Kevin Stone is a CFP® professional with 28 years of experience in financial advising. He has been with Pacific Capital Associates in San Diego, CA, since 1991. Pacific Capital Associates serves individual clients, trusts, retirement plans, and business entities, providing portfolio management, financial planning, retirement plan consulting, and account monitoring. The firm employs a valuation-driven, value investing strategy with global diversification and emphasizes cost control through low-cost index ETFs alongside selective use of actively managed funds.

James Paulsen is a CFP® with 21 years of industry experience. He currently serves as the sole advisor at Taxable Wealth, having previously worked for 10 years at Guggenheim Funds Distributors LLC. Outside of financial advising, he holds a passive ownership interest in a clothing company through TAVIK Holdings, LLC. Taxable Wealth provides investment advisory and financial planning services primarily to individual and high-net-worth clients, with a focus on passive portfolio construction using low-cost index funds, fundamental analysis, and ongoing portfolio review. The firm also offers tax return preparation and consultation on digital assets, managing about $91.25 million in discretionary assets across roughly 40 clients.

Jonpaul Ursick is a financial advisor at SCSC Advisors, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining SCSC Advisors, he worked at LPL Financial and Deloitte. SCSC Advisors, LLC is an SEC-registered investment adviser providing asset management, financial planning, and retirement plan consulting to both individual and institutional clients. The firm offers customized portfolio construction using fundamental and technical analysis, and provides fiduciary retirement plan services including ERISA Section 3(21) and 3(38) plan management.

Andrew Sontag is a CFP® with 20 years of industry experience, currently serving as an advisor at Carlsbad Wealth Advisory Group, Inc. since 2008. He holds a Series 66 designation and works out of Carlsbad, CA. Carlsbad Wealth Advisory Group offers discretionary portfolio management and comprehensive financial planning to a range of clients including individuals, high-net-worth households, trusts, foundations, and charitable organizations. The firm’s investment approach centers on asset allocation using primarily exchange-traded funds (ETFs), focusing on low expense ratios, internal diversification, and liquidity, while managing all client assets in-house.

Daniel Osgood is a financial advisor with 24 years of industry experience, currently serving as President and CEO of DCO Wealth Management. He holds Series 63 and Series 66 licenses and has been with Tate Asset Management since 2012 and DCO Wealth Management since 2009. Tate Asset Management and DCO Wealth Management provide investment supervisory services, discretionary advisory, and financial planning to individuals, pension plans, trusts, estates, and corporate entities. The firm offers portfolio management and consulting tailored to client goals, employing a variety of asset types and trading strategies, and is noted for its ERISA-focused retirement plan services and institutional fiduciary work.

Mary Limoges is a financial advisor with Centurion Counsel Inc in San Diego, CA, holding a Series 63 designation and 44 years of industry experience. She previously worked at Osaic Wealth, Inc. for 23 years before joining Centurion Counsel. Outside of her advisory role, she serves as Secretary of Puppy Toes, Inc., a non-investment-related corporation. Centurion Counsel offers a discretionary Strategic Asset Allocation wrap-fee program serving individual and institutional clients. The firm manages approximately $58.5 million across about 143 accounts, using Modern Portfolio Theory and optimization software to construct diversified portfolios tailored to client risk and reward objectives.

Daniel Krause is a financial advisor with Counterpoint Asset Management LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Counterpoint and its affiliated entities since 2011. Krause is also a partner in Romulus Group, LLC, an investment-related activity involving personal private investments. Counterpoint Asset Management provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as trusts and estates, utilizing mutual funds and ETFs. The firm employs a combination of mean-variance optimization, passive and tactical fund allocations, and systematic quantitative strategies, and maintains an affiliated mutual fund complex that anchors a significant portion of client portfolios.

Gregory Jackey is a financial advisor with Axion Wealth Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Laurel Wealth Advisors, Inc. for nine years and is also affiliated with Integrated Wealth Concepts, LLC. Jackey is a licensed insurance agent in addition to his advisory roles. Axion Wealth Advisors provides portfolio management and advisory services to individuals, high-net-worth clients, and charitable organizations, employing a combination of cyclical, fundamental, and technical analysis in their investment approach.

Steven Musser is a financial advisor at ATS Wealth Management in San Diego, CA, with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Avantax and Cetera Wealth Services. In addition to his advisory role, Musser is an independent insurance agent. ATS Wealth Management provides financial planning and discretionary asset management to individuals, high-net-worth clients, charitable organizations, trusts, and businesses. The firm employs model portfolios across a range of risk profiles and utilizes third-party advisers, managing approximately $383.6 million in assets for nearly 500 clients with a three-advisor team.

Mark Lamb is a financial advisor at Vector Financial Solutions, Inc. with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Royal Alliance Associates, INC. and Double Diamond Financial. Outside of his advisory role, he is involved in health insurance sales through Alta Vista Insurance. Vector Financial Solutions serves individuals, including high-net-worth clients, as well as corporations, charities, and pension and profit-sharing plans. The firm provides comprehensive financial planning, portfolio management, and retirement-plan consulting, using modern portfolio theory and model portfolios tailored to client objectives.

Garrett Van Nostrand is a financial advisor at Van Nostrand Wealth Management LLC in Austin, TX, holding a Series 65 designation with three years of industry experience. He has worked at Van Nostrand Wealth Management since 2019 and previously held positions at KUSI Television, Quantum Design, San Diego State University, and Poway High School. Van Nostrand Wealth Management serves individual clients, including high-net-worth households, retirement plans, and small businesses, offering integrated wealth management through financial planning and investment management. The firm emphasizes customized investment strategies based on client goals and risk tolerance, using a mix of passive and active approaches primarily with mutual funds and ETFs.

Michael Elizondo is a financial advisor at SRS Wealth Management with one year of industry experience. He holds a Series 65 designation and has prior experience in the United States Navy Reserves from 2014 to 2022. Outside of his advisory role, he is active in insurance sales through Successful Solutions, LLC. SRS Wealth Management provides fee-based advisory services by referring clients to third-party money managers and delivering financial planning and retirement plan advisory work. The firm also offers educational services such as seminars, workshops, and newsletters as part of its client engagement.

Brady Boyd is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Coronado Investment Advisors, LLC since 2016. Outside of his advisory role, he manages a Kidokinetics franchise in San Diego that offers youth sports and recreation programs. Coronado Investment Advisors provides discretionary portfolio management and advisory services to individuals, families, trusts, corporations, endowments, and government entities. The firm uses an adaptive, active investment approach combining fundamental, technical, and statistical methods, implementing portfolios mainly through individual stocks, bonds, and ETFs.

Kenza Mc Kerrihan is a financial advisor at D. M. Brenner, Inc. with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Cetera Wealth Services, Sovran Advisors, and MassMutual Life Insurance Company. Outside of advisory work, she is an insurance agent involved in the sales of life and disability insurance. D. M. Brenner, Inc. provides customized financial planning, discretionary asset management, and qualified plan consulting to individuals and business clients. The firm uses an asset allocation approach based on Modern Portfolio Theory and manages approximately $175 million in discretionary assets.

Frank Scott is a financial advisor at Kelley Investments with 25 years of industry experience. He holds Series 66 and Series 65 designations and has been with Kelley Investments since 2006. Scott is also the owner of Scott & Cronin LLP, a CPA firm, and serves as an officer of the Baker Foundation, a charitable organization. Kelley Investments provides discretionary and non-discretionary wealth management, financial planning, and pension consulting to individuals, high-net-worth clients, families, trusts, and retirement plans. The firm manages approximately $238 million across about 216 client relationships, employing a growth-at-a-reasonable-price (GARP) investment approach with focused, concentrated portfolios and a buy-and-hold strategy.

Allison Wooton is a financial advisor at Salient Wealth Planning with 15 years of industry experience. She holds the Series 66 designation and has previously worked at Ameriprise Financial Services, Inc. Her current roles include providing financial planning and investment management, as well as offering fixed insurance advice. Salient Wealth Planning is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $239 million across 193 client relationships, employing a long-term, fundamental-analysis investment approach with diversified portfolios that may include mutual funds, ETFs, individual securities, and independent managers.

Neil Jubaili is a CFP® with 17 years of industry experience, currently serving as an advisor at Cedar Wealth Management in La Jolla, CA. He is also the owner of CWM Accountancy LLP, a certified public accounting firm. Jubaili has worked at both firms since 2014. Cedar Wealth Management primarily serves individual clients, including high-net-worth individuals, trusts, estates, and retirement plans, managing approximately $417 million across 64 client relationships. The firm focuses on long-term, globally diversified asset allocation implemented through various investment vehicles and offers customized portfolio management and financial planning services.

Tony Hsu is the sole advisor at Alethea Capital Management, LLC, holding Series 63 and Series 65 designations with 24 years of industry experience. He has been with Alethea Capital Management since 2011. Alethea Capital Management provides discretionary investment management, financial planning, and consulting primarily for individual and high-net-worth clients. The firm employs a combination of fundamental, technical, and quantitative analysis across multiple strategies and manages approximately $196 million in discretionary assets.

Aaron Baker is a ChFC® affiliated with Wismar Financial in Escondido, CA. He has been with Wismar Financial since 2023 and has prior experience at World Financial Group and Scenthound. Outside of financial advising, he has a long-term role with Rubios Restaurants. Wismar Financial provides investment management and personalized financial planning primarily for individuals, families, trusts, and small businesses. The firm uses a combination of technical charting and fundamental analysis, employing both long-term investing and short-term trading strategies tailored to each client’s specific financial situation.

Stephen Solomon is a CFP® with 32 years of industry experience and currently practices at Chokshi & Queen Wealth Advisors. His career includes roles at VOYA Financial Advisors and operating under Steve Solomon Financial. He also works as an independent insurance agent selling fixed insurance products. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions with asset management, financial planning, and retirement consulting. The firm employs a combination of fundamental, technical, quantitative, and sector analysis, offering discretionary portfolio management and standalone financial plans.