portfolio Theory and tailored to client-specific factors, utilizing mutual funds, ETFs, individual equities, and strategies including options and borrowing within client accounts.

Nancy Fleming is a CFP® with 20 years of industry experience and is a principal at Fleming Financial Services. She has been with the firm since 1997 and currently works as part of a six-advisor team. Outside of her advisory role, she hosts a weekly radio show called My Smart Retirement, which airs on Money Radio and is available on various digital platforms. Fleming Financial Services manages approximately $58 million for individual and high-net-worth clients, offering discretionary portfolio management and comprehensive financial planning services tailored to each client’s objectives and risk tolerance. The firm distinguishes itself by producing educational content and utilizing advanced security pricing and analytics in its investment process.

Timothy Carpenter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding Series 63 and Series 65 designations with 16 years of industry experience. He has been with Biltmore Wealth Management since 2010. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.

Kimberly Krueger is a CFP® professional with 19 years of industry experience, currently serving at Krueger Financial. Her work history includes roles at Commonwealth Financial Network, Sagepoint Financial, LPL Financial, and National Planning Corporation. She is a co-owner of Ascent Financial, LLC, which facilitates securities, advisory, and insurance business. Krueger Financial provides personalized financial and retirement planning services to individuals, families, businesses, trusts, and estates, serving both high-net-worth and non-HNW clients. The firm emphasizes a long-term, tax-aware approach focused on broad asset-class exposure and asset allocation through funds, with a primary focus on planning rather than continuous portfolio management or discretionary trading.

Jameson Zimmerman is a Series 65-registered advisor with Templeton Financial Services Inc. in Chandler, AZ. He has been with Templeton since 2024 and has prior work experience outside the financial industry, including at Sprout's Farmer's Market. Templeton Financial Services primarily serves high-net-worth individuals and institutional clients, focusing on discretionary portfolio management with an emphasis on income-producing investments. The firm employs a conservative, income-oriented investment approach tailored to client objectives and risk tolerance, and is notable for its transparency in referencing third-party ratings and publishing performance figures.

Joseph Arsenault is a financial advisor at Arbor Wealth Management, LLC in Tempe, AZ, holding the PFS™ designation with 13 years of industry experience. He has worked with Arbor Wealth Management since 2012 and is also involved with Arbor Insurance, LLC. Arbor Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses, managing approximately $107 million across about 105 client households. The firm employs model-driven, ETF-focused strategies tailored to client risk profiles and conducts portfolio management and financial planning reviews regularly.

Christopher De Chant is a financial advisor at Public Safety Financial/Galloway with 10 years of industry experience. He holds a Series 65 designation and has a background that includes positions with Arizona Game and Fish, the Arizona Fire and Medical Authority, and multiple fire departments. In addition to his advisory role, he manages the Ben Avery Shooting Facility as part of his work with Arizona Game and Fish. Public Safety Financial/Galloway serves public-sector entities, municipal defined contribution plans, and individual clients, offering discretionary portfolio management through model portfolios tailored to clients’ objectives and risk tolerance. The firm focuses on public safety personnel and municipal plans, providing financial education and advisory services to these specialized groups.

Alexander Pehar is a financial advisor at Optima Capital Management in Tempe, AZ, holding a Series 65 designation with two years of industry experience. Prior to joining Optima Capital Management in 2022, he worked in various roles including positions at Arizona State University and Oldschool Engineering. Optima Capital Management provides wealth and portfolio management services to individual and high-net-worth clients, as well as retirement plans, trusts, and employer-sponsored programs. The firm employs a goals-based process with an Investment Policy Statement for each client and uses multiple analysis methods in portfolio construction, while offering client education and periodic seminars.

Sara Amparan is a CFP® with 15 years of industry experience, currently serving as an advisor at Prospera Capital Management, LLC. She previously worked at The Vanguard Group, Inc. for 11 years and has been self-employed since 2020. Outside of her advisory work, she contracts with the Mothers Milk Bank of North Texas, supporting breast milk donations for premature and at-risk babies. Prospera Capital Management primarily serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary asset management and financial planning, using a variety of analytical approaches and investment strategies tailored to client objectives.

Steven Wheeler is a Series 65-licensed financial advisor with 11 years of industry experience. He is currently associated with Public Safety Financial/Galloway and has previously worked at Modern Wealth Management, LLC and Galloway Asset Management, LLC. Outside of his advisory roles, he was involved with Victory Worship Center for two years. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual high-net-worth clients. The firm offers discretionary portfolio management using model portfolios and third-party research, with a particular focus on providing financial education and advisory services to public safety personnel and municipal plans.

Craig Halver is a financial advisor with Public Safety Financial/Galloway in Mesa, Arizona, holding a Series 65 license and three years of industry experience. He previously served for 23 years with the Superstition Fire & Medical District and has been with Galloway Asset Management since 2023. Halver is a board member and director of the Arizona Girls Lacrosse Association, contributing to health and wellness as well as growth and development initiatives. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual clients, with a focus on public safety personnel. The firm provides discretionary portfolio management using model portfolios and third-party research, alongside participant-level services such as enrollment assistance and investment advice.

Max Rossiter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding a Series 65 designation with 11 years of industry experience. He has been with Biltmore Wealth Management since 2015. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million in discretionary assets across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.

Janaye Carracedo is a CFA® charterholder with five years of industry experience. She has worked at Envision Retirement LLC since 2022 and previously spent eight years at BMO Private Bank. Envision Retirement, LLC manages discretionary portfolios for individual investors, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a strategic asset allocation approach with an emphasis on tax-efficient portfolio management and offers financial planning and pension consulting services.

Ryan Loynd is a financial advisor at BrightGuide Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including AE Wealth Management and ChangePath, LLC. In addition to his advisory role, Loynd is the CEO of an insurance sales business affiliated with BrightGuide Financial. BrightGuide Financial provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, using a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory to tailor investment strategies. The firm also offers insurance products through licensed advisors and refers clients to third-party advisers when appropriate.