David Furmanski is a financial advisor with Meridian Wealth Management, LLC in Tucson, AZ, holding Series 63 and Series 65 licenses and 27 years of industry experience. He previously worked at Bank of America, Merrill, and UBS Financial Services. Outside of advising, he is a 50% owner of Empire Pizza and manages a real estate rental business through Define Properties, LLC. Meridian Wealth Management serves individual and high-net-worth clients, pension plans, charitable organizations, and corporate clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan services. The firm uses tailored investment strategies involving equities, ETFs, mutual funds, fixed income, and alternative investments, supported by ongoing portfolio monitoring and periodic reviews.

Jake Blumenthal is a financial advisor at Meridian Wealth Management, LLC with two years of industry experience. He holds a Series 65 credential and has worked at Meridian since 2022. Outside of his advisory role, he contributes market and economy articles to Seeking Alpha independently of Meridian Wealth Management. Meridian Wealth Management, LLC is an SEC-registered firm serving individual and high-net-worth clients, pension plans, charitable organizations, and businesses. The firm offers customized portfolio management, financial planning, and retirement-plan services, utilizing a range of investment vehicles and conducting regular portfolio reviews.

Benjamin Kappler is a financial advisor with TCI Wealth Advisors, Inc. in Tucson, AZ, holding a Series 65 credential and one year of industry experience. His prior work includes roles at Blue Cross Blue Shield of Arizona and the University of Arizona's Eller College of Management. Outside of advising, he operates an eBay store that sources and sells products from yard sales. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, providing discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm emphasizes asset-allocation-driven strategies using institutional asset-class funds and supports client reviews with advanced account aggregation and reporting tools.

Randall Barnes is a financial advisor with The Partners Wealth Management in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes roles at SCF Investment Advisors, Transamerica Financial Advisors, RCB Financial Services, and World Financial Group. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans by providing investment management, financial planning, and retirement-plan advisory services. The firm offers both customized portfolios and model-based management, combining internally developed models and third-party providers to manage client assets.

Melissa Blumenthal is a Series 65-registered financial advisor with Gradient Advisors, LLC, based in Tucson, AZ. She has five years of industry experience and has worked at several firms, including PGH Advisors, LLC and Sandhill Retirement Solutions. Outside of her advisory role, she serves as president and facilitator for a storytelling workshop group called F*ST! Female Story Tellers and is an active member of the LGBT Chamber of Commerce. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives, following a largely non-discretionary model that involves client approval of transactions.

Kirk Wilson is a financial advisor at Geneos Wealth Management, Inc. with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Geneos since 2007, also leading Synergy Wealth Solutions LLC since 2021 and previously working at Generation Financial LLC. Outside of his advisory role, he is an independent representative with various insurance carriers for fixed products. Geneos Wealth Management serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, employing a range of analytic approaches and investment strategies tailored to client needs.

Thomas Logan is a CFP® professional with five years of industry experience, currently serving at TCI Wealth Advisors, Inc. He previously worked at The Vanguard Group and has experience in the hospitality sector. Logan holds Series 63 and Series 65 licenses. TCI Wealth Advisors manages assets for individuals, business entities, retirement plans, trusts, estates, and charitable organizations through discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs a disciplined, long-term asset allocation strategy using institutional funds and prioritizes portfolio diversification and periodic rebalancing.

James Underhill is a CFP® with 29 years of experience in the financial services industry. He is currently with The AmeriFlex Group and has held roles at Cambridge Investment Research, VOYA Financial Advisors, and Sagepoint Financial, among others. He serves as a board member for the Gospel Rescue Mission in Tucson. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations, offering portfolio management, financial planning, and retirement plan consulting through a network of advisory affiliates and multiple program platforms.

Juan Martinez Miranda is a financial advisor at TCI Wealth Advisors, Inc. in Tucson, AZ. He holds a Series 65 designation and has been with the firm since 2026. Prior to joining TCI, he worked at TEKsystems Inc. for seven years and ADP for two years. TCI Wealth Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with investment management, financial planning, and retirement plan consulting. The firm employs a disciplined, long-term asset allocation strategy using institutional funds and emphasizes technology and diversified approaches in its client service.

Ronald Litteral Jr. is a financial advisor at Gibbs Wealth Management, LLC with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Raymond James Financial Services and Fidelity Investments. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through advisor-directed model portfolios, utilizing third-party platforms and strategists to implement investment strategies.

Ryan Halvorson is a CFP® professional with nine years of industry experience. He is currently with TCI Wealth Advisors, Inc., where he has worked since 2023. Prior to that, he was affiliated with Morgan Stanley and Morgan Stanley Private Bank from 2019 to 2023, and with U.S. Bank, Private Wealth Management from 2016 to 2019. Outside of his advisory role, Halvorson serves as an adjunct lecturer at the University of Arizona, teaching a course related to financial planning technology. TCI Wealth Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm uses a disciplined, long-term asset allocation approach focused on institutional asset-class funds, ETFs, and mutual funds, and emphasizes portfolio diversification and periodic rebalancing.

Frank Winters is a financial advisor with St. Bernard Financial Services, Inc. in Tucson, AZ, holding a Series 66 designation and 23 years of industry experience. He has previously worked at Raymond James Financial, IFP Securities, and Oppenheimer, among other firms. Winters is also the president and managing director of Comprehensive Advisors Group LLC, a support company for his financial activities. St. Bernard Financial Services serves individuals, families, trusts, estates, and small businesses with portfolio management and investment implementation. The firm employs a long-term, conservative growth approach using tactical asset allocation based on Modern Portfolio Theory, typically managing assets on a non-discretionary basis.

Michael Fusella Valdez is a financial advisor at Gradient Advisors, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at C2P Capital Advisory Group, LLC and Retirement Wealth Advisors. Valdez has operated his own business, Better Federal Retirement, since 1998. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm primarily works through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model with detailed client risk analysis.

Ashley Boykin is a Series 65 licensed advisor at TCI Wealth Advisors, Inc. in Tucson, AZ, with one year of experience in the financial industry. Prior to joining TCI Wealth Advisors, she worked in management roles at HOA Management Solutions, Sunbelt Medical Management, and Maximum Impact Physical Therapy. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, offering discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs an asset-allocation-driven investment process emphasizing diversification, long-term holding periods, and disciplined rebalancing, primarily using institutional asset-class funds including Dimensional Fund Advisors (DFA) products.

Joshua Baird is a financial advisor with TCI Wealth Advisors, Inc. in Tucson, AZ. He holds a Series 65 credential and has five years of industry experience, including prior roles at Ironwood Wealth Management and Percension Wealth Advisors. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, offering discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs an asset-allocation-driven investment process focused on diversification, long-term holding periods, and disciplined rebalancing, primarily using institutional asset-class funds such as those from Dimensional Fund Advisors.

Matthew De Luca is a Series 65-licensed advisor with Sequent Planning, LLC, based in Tucson, AZ. He has one year of industry experience and has been affiliated with Futurity First Wealth Management since 2009. In addition to his advisory role, he works as an insurance agent offering insurance products and services through Futurity First Wealth Management, which is affiliated with Sequent Planning. Sequent Planning, LLC operates under the Futurity First Wealth Management name and serves individuals, retirement plan sponsors, small and medium-sized businesses, endowments, and nonprofit organizations. The firm provides asset management, financial planning, access to third-party model managers, and a range of retirement plan services, delivering advisory services through a network of independent investment adviser representatives.

Adam Sommers is a Series 65-licensed financial advisor with Wealthcare Advisory Partners LLC, bringing 15 years of industry experience. He has operated Sommers Financial Management since 2002 and has held roles with Ayntegrity LLC and The Naked Alpha Fund. Outside of his advisory work, he serves as Treasurer and Director on the Skyline Bel Air Estates Homeowners Association Board of Directors. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, retirement plans, charitable organizations, and businesses. The firm utilizes a goals-based planning approach supported by proprietary software and combines behavioral economics with evidence-based investment strategies to construct diversified, long-term portfolios.

Jessie Baldwin is a financial advisor at Geneos Wealth Management, Inc. based in Tucson, AZ, holding a Series 65 designation with three years of industry experience. Prior to joining Geneos and Synergy Wealth Solutions LLC in 2021, Jessie worked at EZ Accounting Solutions and Generation Financial. Jessie is also president of A to Z Accounting Solutions LLC and an enrolled agent. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, investment advisory, and brokerage services. The firm employs a variety of analytic approaches and investment strategies, combining continuous account monitoring with discretionary trading authority for most client accounts.

Robert Petrillo is a financial advisor at TCI Wealth Advisors, Inc. in Tucson, AZ, holding a Series 65 designation with one year of industry experience. Prior to joining TCI Wealth Advisors in 2026, he worked at Pinnacle Plan Design, LLC for 13 years. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities by providing discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm’s investment approach is asset-allocation driven, focusing on diversification, long-term holding periods, and disciplined rebalancing, primarily utilizing institutional asset-class funds including those from Dimensional Fund Advisors.

Michael Grosso is a CFP® professional with 17 years of industry experience, currently serving at TCI Wealth Advisors, Inc. in Tucson, AZ. He has worked with TCI Wealth Management, Inc. since 2008 and was previously affiliated with CMG Solutions, LLC. Outside of his advisory role, he manages 3BP!, LLC, a non-investment-related business. TCI Wealth Advisors serves individuals, high-net-worth clients, business entities, retirement plans, trusts, estates, and charities, offering discretionary and non-discretionary investment management along with financial planning and retirement plan consulting. The firm emphasizes an asset-allocation-driven investment process, diversification, long-term holding periods, and disciplined rebalancing, utilizing institutional asset-class funds including Dimensional Fund Advisors (DFA) products.