Stuart Sprenger is a financial advisor at Citigroup Global Markets with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs alongside broker-dealer execution and custody services. Citigroup Global Markets combines large institutional scale with unique market roles, including in-house research and roles as a swap dealer and futures commission merchant.

Dennis Contrestano is a financial advisor with Independent Financial Group, LLC in Fresno, CA, holding Series 63 and Series 66 licenses and 39 years of industry experience. His prior roles include positions at RBC Capital Markets Corporation, UBS Financial Services, and Piper Sandler & Co. He also serves as a co-trustee for a family trust account. Independent Financial Group provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutional investors, offering portfolio management through various platforms and a combination of active and passive investment strategies.

Jason Rankin is a CFP® with 22 years of industry experience, currently serving as an advisor at Integrated Wealth Concepts LLC. His prior experience includes roles at Strong Valley Wealth & Pension, M.S. Howells & CO, Laurel Wealth Advisors, and Wells Fargo. He holds a California insurance license and has been licensed to offer fixed life and long-term care insurance products since 2011. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term investment approach combined with shorter-term trading for rebalancing or cash needs.

John Ledesma is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and totaling 28 years of industry experience. He is co-owner of Elevare Advisors, a private entity focused on securities, advisory, and insurance business. His prior experience includes roles at Principal Securities Inc. and Principal Life Insurance Co. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Brandon Schwartz is a CFP®-designated financial advisor with 25 years of industry experience. He is currently with Wells Fargo Advisors and has held roles within Wells Fargo Clearing and Wells Fargo Advisors LLC since 2010. Schwartz also owns and operates Schwartz Wealth Management, LLC, a financial planning practice based in Fresno, California. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored client recommendations across various specialized planning areas.

Thomas Frost is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2003. Outside of advising, he owns TDF Motorsports Marketing and is involved in a restaurant business, The Point Patio Bar & Bistro, in Fresno, CA. LPL Financial serves a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers financial planning and various advisory programs, utilizing model portfolios and research from both internal and third-party sources.

Marcus Mouro is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 designations and four years of industry experience. Prior to joining Wells Fargo in 2025, he worked at JP Morgan Chase Bank and J.P. Morgan Securities from 2021 to 2025. Outside of his advisory role, he is involved in buying and selling sports memorabilia through a personal business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Michael Muller is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a power of attorney for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Teresa Lujan is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2018 and has been associated with Wells Fargo Bank NA since 2014. Wells Fargo Advisors is a national securities firm with over 14,000 financial advisors and approximately $671 billion in assets under management. The firm offers investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients.

Michael Funk is a financial advisor with OSAIC in Fresno, CA, holding Series 63 and Series 66 designations and 19 years of industry experience. He has worked at OSAIC since 2018 and previously held roles at Sii and SagePoint Financial. Additionally, he serves as successor trustee of a family trust. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports legacy platform programs and various third-party model and managed-account solutions.

Myca Greer is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and model-based outcome simulations, serving clients in both direct and corporate financial planning capacities.

William Roeser is a Series 66-licensed financial advisor with 19 years of industry experience, currently with Cetera. He has previously worked at Avantax Advisory Services, 1 St Global Advisors, and operates multiple business ventures, including a CPA firm and a landscape photography business. He owns and manages Roeser Wealth Management, providing financial advisory services in Fresno, California. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management options through a multi-manager platform, combining model portfolios, third-party managers, and customized strategies.

Jaime Castiel is a Series 66-licensed financial advisor with 18 years of industry experience, currently affiliated with Cetera. He has held roles at several firms, including Avantax Advisory Services and H D Vest Insurance Agency, and maintains a tax preparation and accounting practice through J.M. Castiel, CPA, A.C., which has been in operation since 1979. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party managers, overseeing more than $256 billion in assets through over 10,000 advisors nationwide.

Rodrigo Leon is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 66 designations and seven years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2014. Outside of his advisory role, he is a California Notary Public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Monica Peterson is a financial advisor at Stifel with 25 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2008 and holds Series 63 and Series 65 licenses. Peterson is a member of the Visalia Breakfast Rotary, engaging in community service activities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Eric Daniel is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 17 years of industry experience. His career has included multiple roles within Wells Fargo entities since 2016, including positions at Wells Fargo Home Mortgage and Wells Fargo Clearing prior to joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to create tailored recommendations delivered through meetings and client summary letters.

Walter Cumiford is a financial advisor with LPL Financial and holds a Series 66 designation. He has 26 years of industry experience and has been with LPL Financial since 2009. Outside of his advisory role, he is involved in a business selling sportscards and collectibles on eBay. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

David Casparian is a financial advisor with LPL Financial, holding a Series 63 designation and 44 years of industry experience. He worked at Cetera Advisor Networks LLC for 10 years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by LPL Research and third-party subadvisors.

Cuauhtemoc Ambriz Martinez is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2021, with prior experience at Wells Fargo Bank, N.A. beginning in 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and utilizes modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Harry Gaykian is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 58 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2013 to 2016. Outside of his advisory role, he serves as a power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.