Jack Harrington is a financial advisor at Hillcrest Financial Group in Thousand Oaks, CA, holding a Series 65 credential with one year of industry experience. His prior roles include positions at Wood Ranch and MAP Strategic Wealth Advisors, along with periods as a full-time student. Hillcrest Financial Group provides financial planning, consulting, and discretionary investment management to individuals, trusts, estates, corporations, and employee benefit plans. The firm manages client assets using a combination of Modern Portfolio Theory, macroeconomic and fundamental analysis, and proprietary model portfolios, serving both high-net-worth and non-HNW clients.

Nicholas Giannakopoulos is a financial advisor at Total Wealth Services, LLC with a Series 66 designation and one year of industry experience. His prior work includes roles at Ameriprise Financial Services LLC and Total Wealth Tax, PC, as well as experience in public relations and nutrition industries. Total Wealth Services, LLC serves individual investors, trusts, estates, and charitable organizations with financial planning, consulting, and discretionary wealth and portfolio management. The firm uses a manager- and style-agnostic approach, typically allocating assets to independent subadvisors and tailoring portfolios to client circumstances.

Jeffery Sorensen is a financial advisor at OverRidge Wealth Advisors with 39 years of industry experience. He holds the Series 63 and Series 65 licenses. His prior roles include positions at Triad Advisors Inc., Summit Financial Consultants, Inc., and Triad Hybrid Solutions. Sorensen is also a member of a professional networking group that connects various professions. OverRidge Wealth Advisors serves individual and high-net-worth clients, as well as business entities, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, and consulting services, utilizing a range of investment strategies across multiple asset classes with ongoing monitoring.

Brooks White is a CFP® professional at Forum Financial Management, LP with five years of industry experience. He previously worked at Lamia Financial Management from 2016 to 2019 before joining Forum Financial Management, where he has been since 2019. Forum Financial Management, LP provides fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for other independent RIAs, managing portfolios primarily with DFA institutional mutual funds and ETFs following a Modern Portfolio Theory approach.

Sean Righter is a financial advisor with One Capital Management, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets Inc. during his career. One Capital Management serves individuals, retirement plans, trusts, corporations, and institutional clients through a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm offers wealth management, financial planning, sub-advisory, retirement plan solutions, and advisory consulting, with an investment approach that combines macroeconomic assessment, fundamental research, and active management across global portfolios.

Benjamin Garvin is a CFA® charterholder with 22 years of industry experience. He has been with One Capital Management, LLC since 2017 and has also been associated with Lincap Management Company since 1976. Based in Santa Rosa, CA, Garvin’s career spans over two decades in financial advisory roles. One Capital Management serves individuals, retirement plans, trusts, corporations, and institutional clients with a multi-advisor team managing approximately $7 billion in discretionary assets. The firm employs a globally balanced investment approach that combines macroeconomic assessment, fundamental research, active large-cap equity management, ETFs, and fixed income, and is notable for advising the FundX suite of ETFs.

Spencer Ridley is a financial advisor with Integrity Advisory Solutions, holding a Series 65 credential and two years of industry experience. He has a background that includes roles at the Law Offices of Eric Ridley and various service and entrepreneurial positions. Outside of his advisory work, Ridley is involved as a counselor at a summer camp in Malibu, California. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and business clients through a network of independent advisors, managing approximately $1.1 billion in client assets. The firm provides portfolio management, financial planning, retirement consulting, and other services using a range of investment strategies and third-party platforms.

Riley Lopez is a financial advisor at One Capital Management, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Amerihome Mortgage Company, LLC and studied at Pepperdine University. One Capital Management serves individuals, retirement plans, trusts, corporations, and other institutional clients with a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm employs a globally balanced, actively managed investment approach supported by fundamental research and proprietary tools, and acts as adviser to the FundX suite of ETFs.

Brent Johnson is a CFP® with 27 years of industry experience, currently serving as an advisor at Mutual Advisors, LLC. His prior experience includes 16 years at LPL Financial before joining Mutual Securities, Inc. and Mutual Advisors in 2018. Outside of his advisory work, he is an owner and principal of Vision Wealth Inc. and serves as trustee for a family trust. Mutual Advisors, LLC is an SEC-registered adviser managing approximately $6.75 billion through a network of 123 advisors. The firm offers asset management, financial consulting, ERISA plan advisory, and sub-advisory services to individuals, institutions, trusts, and retirement plans, utilizing a combination of passive and active investment strategies tailored to client objectives.

Marcus Silver is a financial advisor with NWF Advisory Services Inc and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including prior roles at OSAIC, Cetera Advisors LLC, and First Allied Advisory Services. Silver serves as president of Silverberg Wealth Management and Marcus and Kelton LLC, providing financial guidance and managing business expenses. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through over 100 advisory representatives. The firm serves primarily individual and high-net-worth clients with a technology-driven, open-architecture platform offering diversified portfolio management, model allocations, and retirement plan consulting.

Hugh Roberts is a CFP® with 41 years of industry experience, currently affiliated with Capital Analysts. He has worked with Lincoln Investment since 2012 and has been with Capital Analysts Incorporated since 2006. Roberts is involved in advising family-owned businesses on succession planning and is the owner of H.B. Roberts Company, which provides counseling and coaching for family business transitions. He is also an author and serves as secretary for the Melton Leadership Foundation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers both discretionary and non-discretionary portfolio management supported by an in-house investment management team and uses proprietary fund screening tools, allowing for customized investment advisory solutions.

Tobie Rodriguez is a financial advisor at One Capital Management, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including HBW Advisory Services LLC, Tamar Securities, LLC, and Purshe Kaplan Sterling Investments. He has been with One Capital Management since 2019. One Capital Management serves individuals, retirement plans, trusts, corporations, and other institutional clients through a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm provides wealth management, financial planning, sub-advisory and retirement plan solutions, advisory consulting, and cash management services, while managing globally balanced portfolios guided by a written Investment Policy Statement.

James Nitchke is a CFP® and CFA® with 17 years of industry experience. He is currently with One Capital Management, LLC and previously spent 15 years at TIAA and TIAA-CREF Individual & Institutional Services, LLC. Outside of his advisory role, he owns and manages a short-term rental property through Airbnb. One Capital Management serves individuals, retirement plans, trusts, corporations, and institutional clients with a multi-advisor team managing approximately $7 billion in discretionary assets. The firm offers wealth management, financial planning, sub-advisory, and retirement plan solutions, employing a globally balanced investment approach that combines active large-cap equity management with ETFs and diversified fixed income.

Nicholis Bowser is a CFP® professional with one year of experience at Kestra Private Wealth Services, LLC. He previously spent ten years at Capital Group Private Client Services, Inc. There are no additional outside activities noted. Kestra Private Wealth Services, LLC provides investment advisory services through independent advisors and multi-advisor teams to individuals and institutions, managing approximately $13.45 billion in client assets across about 208 advisors. The firm offers a broad range of investment products and specialized services, combining operational features such as trust company affiliation and support for retirement plan work.

Hayden Barre Henuset is a financial advisor at One Capital Management, LLC with a Series 65 designation and experience beginning in 2021. Prior to joining One Capital Management in 2024, he worked at Aspire Financial Services – Sun Life Insurance Company and Freedom 55 Financial – Canada Life Insurance Company. His earlier career includes a role at Vision Automotive. One Capital Management serves individuals, retirement plans, trusts, corporations, and institutional clients through a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm offers wealth management, financial planning, sub‑advisory and retirement plan solutions, and acts as investment adviser to the FundX suite of ETFs.

Liam O'hara is a financial advisor with One Capital Management, LLC, holding a Series 65 designation and two years of industry experience. Prior to joining One Capital Management in 2025, he worked at Morton Wealth from 2022 to 2025 and had roles at Archon Capital, LLC, Lowes Companies, LLC, and other organizations. One Capital Management, LLC is a registered investment adviser managing approximately $8.5 billion for individuals, pension plans, trusts, corporations, and other entities. The firm offers wealth management, discretionary portfolio management, retirement plan solutions, advisory consulting, and sub-advisory services, specializing in customized globally balanced portfolios and proprietary ETF strategies.

Michael Ryne is a Series 66-licensed financial advisor with Mutual Advisors, LLC, based in Moorpark, CA, and has five years of industry experience. His work history includes multiple roles within Mutual Advisors and Mutual Securities, as well as positions at Cedarstone Advisors and Monarch Plan Advisors. Mutual Advisors, LLC is an SEC-registered firm managing approximately $6.75 billion through a network of 123 advisors, serving individuals, institutional investors, trusts, and retirement plans. The firm offers asset management, financial consulting, ERISA plan advisory, and sub-advisory services, employing a combination of passive and active investment strategies tailored to client objectives.

Derek Schwartz is a CFP® and CFA® with eight years of industry experience. He is currently with One Capital Management, LLC and has previously worked at firms including TIAA, Charles Schwab, Cornerstone Advisors Asset Management, and BlackRock. He is based in Denver, CO. One Capital Management serves individuals, retirement plans, trusts, corporations, and other institutional clients with a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm provides wealth management, financial planning, sub-advisory and retirement plan solutions, advisory consulting, and cash management services, and acts as investment adviser to the FundX suite of ETFs.

David Seery is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Forum Financial Management, LP since 2018. He previously worked at Lamia Financial Group, Inc. from 2013 to 2019. Outside of his advisory role, he is the Vice President of the Board of Directors for the Mountain Meadows Quailridge II Homeowners Association. Forum Financial Management, LP provides fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for other independent RIAs, managing portfolios primarily using DFA institutional mutual funds and ETFs following a Modern Portfolio Theory approach.

Daniel Carter is a financial advisor with CreativeOne Wealth, LLC in Oxnard, CA, holding a Series 65 designation and 10 years of industry experience. Prior to joining CreativeOne Wealth in 2025, he worked at Safeguard Investment Advisory Group, LLC for 10 years. Outside of his advisory role, he serves as president and agent of Crescendo Insurance Solutions, Inc., where he is involved in life and annuity sales. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm uses a combination of proprietary ETF-based models, third-party managers, boutique equity managers, and option-based strategies, supporting tailored suitability assessments and regular portfolio rebalancing.