John Fiske, Jr Jr. is a CFP® and ChFC® with 13 years of experience, currently serving as a financial advisor at Edward Jones since 2013. His prior work includes roles with the Defense Finance and Accounting Service and the Veterans Administration, though he holds no active responsibilities in those positions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Schaefer is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 credentials and having 43 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and at City National Bank since 2017. Outside of his advisory role, he serves on the boards of the Sonoran Institute and the Santa Lucia Conservancy and is a committee member reviewing financials for Tucson Medical Center. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailored investment strategies using a combination of in-house and third-party managers, with features including discretionary portfolio management, financial planning, and options for tax management and responsible investing.

Jeffrey Hicks is a CFP® and holds the Series 66 designation, with nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at the University of Arizona from 2014 to 2017. Based in Tucson, AZ, he provides financial advisory services through Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Thomas Zitzmann is a financial advisor with Osaic Wealth, Inc. based in Tucson, AZ, holding the PFS™ and Series 66 designations and bringing 23 years of industry experience. He previously worked at Securities America Advisors, Inc. and KMS Financial Services, Inc. Outside of advising, he serves on the board of the Homer Foundation, a philanthropic organization focused on endowment development and community grant-making, and owns a CPA firm providing tax, financial statement, and bookkeeping services. Osaic Wealth serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm uses asset-allocation tools and automated rebalancing to manage diversified portfolios with various investment options on both discretionary and non-discretionary bases.

Cheyanne Perez is a financial advisor with LPL Financial in Tucson, AZ. She holds the ChFC® designation and a Series 63 license and has been in the industry since 2021, including roles at Aspire Wealth Partners and LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services using both discretionary and non-discretionary management approaches, supported by research and model portfolios from multiple sources.

Sergio Andrade Jr. is a financial advisor at LPL Financial in Tucson, AZ, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Aspire Wealth Partners, Wells Fargo, Afni, Sears, and Target. Outside of his advisory work, he is a commissioned notary in the state of Arizona. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, employing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Carlos Figueroa is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, and previously at Wells Fargo Clearing from 2013 to 2020. In addition to his financial career, he serves as a Small Arms Marksmanship Instructor in the United States Navy Reserve. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and operates on a non-discretionary basis, with clients retaining final decision-making authority.

Jason Hughes is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 66 and Series 63 licenses and has a background that includes over a decade of involvement with El Camino Baptist Church. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Daniel Dales is a financial advisor with Equitable Advisors, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2008, previously associated with AXA Advisors, LLC. He serves as a board member and officer of Signature Wealth Concepts, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a range of advisory models implemented by third-party asset managers and provides ERISA fiduciary services to qualified plans.

Todd Hanna is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding Series 63 and Series 65 designations and having 25 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Charles Dunn is a financial advisor at Cetera with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including First Allied Advisory Services and his own Charles R. Dunn Investment Advisors, LLC. Dunn is involved in several nonprofit organizations, serving as executive director and board member for groups focused on charitable, community, and homeless services in Tucson, Arizona. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets.

Patricia Carnovale is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 1995. Carnovale serves on the Board of Directors for Friends of Western Art. Ameriprise is a large institutional firm that offers a retirement-income planning service for individuals nearing or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using research-driven and algorithm-assisted methods to generate and tailor retirement income recommendations.

Cruz Poeppelman is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has a diverse background including service in the United States Army and roles in higher education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on retirement income, using proprietary research and third-party data within a defined investment framework.

Ian Sanchez is a financial advisor with Merrill in Tucson, AZ, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked at Wells Fargo Clearing and Wells Fargo Bank from 2018 to 2025 and has experience in the education sector from Desert Rose Academy. Outside of his advisory role, he is a general partner and managing member of YWOP Enterprise, where he performs accounting and maintenance activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nancy Kelsey is a financial advisor at OSAIC with 39 years of industry experience. She held advisory roles at Securities America Advisors, Inc. and Securities America, Inc. from 2009 to 2024 before joining OSAIC. Outside of her advisory work, she is involved in a cat rescue and rehoming effort in Tucson, Arizona. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with financial planning and access to third-party money managers. The firm utilizes various asset allocation tools and supports discretionary and non-discretionary account management across multiple investment types.

Garrett Rustand is a financial advisor with LPL Financial in Tucson, AZ, holding a Series 66 designation and 24 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he is involved with RustandCapital Management, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

Brian Fenn is a financial advisor with Mass Mutual Investors Services in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His career includes roles at Northwestern Mutual companies from 2008 to 2017 before joining Mass Mutual and its subsidiaries in 2017. Outside of his advisory work, Fenn is active in the sales and service of insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations, with specialized offerings such as divorce planning and employer-sponsored programs.

Michael Nienaber is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior career includes over 40 years at Avaya Inc. Outside of his advisory role, he owns M&J Nienaber in Loveland, CO, and engages in the sale of home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through a large network of financial advisors. The firm employs model-driven investment strategies managed by third parties and supports trade execution and custody through Pershing.

Matthew Rosen is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has been with Wells Fargo Advisors since 2011. Outside of his advisory role, he serves as a trustee for multiple Finet Practice 401(k) plans. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, utilizing proprietary research and planning tools, with services spanning retirement, education, risk management, wealth transfer, and specialized areas such as business-owner transition and special-needs planning.

Melissa Robles is a financial advisor with LPL Financial in Tucson, AZ, holding a Series 66 designation. She has been in the industry since 2021, with prior experience at Underhill Financial Advisors, SagePoint Financial, Carmichael Financial, and Osaic Wealth. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios, research, and various portfolio management services.