Farhad Sediqi is a financial advisor at OSAIC Institutions, Inc. with 14 years of industry experience. He holds a Series 66 designation and previously worked at CUNA Brokerage Services, Inc. and Schools First Federal Credit Union. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model that combines discretionary and non-discretionary services.

Loren Ehlers is a financial advisor at Centaurus Financial, Inc. with 57 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus since 2004. In addition to his advisory role, he owns a wholesale clothing supply business called Too Ripped and manages Tame Financial Services, which sells life insurance and fixed annuities. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management services through its CLASSIC Plus platform, with both discretionary and non-discretionary arrangements.

Angela Lord is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and nine years of industry experience. She has worked at Independent Financial Group since 2016 and has been associated with Capital Financial Consultants since 2012. Outside of financial advising, she is the owner and hypnotherapist at Feel Good on Purpose. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management through various platforms and employs strategies combining strategic asset allocation, multi-manager portfolios, and ongoing due diligence.

Valdo Mota is a financial advisor with First Command Advisory Services and holds Series 65 and Series 63 licenses. He has recently transitioned from a 22-year career in the United States Marine Corps to the financial industry, where he has worked at First Command in various capacities since 2026. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Robert Otwell is a financial advisor with Commonwealth Financial Network in Fallbrook, CA, holding a Series 66 designation and 21 years of industry experience. He has been associated with Lincoln Park Financial Group and Commonwealth Financial Network since 2004. Outside of his advisory role, he serves as an executor for family members per their wills. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, providing operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Daniel Stampf is a CFP® with 25 years of experience in financial advisory. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at Personal Capital Advisors Corporation and GWFS Equities, Inc. Outside of his advisory role, he is involved with NET LAW GROUP, LLC, a fintech company focused on estate planning and connecting clients with local in-state attorneys. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Brett Gallinger is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at multiple Transamerica entities since 2017 and prior experience with American Funds from 2013 to 2017. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm relies on Morningstar Investment Management for portfolio construction and oversight and manages a large client base primarily through non-discretionary asset management.

Betty Ahn is a financial advisor with \u0026PARTNERS, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She previously worked at Wells Fargo Clearing for 10 years and Ameriprise for one year. She holds minority ownership interests in two automotive dealerships in California. \u0026PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and private businesses. The firm offers investment management and financial planning services using a combination of proprietary and third-party strategies, with capabilities in municipal advisory and underwriting.

David Hansch is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC since 2017. Prior to this, he held roles at Cetera Advisor Networks and Cetera Wealth Services and has operated Hansch Financial Group since 2014. He is a volunteer member of the investment committees for both the Grand Lodge Free and Accepted Masons of California and the Saddleback Laguna Masonic Lodge. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm employs a combination of firm- and third-party model portfolios, strategic asset allocation, and ongoing due diligence to develop tailored investment strategies.

Michael Eustace is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 designations and 29 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Rockefeller Financial and ROCKEFELLER Capital Management. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm combines a Private Advisor model with a consolidated investment platform offering discretionary and non-discretionary management across equities, fixed income, and alternatives, and operates as a registered broker-dealer providing a range of investment, placement, and banking services.

Dale Hancock is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Team Advisors Group and Cetera ADVISORS LLC and has operated tax preparation and insurance services businesses under Legacy Financial and other entities. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its asset allocation portfolios. The firm employs a strategic asset allocation framework with risk-based mutual fund portfolios and delivers education and support services including seminars and personalized retirement planning.

Brian Bors is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. His prior roles include positions at Fisher Investments, John Hancock Investment Management, Bank of America, Merrill, and Charles Schwab. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets and uses a diversified investment approach that blends passive and active strategies, supported by an internal Investment Committee.

Louis Gardner is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior experience includes roles at Lion Street Advisors, LLC, Lion Street Financial, and Gardner Brown Associates Inc. He serves as a board member for both the Knights of Columbus and the Roosters Foundation of Orange County, nonprofit organizations focused on charity and community support. Integrity Alliance operates as a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers a range of services including portfolio management, financial planning, and access to third-party managers, employing various investment allocation approaches across discretionary and non-discretionary account structures.

Scott Ziegelmeier is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has been with Eagle Strategies since 2005 and operates Ziggy Financial & Insurance Services, which provides New York Life products and brokers non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advisory solutions through multiple program types and manages a substantial portion of its assets on a non-discretionary basis, operating within an integrated New York Life affiliate structure.

John Solik is a financial advisor at Hightower Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Odeon Capital Group, Purshe Kaplan Sterling Investments, and Journey Strategic Wealth LLC. His outside business activities include serving as a private wealth manager at Journey Strategic Wealth and acting as an agent for fixed insurance products. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a variety of portfolio construction strategies including mutual funds, ETFs, alternative investments, and custom indexing.

Simone Devenny is a financial advisor at Allworth Financial, L.P. with 11 years of industry experience and holds a Series 66 designation. Her career includes positions at firms such as Morgan Stanley, Eaton Vance, and Pasadena Private Wealth. Outside of advisory work, she serves as co-trustee of the Miner Family Trust and is involved in consulting for retreat development through Aset Advisors LLC. Allworth Financial serves individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers comprehensive financial planning and portfolio management, utilizing both quantitative and qualitative analysis to implement customized investment strategies across a variety of asset classes.

Joshua Wilson is a financial advisor at Transamerica Retirement Advisors, LLC with 9 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Bank of America, Merrill, and Edward Jones. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice programs and investment education focused on asset allocation, contribution rates, and retirement timing. The firm relies on Morningstar Investment Management for portfolio construction and oversight and operates at scale with a large client base and predominantly non-discretionary assets.

Megan Ward is a financial advisor with Eagle Strategies (New York Life), holding the CFP® and ChFC® designations and over 16 years of industry experience. She also operates MW Financial & Insurance Solutions, through which she brokers insurance products not offered by New York Life. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Brian Ephraim is a CFP® and ChFC® with 28 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and has previously worked at Northwestern Mutual in various roles from 1998 to 2018. Ephraim also conducts fixed insurance sales as an agent. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors, offering advisory support, managed-account programs, and a range of investment products to individual and institutional clients.

Michael Lambrix is a financial advisor with Kestra Advisory in Fallbrook, CA, holding a Series 66 credential and bringing 25 years of industry experience. He previously worked for Commonwealth Financial Network for 12 years before joining Kestra Advisory and Kestra Investment Services, LLC in 2025. Outside of his advisory role, Lambrix is the owner of Monarch Retirement Group, where he manages strategic operations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, supporting recommended investments with due diligence on performance, fees, and process.