Nicholas Darrin is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing and Wells Fargo Bank prior to joining Schwab. He serves as an advisory member for College of the Desert, providing annual input on business education initiatives. Charles Schwab serves a large client base including high- and ultra-high-net-worth individuals, offering both non-discretionary and discretionary advisory services through its Schwab Wealth Advisory program. The firm integrates brokerage, custody, and advisory services with a multi-asset investment approach supported by centralized operations and alternative investment offerings.

Gary Shelton is a financial advisor with LPL Financial in La Quinta, California, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at LPL Financial since 2009 and has been associated with Onb Trust Company since 1995. Shelton also serves as a vice president at Old National Bank, a financial institution role unrelated to investment advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research and operational tools.

Frederick Hoffman is a financial advisor at LPL Financial with 28 years of industry experience. He has held positions at Invest Financial Corporation and Transamerica Financial Advisors prior to joining LPL Financial in 2018. Hoffman holds Series 63 and Series 65 licenses and is based in La Quinta, California. Outside of his advisory work, he owns and administers Life Brokerage, Inc., a firm providing fixed insurance products including life, health disability, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with research tools and a broad suite of financial products.

Charles Lipson is a financial advisor at RBC Capital Markets with 36 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining RBC in 2022, Lipson worked at Bank of America and Merrill. He serves as an at-large member on the board of directors for the Mission Hills East Homeowners Association. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Phillip Tanner is a Certified Financial Planner® (CFP®) with 10 years of industry experience. He is currently with UBS Financial Services and has previously worked at firms including United Capital Financial Advisers, Cetera Advisor Networks LLC, LPL Financial, Jensen Wealth Advisors, and Girard Securities. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Christine Frikken is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation. She has been with Morgan Stanley Smith Barney LLC since 2026 and previously worked at Nia Growth from 2022 to 2024. Outside of her financial advisory role, she has been involved with Fury Coaching since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Diane Valenzuela is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 1994, focusing on delivering a consistent and customized wealth management experience. Diane works with families to integrate and coordinate all aspects of their lifestyle with their finances, aiming to provide a structured and simple process for managing complex financial lives. Her expertise includes family wealth management strategies, personal retirement planning, portfolio management services, services for defined benefit plans, LGBT wealth planning, small business strategies, women and wealth, and tax minimization. Diane holds the Personal Investment Advisor (PIA) designation and is fluent in both Spanish and English. Diane is actively involved in her community through organizations such as Dream Volunteers, Inland Empire Community Foundation, One Future Coachella Valley, and the Cherie Blair Foundation. Outside of her professional activities, she enjoys cooking, traveling, and spending time with her family. She and her husband have been involved since 2008 in traveling to third world countries to support youth through mentorship and scholarship programs.

Thomas Prentice is a financial advisor at RBC Capital Markets with 46 years of industry experience. He holds the Series 63 and Series 65 designations and has been with RBC Capital Markets and City National Bank since 2016. Outside of his advisory role, he actively maintains a ranch in Thermal, California. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and implements portfolios through both in-house and third-party investment managers, providing tailored strategies based on each client’s risk profile.

Mary Wright is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Robert Cummins is a financial advisor with Morgan Stanley in Burlingame, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He previously worked at UBS Financial Services from 1991 to 2025 before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Elizabeth Hammer is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has worked at JP Morgan Chase Bank, Bank of America, and Merrill. Prior to her financial services career, she was employed at Orangetheory Fitness and Ulta Beauty. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Stephanie Bautista is a Series 66-licensed financial advisor with Morgan Stanley, based in Palm Desert, CA. She has been with Morgan Stanley since 2014, totaling 12 years at the firm and 1 year of overall industry experience. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, analytics-driven planning process.

Michael Roccisano is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and having four years of industry experience. His prior work history includes roles at Merrill, Bank of America, Edward Jones, and Pacific Premier Bank. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority. The firm combines planning with managed-account programs under a consolidated billing structure while maintaining separate service arrangements.

Kimberly Collins is a financial advisor at OSAIC with four years of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial, Solis Wealth Management, Summit Wealth Management Group, and The Wealth Consulting Group. In addition to her advisory work, she is a commissioned Notary in California. OSAIC serves a diverse client base, including retail and institutional investors, and offers integrated brokerage and advisory services with access to multiple platforms and third-party managers. The firm utilizes asset-allocation tools and risk-tolerance assessments to construct portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Jeffrey Dewan is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Stephen Parry is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, and has 40 years of industry experience. His prior work includes over two decades at Concourse Financial Group Securities Inc. In addition to securities investments, he offers life, disability, long-term care, and fixed annuity insurance products through his own business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts. The firm provides a variety of investment management and financial planning services through a nationwide network of independent advisors.

Jennifer Pyle Suafo'a is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2024, she worked eight years at Wells Fargo Clearing and Wells Fargo Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework and offers a range of approved funds and strategies, operating within the larger J.P. Morgan broker-dealer and banking organization.

Steven Isaacson is a financial advisor with Ameriprise in La Quinta, CA, holding Series 63 and Series 65 credentials and having 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Cameron Ragen is a financial advisor with Robert Baird & Co., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Robert Baird since 2014. Outside of his advisory role, he serves as a board member for the YMCA of Greater Seattle and is involved with a family charitable foundation and related investment activities. The DDK Group at Robert W. Baird & Co.’s Private Wealth Management department serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning and portfolio management services, utilizing multiple separately managed account programs and an approach that integrates manager selection, tax management, and internal research tools.

Daniel Heck is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Cambridge since 2008. Outside of his advisory work, he is involved in managing vacation rental properties for friends and family at a home he co-owns in Bermuda Dunes, CA. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts with financial planning, investment management, and retirement advisory services. The firm offers a variety of investment solutions through independent Financial Professionals, utilizing both proprietary models and third-party strategies across multiple custody platforms.