Carolina Ortiz is a CFP® with 22 years of experience in financial advisory roles. She is currently with Shared Vision Wealth Group and has previously worked at firms including Northwest Asset Management and USAA Financial Planning Services. Shared Vision Wealth Group serves a diverse client base including high-net-worth individuals and institutional clients, offering customized investment management, financial planning, and retirement-plan advisory services. The firm combines fundamental analysis, modern portfolio theory, and cyclical analysis, with the capability to manage retirement plans under ERISA 3(38) and employ options and derivatives strategies.

Bradley Sayre is a CFP® and Series 66 licensed financial advisor with 19 years of industry experience. He is currently with Shared Vision Wealth Group and has previously worked at Northwest Asset Management and USAA-affiliated firms. Shared Vision Wealth Group provides investment management, financial planning, and retirement-plan advisory services to individuals, family offices, and institutional clients. The firm employs a diversified investment approach incorporating fundamental analysis, modern portfolio theory, and cyclical analysis, and it offers specialized services including ERISA 3(38) discretionary management and the use of derivatives in managed accounts.

Jeffrey Vistica is a CFP®, ChFC®, and holds a Series 66 license with 24 years of industry experience. He has been with Vistica Wealth Advisors, LLC since 2008 and previously worked at Cetera for nine years. He is also a licensed insurance agent who assists clients with insurance as part of comprehensive wealth management planning. Vistica Wealth Advisors provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, and businesses. The firm manages approximately $290 million in assets, employs a long-term, allocation-driven investment approach focused on passive index funds, and offers specialized options including ESG portfolios and access to third-party sub-advisors.

Michael Krause is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has been with Counterpoint Asset Management LLC since 2012 and also serves as a managing member of Counterpoint Mutual Funds, LLC. Outside of his advisory roles, he is a managing member and co-investor in ROMULUS Group LLC, which makes passive equity investments in private oil and gas partnerships. Counterpoint Asset Management LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as trusts and estates, using mutual funds and ETFs. The firm employs a combination of mean-variance portfolio optimization, passive and tactical fund allocations, and systematic quantitative strategies, with a notable affiliation to its own mutual fund complex that anchors a significant portion of client portfolios.

Matthew Medeiros is a financial advisor at Clelland & Company Inc in San Diego, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has been with Clelland & Company since 1998. Clelland & Company manages approximately $432 million for a selective client base, including high-net-worth individuals, trusts, pension plans, endowments, and charitable organizations. The firm focuses on strategic asset allocation, diversified portfolios, and manager/fund selection across a broad range of investment vehicles, offering discretionary portfolio management and wealth planning services.

Thomas Stout is a Certified Financial Planner (CFP®) with 13 years of experience and is the principal of Stout Capital Management LLC, where he has worked since 2013. The firm is a fee-only, state-registered investment adviser serving individuals, trusts, estates, company retirement plans, and charitable organizations. Stout Capital Management constructs customized portfolios using modern portfolio theory, strategic asset allocation, and low-cost mutual funds and ETFs, providing both investment management and financial planning services.

David Nagy is a financial advisor at SRS Wealth Management with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with SRS Wealth Management since 2017. In addition to his advisory role, he is actively involved with Successful Solutions, LLC, where he engages in traditional life and health insurance sales. SRS Wealth Management provides fee-based advisory services primarily through referrals to third-party money managers and offers financial planning and retirement plan advisory services. The firm also conducts educational seminars, workshops, and newsletters as part of its client engagement.

Jennifer Matthews is a CFA® charterholder with 12 years of experience in financial advising. She has been with McNaughton Wealth Management, LLC since 2019 and previously worked at Ameriprise Financial Services, Inc. from 2014 to 2019. McNaughton Wealth Management serves individuals, including high-net-worth clients, trusts, pension plans, and business entities, managing approximately $291.6 million across about 240 clients. The firm provides discretionary asset management, portfolio management, financial planning, and retirement plan consulting, using fundamental analysis and diversified strategies tailored to client goals and risk tolerances.

Anastasia Melbrod is a CFP® with 19 years of industry experience and has been with M Wealth Management, LLC since 2015. She previously worked at National Planning Corporation and operated Melbrod Financial Services, where she was involved in fixed insurance sales and tax preparation. M Wealth Management provides discretionary asset management and financial planning to individuals and business clients, emphasizing a long-term, evidence-based investment approach with a focus on strategic asset allocation, diversification, tax-aware implementation, and behavioral coaching. The firm integrates in-house tax planning and preparation services alongside its advisory offerings.

David Wilson is a CFP® professional with 39 years of industry experience, currently serving as president of Vector Financial Solutions, Inc. He previously worked at Sagepoint Financial, Inc. and National Planning Corporation. Outside of his advisory role, he writes educational articles and blog posts on financial planning topics and serves on the Rancho Bernardo Community Planning Board as well as the Palomar Health Foundation Board, where he is Treasurer. Vector Financial Solutions serves individual and high-net-worth clients, corporations, charities, and pension and profit-sharing plans. The firm provides comprehensive financial planning, portfolio management using model portfolios based on Modern Portfolio Theory, and retirement plan consulting, offering both discretionary and non-discretionary management services.

Romy Brown is a financial advisor at Beta Wealth Group, Inc. with 26 years of industry experience. She holds the Series 66 designation and has previously worked at Girard Securities, Inc. and Pacific Wealth Management, LLC. Outside of her advisory role, she is also a Notary Public in San Diego. Beta Wealth Group serves individuals, high-net-worth clients, and institutional clients, including employer-sponsored retirement plans. The firm offers comprehensive portfolio management, financial planning, and consulting services, employing a personalized investment approach that includes the use of ETFs, mutual funds, individual securities, option strategies, and delegated money management.

Shelley Murasko is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with Wealthrise Financial Planning, LLC since 2016. Outside of her advisory work, she has a minor involvement in real estate rental activities. Wealthrise Financial Planning serves individual and high-net-worth investors, with a focus on working with women regarding financial empowerment, longevity, and long-term care planning. The firm employs an evidence-based, tax-aware investment approach that emphasizes low-cost, low-turnover, long-term buy-and-hold portfolios primarily composed of passively managed funds with factor-aware tilts and integrates behavioral considerations alongside statistical financial planning.

Steven Deppe is a financial advisor with Nerad + Deppe Wealth Management, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at NDWM, LLC for a total of 16 years across two periods and spent one year at AlphaCore Capital LLC. Outside of advising, Mr. Deppe contributes as a freelance writer for ProVisors, a professional network group that publishes content for investment advisers. Nerad + Deppe Wealth Management serves individuals, including high-net-worth clients, as well as trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach combining fundamental, technical, and cyclical analysis, incorporates the use of derivatives and inverse ETFs, and typically constructs portfolios using exchange-traded funds while also offering oversight of third-party money managers and various planning services.

Jeffrey Houghtby is a financial advisor at D. M. Brenner, Inc. with three years of industry experience. He holds the Series 65 designation and previously worked at Cerity Partners LLC, West Coast Financial, LLC, and has experience outside finance with the San Francisco Giants and the University of San Diego. D. M. Brenner, Inc. is a SEC-registered advisory firm serving individual clients, including high-net-worth households, with customized financial planning, discretionary asset management, and consulting for qualified plan sponsors. The firm uses asset-allocation strategies based on Modern Portfolio Theory and combines financial planning with asset management for a single fee.

Jennifer Queen is a financial advisor with Chokshi & Queen Wealth Advisors in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. She previously worked at VOYA Financial Advisors for seven years before joining CQ Wealth Advisors, Inc., where she has been since 2018. Additionally, Jennifer is an independent insurance agent specializing in the sale of fixed insurance products. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions by providing asset management, comprehensive portfolio management, standalone financial planning, and retirement plan consulting. The firm combines fundamental, technical, quantitative, and sector analysis with the use of sub-advisors and automated model management to tailor portfolios to client objectives.

Jeremy Keating is a financial advisor at Cosmos Wealth, LLC with 22 years of industry experience. He holds a Series 66 designation and previously worked at Arbor Point Advisors and Osaic Advisory Services. Cosmos Wealth, LLC is an SEC-registered investment adviser offering discretionary investment management, financial planning, and hourly consulting. The firm employs a blend of active and passive investment techniques and serves primarily larger or non-typical retail clients through individualized portfolio management.

John Reis is a financial advisor at Ervin Investment Management with 18 years of industry experience. He was the CEO and owner of Reis Investment Management from 1994 to 2019 before transitioning his clients to Ervin Investment Management in 2019. Ervin Investment Management provides discretionary portfolio management and financial advice to individuals, families, trusts, charitable foundations, and small pension funds. The firm employs a long-term, value-oriented investment approach with a focus on fundamental analysis and broad diversification through low-cost index ETFs.

Leslie Merrithew is a CFP® with 13 years of industry experience, currently serving as an advisor at Merrithew & Thorsten, Inc. in San Diego, CA. She has been with the firm since 1998. Merrithew & Thorsten serves individual and high-net-worth clients, focusing on professionals near retirement or undergoing major life changes. The firm provides comprehensive financial planning, portfolio management, and tax services, emphasizing tax-aware strategies and lower-volatility portfolios.

Joseph Stella is a CFP® with 11 years of industry experience, currently advising at Harvesting Gains Corporation in San Diego, CA. His prior roles include positions at Cetera, Presidio Capital Management, First Allied Advisory Services, First Allied Securities, and Gould Asset Management. Harvesting Gains Corporation serves individuals, high-net-worth clients, business owners, and trusts and estates, offering tailored investment and planning services that include discretionary portfolio management, 1031 like-kind exchange advisory, private placement advice, and comprehensive financial planning. The firm combines fundamental analysis, macroeconomic factors, and tax-efficient strategies with a long-term buy-and-hold approach, and maintains a close affiliation with a real estate brokerage that forms and holds DST investments.

Michael Taylor is a CFA® charterholder with three years of industry experience. He has been with Counterpoint Asset Management LLC since 2021 and previously worked at Tablature, LLC and Seeking Alpha, LLC. Counterpoint Asset Management provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as trusts, estates, and other entities. The firm uses a combination of mean-variance portfolio optimization, passive and tactical fund allocations, and systematic quantitative strategies, with a notable affiliation to an owned mutual fund complex that influences a significant portion of client portfolios.