Parker Johnson is a financial advisor with Cooper Capital Group in Encinitas, CA, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investments and Northwestern Mutual Investment Services LLC. Cooper Capital Group serves individual and high-net-worth clients as well as employer plan sponsors, offering a range of services including asset management, comprehensive portfolio management, retirement plan consulting, and referrals to third-party money managers. The firm employs multiple analytical methods and a variety of investment strategies, with portfolios frequently monitored and tailored to client needs.

Kelly Doyle is a financial advisor at Wealthrise Financial Planning, LLC with two years of industry experience. Prior to joining Wealthrise, she worked for nearly two decades at Rick Engineering Company and spent a year as a homemaker. She holds a Series 65 designation. Wealthrise Financial Planning serves individual and high-net-worth clients with discretionary portfolio management and comprehensive financial planning. The firm employs an evidence-based, tax-aware investment approach that emphasizes low-cost, broadly diversified passive funds and disciplined asset allocation, integrating behavioral considerations into portfolio construction.

Juliana Guerra is a financial advisor at Dean Roland Russell, LLC with a Series 65 designation and two years of industry experience. She previously worked at AlphaCore Wealth Advisory for one year and was a full-time student for eight years prior to entering the financial industry. Dean Roland Russell, LLC serves individual and high-net-worth families, including related entities such as trusts and estates, providing fee-only wealth management and financial planning services. The firm creates customized portfolios using a variety of asset classes and incorporates tax, cash-flow, and estate planning considerations alongside security-level analysis.

Blake Pinyan is a CFP® professional with six years of experience in financial advising. He is currently with Anchor Bay Capital, Inc., where he has worked since 2020. Prior to this, he held roles at Fidelity Investments, One Degree Advisors, and Weatherly Asset Management. Pinyan serves as president of the National Financial Planning Association NexGen chapter. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, business entities, and pension plans. The firm constructs diversified portfolios based on fundamental analysis and independent due diligence, tailoring strategies to each client’s risk profile and financial situation.

Ashley Bleckner is a CFP® professional with 11 years of industry experience. She has been with Ellevest since 2019 and previously worked at Rs Crum Inc. from 2015 to 2019. Ashley is based in Carlsbad, CA. Ellevest provides discretionary investment management and financial planning services with a focus on helping women plan and invest. The firm offers tailored portfolios emphasizing strategic asset allocation and diversification, serving individual and high-net-worth clients through both Personal and Private Wealth Management.

Derek Long is a financial advisor at Intelligence Driven Advisers, LLC with three years of industry experience. He holds a Series 65 designation and previously worked in real estate, serving as President of Derek Long Realtor Corp since 2019 and with Signature Real Estate Group from 2015 to 2019. Outside of advising, he continues to be involved in residential real estate transactions through his role at Derek Long Realtor Corp. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm offers financial planning, discretionary investment management using model and custom portfolios, and retirement plan consulting, with an investment approach centered on risk management and fundamental analysis.

Ryan Gibbs is a CFP® with 12 years of experience in the financial services industry. He has been with Heritage Wealth Management, Inc. since 2014 and is also President and CEO of Heritage Advanced Tax Strategies, Inc., where he oversees tax planning and preparation. His background includes roles at The Kocen Financial Group and Financial Goal Securities, Inc. Heritage Wealth Management is a SEC-registered advisory firm serving individuals, small businesses, trusts, estates, pooled investment vehicles, and institutional clients. The firm employs a variety of portfolio construction methods including global allocation, tax-sensitive strategies, ETFs, option-enhanced strategies, and private placements, with ongoing monitoring and rebalancing aligned to client objectives.

Joseph Ganino III is a financial advisor at Balboa Wealth Partners, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Willow Cove Investment Group, Inc., Parcel Pending, and Zovio. Balboa Wealth Partners is an SEC-registered investment adviser managing over $1.07 billion in assets and serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a team-based approach, utilizing both discretionary and non-discretionary mandates, and emphasizes long-term, diversified portfolio construction with low-cost mutual funds, ETFs, and other securities.

David Reyes is a CFP® professional with four years of industry experience. He currently serves at Intelligence Driven Advisers, LLC and previously worked at Pure Financial Advisors, Inc. for six years. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for a variety of clients, including individuals, institutions, retirement plans, trusts, estates, and Native American sovereign entities. The firm provides financial planning, discretionary investment management through model and custom portfolios, retirement plan solutions, consulting, and held-away account management, with an investment process centered on risk management and fundamental analysis.

Ryan Gorski is a financial advisor at Pacific Point Wealth Management with seven years of industry experience. He holds a Series 66 certification and has previously worked at firms including X Advisors, LLC, Independent Financial Group, Inc., Edward Jones, and Morgan Stanley. Gorski also provides consulting services on valuation and M&A deals as well as business optimization for financial firms. Pacific Point Wealth Management is an owner-managed team of five advisors that offers discretionary asset management and comprehensive portfolio management services for individuals, trusts, estates, and business clients. The firm uses both fundamental and technical analysis and employs a range of strategies tailored to client objectives, managing approximately $6.41 million in assets across around 35 client relationships.

Cheryl Gruetzmacher is a financial advisor at Balboa Wealth Partners, Inc. with 20 years of industry experience. She holds the Series 66 designation and has been with Balboa Wealth Partners since 2016. Balboa Wealth Partners is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages over $1.07 billion in assets and employs a team structure that utilizes both discretionary and non-discretionary mandates, focusing on a long-term, diversified investment approach using low-cost mutual funds, ETFs, and other securities.

Kevin Sevier is a financial advisor with Dark Horse Advisors LLC in Rancho Santa Fe, CA, holding the Series 63 and Series 65 licenses and 22 years of industry experience. His career includes roles at DFPG Investments, Inc., Advanced Wealth Planning, First Allied Securities, Inc., and Osaic FA, Inc. Additionally, he is involved in a life insurance business. Dark Horse Advisors, LLC provides discretionary portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, and employer plans. The firm uses a multi-method investment approach combining fundamental, technical, quantitative, and macroeconomic analysis, employing both active and passive strategies and offering clients access to affiliated CPA services.

Brian Peterson is a financial advisor with Intelligence Driven Advisers, LLC in Carlsbad, CA. He holds Series 65 and Series 63 licenses and has seven years of industry experience. His prior roles include positions at Mutual of America and Tri Ad. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a risk-managed investment process using primarily low-cost mutual funds and ETFs, and offers services such as financial planning, discretionary investment management, retirement plan solutions, and consulting.

Stephanie Provost is a financial advisor at Invicta Financial Group in San Diego, CA, holding a Series 65 designation. She has one year of industry experience, with prior roles at BDT & Associates, Inc., Trippe, Apex Construction, and several other companies dating back to 2012. Invicta Financial Group provides financial planning and advisory services to individuals, high-net-worth clients, and business entities, emphasizing written financial action plans tailored to client goals. The firm refers clients to third-party money managers for portfolio management and focuses on non-discretionary advisory assets, a structure that is uncommon among multi-advisor firms.

Robert Paterson is a financial advisor at Intelligence Driven Advisers, LLC with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Labrum Wealth Management, LLC and Beta Wealth Group, Inc. Outside of advising, he is also involved as an insurance agent with LWM Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team firm managing approximately $882 million for individual and institutional clients. The firm offers financial planning and discretionary investment management through model portfolios and custom accounts, emphasizing risk management and fundamental analysis.

Barbara Williams is a CFP®-credentialed financial advisor with 44 years of industry experience. She is a partner at Financial Focus LLC and has held roles at OSAIC, Securities America, Inc., and National Planning Corp. Williams serves as a board member on the Coastline Legacy Committee, which oversees outreach projects for a local church. Financial Focus LLC provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages accounts on a discretionary basis using model portfolios and sponsors a wrap fee program that combines management and transaction coverage into a single advisory arrangement.

Ben Mccollum is a financial advisor at Pacific Point Wealth Management with eight years of industry experience. He holds a Series 66 designation and has previously worked at Independent Financial Group, LLC, X Advisors, LLC, and Xton Financial, LLC. Outside of his advisory role, he conducts consulting on valuation and M&A deals, as well as business optimization, through independent contractor positions. Pacific Point Wealth Management is a five-advisor team offering discretionary asset management and comprehensive portfolio management services to individuals, trusts, estates, and business clients. The firm manages tailored portfolios using a combination of fundamental and technical analysis, employing long-term, short-term, and trading strategies, and discloses use of derivatives and margin in its managed accounts.

James Puplava is a CFP® with 44 years of experience in the financial services industry. He is the founder of Financial Sense Advisors, Inc. and has held prior roles at Puplava Securities, Inc. and Puplava Financial Services, Inc. Puplava is also involved in media through Financialsense.com, where he participates in podcasts and writes articles. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for individuals, retirement plans, trusts, and other entities. The firm employs a team of nine advisors and uses a combination of fundamental and technical analysis to provide discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting tailored to client-directed investment objectives.

Thomas Brenner is a financial advisor with DLK Investment Management in Solana Beach, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He worked at Nautilus Advisors LLC for nine years before joining DLK Investment Management in 2019. In addition to his advisory role, Brenner is an independent insurance agent specializing in disability, life/accident/health, and long-term care insurance. DLK Investment Management offers fee-only investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, and small institutional investors. The firm employs a fundamental relative-value approach to asset allocation and customizes accounts based on documented client profiles while providing proprietary performance reports and participant education as part of its retirement plan services.

Jacob Montes is a financial advisor at Dark Horse Advisors LLC with two years of industry experience. He holds a Series 65 designation and has worked at Dark Horse Advisors since 2023, following a role at DFPG Investments, LLC. Dark Horse Advisors LLC serves individual and high-net-worth clients, retirement plan sponsors, trusts, estates, and business entities by providing discretionary portfolio management, financial planning, and retirement plan advisory services. The firm’s investment approach combines fundamental, technical, quantitative, sentiment, and cyclical analysis with tax-aware strategies and third-party managers, and it operates as a subsidiary of an accounting firm, offering both asset-based and subscription-style fee arrangements.