Randall Houghton is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera and its affiliated entities since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with access to affiliated and unaffiliated managers and various program options.

Adam Skumawitz is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research Advisors and Thrivent Financial for Lutherans. Outside of his advisory role, he is a business owner of Football Proper Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.

Donald Pickford is a financial advisor at Cetera with four years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Voya and Haupt Financial Group. Outside of his advisory role, he is an insurance agent selling life and annuities and also provides client service support through telemarketing at Haupt Financial Group. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

William Milton is a financial advisor at Edward Jones in Temecula, CA, holding CFP® and Series 66 designations with three years of industry experience. Prior to joining Edward Jones in 2024, he worked at Independent Financial Group and Goodsell & Company CPA, and he was the owner and attorney of The Milton Law Firm specializing in estate and tax planning from 2011 to 2021. He is also an instructor for the Certified Medicare Transition Advisor (CMTA) certification program. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated financial products, supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Jose Bohon is a financial advisor at Stifel with 39 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Stifel in 2025, he worked at Wells Fargo Clearing, Merrill, Citigroup Global Markets, and Morgan Stanley Dw Inc. Bohon serves on the board and several committees of the Inland Empire Community Foundation, a nonprofit organization supporting Riverside and San Bernardino counties. Stifel serves a broad range of clients—including individuals, institutions, and charitable organizations—offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses intended to support client decision-making.

Samuel Dabney is a financial advisor at Edward Jones in Bonsall, CA, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2021, he served in the United States Marine Corps for 20 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Michael Quitazol is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for TD Ameritrade from 2007 to 2023 before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a blend of non-discretionary and discretionary investment management along with integrated custody and brokerage services. The firm’s scale and operational structure support a broad client base with multi-asset model portfolios and access to alternative investments.

Jon Frandell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His prior roles include positions at Bank of America and Merrill. He serves on the board of the Boys & Girls Clubs of North County Foundation, where he reviews financials to support ongoing programs. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven investment approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jonathan Dickson is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he spent six years with the Allan Gray Orbis Foundation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a nationwide network of over 23,000 advisors and more than $1 trillion in assets under management.

Dominique Ware is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in working with privately held business owners to prepare for major business transitions, enhance personal financial readiness, and plan for life beyond the business. Her expertise includes college education planning, family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and tax minimization. Dominique holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She earned her high school diploma from Hamilton High School. Her approach focuses on translating business income into sustainable personal income, stress-testing retirement cash flows, tax-aware liquidity planning, coordinating with clients' brokers and advisors, and structuring long-term wealth for financial independence. Outside of work, Dominique enjoys basketball, chess, cooking, fishing, gardening, music, rock climbing, and spending time with her family.

Federico Bejar is a Series 66-licensed financial advisor with Edward Jones in Murrieta, CA, where he has worked since 2019. He has six years of industry experience and previously spent eight years with CentralSquare Technologies. Outside of finance, he works as a musician for hire at local events and recording studios. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services.

Camille Garcia is a CERTIFIED FINANCIAL PLANNER™ professional with 19 years of industry experience. She has been with Morgan Stanley since 2010, including a brief period at UBS Financial Services from 2013 to 2014. Garcia is based in Murrieta, CA, and holds the Series 66 license. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through a large network of financial advisors.

Tanya Campbell is a financial advisor with Primerica Advisors in Temecula, CA, holding Series 65 and Series 63 credentials and six years of industry experience. She has been with Primerica Advisors since 2020 and has over two decades of association with Primerica Financial Services. In addition to advisory services, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors serves primarily individual investors and some corporate and charitable clients through a wrap-fee asset management program. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers various investment approaches, including cryptocurrency ETF allocations.

Francisco Aguayo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill and Bank of America N.A. since 2016. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.

Mason Mortimer is a CFP® professional with 21 years of industry experience and has been with Edward Jones in Temecula, CA, for 20 years. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he manages a real estate holding company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. It offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Harold Craig is a ChFC® and Series 66 designated financial advisor with Edward Jones, based in Temecula, CA. He has 15 years of experience, all of which have been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions under a fiduciary standard through a nationwide network of financial advisors and branch offices.

Robert Charlebois is a financial advisor at OSAIC based in Temecula, CA, with 25 years of industry experience. He holds Series 63 and Series 65 certifications and has worked at Royal Alliance Associates Inc since 2001. Outside of his advisory role, he is licensed to offer term and health insurance quotes. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation, portfolio optimization, and access to a wide range of investment programs.

Katelynne Conser is a CFP® certificant and holds a Series 66 license with eight years of industry experience. She has been with Edward Jones since 2018 and previously worked at Veyo LLC and TUV SUD America, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Heidi Donaghe is a Financial Advisor with Merrill Lynch Wealth Management. In her role as a Merrill Financial Solutions Advisor, she works closely with individuals and families to define their financial goals and develop portfolio strategies tailored to help them achieve these objectives. Heidi provides ongoing advice, adapting portfolio strategies as clients' situations evolve. She focuses on areas including college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Heidi helps women navigate important life transitions such as marriage, divorce, career changes, raising children, and retirement, as well as assists seniors in preparing for retirement to support their desired lifestyle. Heidi holds a Bachelor's Degree from the University of California System and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of her professional work, she enjoys basketball, cooking, hiking, and spending time with her family.

Eric Busch is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He has worked at Charles Schwab and Co., Inc. since 2022 and previously spent 12 years at TD Ameritrade Inc. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, centralized custody, and a formal alternative-investment onboarding process.