Stacy Daher is a financial advisor at Tiburon Financial Advisors, Inc. with seven years of industry experience. She holds a Series 65 designation and has served as Associate Vice President for Finance & Treasury at the University of San Francisco since 2002. Tiburon Financial Advisors is an independent advisory firm serving high-net-worth individuals and nonprofit organizations with integrated financial planning, investment advisory services, tax return preparation, and family office support. The firm employs a strategic asset allocation process combining passive and active management and offers both discretionary and non-discretionary portfolio management.

Edward Chin is the sole advisor at Rising Capital Inc. in Mill Valley, CA, holding a Series 63 designation with 23 years of industry experience. He has been with Rising Capital since 1998. Rising Capital provides discretionary investment management and financial planning services to high-net-worth individuals and institutional clients, using a primarily long-term investment approach supplemented by fundamental, technical, and cyclical analysis. The firm manages portfolios with ongoing personal client contact and periodic reviews, and participates on an institutional custody platform to access advanced technology and services.

Sarah Behr is a financial advisor at Simplify Financial Planning in San Francisco, CA, with 11 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services, Credit Suisse Securities, and Wells Fargo Clearing. Simplify Financial Planning provides comprehensive financial planning services to individual and high-net-worth clients, focusing on cash-flow analysis, retirement and estate planning, education funding, and investment allocation. The firm uses a passive, ETF-focused investment approach with a long-term, buy-and-hold strategy and emphasizes client-led implementation without discretionary portfolio management or custodial services.

Theodore Broomfield is the principal of Broomfield Advisory & Management in San Francisco, holding a Series 65 designation with two years of industry experience. He has worked at Urchin Capital Partners, LLC since 2007 and Robert Half International since 2005. In addition to his advisory role, he operates a solo law firm specializing in real estate, tax, and business law. Broomfield Advisory & Management provides investment advisory and management services primarily to high-net-worth individuals. The firm’s approach integrates national and global macroeconomic analysis with fundamental and technical evaluation of securities, offering both discretionary and non-discretionary services tailored to client risk tolerance and financial needs.

About I recognize the importance of integrating personal financial decisions with quality-of-life issues as we pass through our life stages. Your vision of a retirement lifestyle needs to have a plan that meets your expectations and adjusts to obstacles that you will encounter along the way. I decided to start Envision Financial Planning as a way for individuals and families to imagine future possibilities and work towards achieving your life goals based on your priorities and values. As a fee-only planner, I act solely in your best interest and do not accept any fees or commissions for product sales. Education I have a Master of Business Administration in Finance. I completed a Personal Financial Planning Certification Program at University of California, Berkeley. I currently hold a Certified Financial Planner™ (CFP®) certification and a Chartered Financial Analyst (CFA) certification. My Mission My mission is to empower busy professionals and their families to achieve their future financial vision. I help clients overcome confusion around financial decisions so they have the confidence and freedom to pursue their dreams. My Services • Comprehensive Financial Planning with Ongoing Support • Comprehensive Financial Plan and Investment Management with Ongoing Support How Can I Help You Put It All Together? We take a holistic approach to financial planning, coordinating all areas of your life, such as your goals, values and priorities to build a customized and comprehensive financial plan. Planning Areas: • Personal budgeting and cash flow • Retirement Planning • Investments • Risk Management • Estate Planning

John Gough is the managing member of KTE Capital Management, LLC and holds Series 63 and Series 65 licenses with six years of industry experience. He previously worked at Wells Fargo Bank for 18 years and co-founded True North Capital Management LLC, where he serves as managing partner. Gough is also the chief investment officer of ICA.Fund, a venture-capital CDFI focused on equity investments in women- and minority-owned businesses, and he serves as a guest lecturer in impact investing at the University of California, Berkeley, Haas School of Business. KTE Capital Management provides discretionary portfolio management to individuals, families, and trusts, managing approximately $10.9 million in client assets. The firm employs an active, downside-focused investment approach centered on essential-service businesses and uses a combination of equities, ETFs, derivatives, and leverage tailored to client-specific restrictions.

Fiat Lux Financial Planning's core values are rooted in the belief that financial planning should be accessible to everyone, regardless of their wealth or stage in life. We aim to listen closely, clarify complex topics, and increase clients' confidence in their financial decisions. Our founder, Kate Wilusz embarked on her financial planning career in 2004. Over the course of two decades, she established a highly regarded financial advisory firm and emerged as a prominent figure in the Bay Area financial planning community. In 2024, driven by the desire to extend high-quality financial planning services to a broader audience, Kate founded Fiat Lux. Kate's financial planning expertise includes retirement planning, insurance analysis, employee benefits, tax strategies, education planning, and estate planning. She also possesses extensive knowledge in equity compensation, executive compensation, investment real estate, liquidity events and small business topics. Kate is currently pursuing a master’s degree in advanced financial planning as part of her commitment to being a lifelong learner. She participates in national and local financial planning communities and actively contributes her expertise through pro bono initiatives. Beyond her work, Kate enjoys exploring redwood forests and coastal trails, traveling the globe, and adventures in her 1972 VW bus.

Michael Coholan is a ChFC® credentialed financial advisor with 23 years of industry experience. He has been the sole advisor at Hilltop Advisors, LLC since 2002, operating from San Francisco, CA. In addition to his advisory role, he is a licensed insurance agent offering commissionable insurance products. Hilltop Advisors provides asset management, financial planning, and consulting primarily to high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and private business clients. The firm employs a long-term, buy-and-hold investment approach with a focus on mutual funds, ETFs, and index funds, managing accounts on a non-discretionary basis.

Maitri Goonewardena is the sole advisor at MKG Capital Management, LLC in San Francisco, holding a Series 65 designation and bringing 26 years of industry experience. He has worked at Hawley Advisors and AIRE Advisors before and during his long tenure with MKG Capital Management, which he has owned and operated since 1999. MKG Capital Management provides discretionary investment advisory and financial planning services to a private pooled investment fund and separately managed accounts, serving high-net-worth individuals, institutions, trusts, endowments, and pension plans. The firm employs a fundamentals-based, long-term value approach, often using options, short sales, and derivatives, and is noted for advising a private fund alongside managing separate accounts.

Ginger Chien is a financial advisor at WealthQuant Advisors in San Francisco, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining WealthQuant Advisors, she worked with Falcon Pacific Group Wealth Management and WealthQuant Financial Services and Insurance Solutions LLC. Outside of her advisory role, she has engaged in entrepreneurial activities including the management of EPIX Properties 1 LLC. WealthQuant Advisors is an independent investment advisory firm providing fee-based financial planning and discretionary portfolio management to individuals, trusts, and qualified retirement plans. The firm’s approach includes tailored investment programs utilizing ESG strategies, custom indexing, and a variety of asset classes, alongside pension consulting and fiduciary services for employer-sponsored plans.

Roshani Pandey is the sole advisor at True Root Financial, an independent firm based in San Francisco. She holds Series 63 and Series 65 designations and has 19 years of industry experience, including three years at Bessemer Trust. Pandey serves as treasurer for the Global Nepali Professional Network, a nonprofit professional development organization. True Root Financial provides fee-based investment advisory and financial planning services primarily to individuals and high-net-worth clients, as well as charitable organizations and trusts. The firm customizes portfolio management using both discretionary and non-discretionary approaches and incorporates tax-optimized strategies, model marketplace access, and third-party sub-advisors.

Whitney Johnson is the principal of Baseline Investments, LLC in San Francisco, holding a Series 65 designation with eight years of industry experience. She has served in advisory roles at Greenwood Wealth Management, LLC and NPB Financial Group, LLC. Outside of her advisory work, she is a managing member of AEIOH, LLC, a noninvestment-related real estate business. Baseline Investments, LLC provides discretionary portfolio management and financial planning primarily for individual and business clients. The firm employs a range of investment strategies, including fundamental and technical analysis and options trading, under discretionary authority.

William Promes Jr. is a financial advisor at Austin Creek Capital, LLC in Mill Valley, CA, holding a Series 65 designation with five years of industry experience. He worked at Charles Schwab and Co., Inc. for 19 years before founding Austin Creek Capital, where he has been advising clients since 2019. Austin Creek Capital provides investment management and financial planning to individuals, high-net-worth clients, and businesses. The firm uses a Modern Portfolio Theory-based approach, primarily employing passive investment strategies to build diversified portfolios tailored to client objectives and risk tolerance, and it offers integrated planning services including business planning and employee benefits optimization.

Michael Staiger is a financial advisor at Mi4 Capital, LLC in San Francisco, holding Series 63 and Series 65 credentials with 21 years of industry experience. His prior work includes roles at Odeon Capital Group and Icr, LLC, as well as a sabbatical year. Outside of advising, he is involved with MADZIA Vineyard Management & Consulting and serves as SVP of Corporate Development for Super-Micro. Mi4 Capital serves institutional and pooled-vehicle clients along with separately managed accounts, offering investment management paired with bundled financial planning. The firm employs a disciplined, long-term investment approach focused on strategic and tactical asset allocation, value-oriented security selection, and tax-efficient management, while also providing research and consulting services to institutional investors.

Joel Beam is the managing member of East Shore Investment Management LLC and holds Series 63 and Series 65 licenses. He has three years of experience at East Shore and previously worked for Salient Partners for 12 years. He also manages HV Capital LLC, which owns East Shore and holds his personal investments. East Shore Investment Management LLC provides discretionary asset management and consulting services focused on real estate securities for institutional investors and high-net-worth individuals. The firm employs fundamental analysis with active portfolio monitoring and uses strategies including long- and short-term trading with leverage, derivatives, and model portfolio recommendations to other advisers.

Christopher Mckeon is the sole advisor at Oakvale Investments Inc., an independent firm based in Fairfax, CA. He holds 30 years of industry experience, having led Oakvale since its founding in 1995. Oakvale Investments is a fee-only registered investment adviser providing discretionary portfolio management for individuals, trusts, and retirement accounts. The firm employs a long-term, bottom-up value investment approach focused on companies with strong cash flow, solid balance sheets, and turnaround potential, managing roughly $73.8 million across about 30 clients.

Troy White is a financial advisor at Hoodoo with 10 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked as a collateral analyst at the Federal Home Loan Bank of San Francisco since 2012. His prior experience includes three years at Waddell & Reed. Hoodoo Financial serves primarily under-banked individuals, novice investors, and small businesses by providing financial education, comprehensive planning, retirement and portfolio management, as well as tax services. The firm utilizes a virtual Educator/Advisor platform that combines e-learning and live meetings, applying Modern Portfolio Theory and offering both discretionary and advisory arrangements.

Brian Miller is a financial advisor with 5 years of industry experience, currently operating through 245 Investments LLC. He holds a Series 65 designation and has previously worked at Farnam Street Investments LLC and Blue Shield of California. Outside of his advisory work, Miller serves on the board of directors for Alta Mesa Cemetery Association, overseeing operations and finance. 245 Investments LLC provides discretionary asset management primarily through separately managed accounts and offers financial planning services exclusively to those clients. The firm serves individual investors as well as small businesses and institutional clients, employing a disciplined, bottom-up valuation process to manage concentrated, long-only portfolios with a focus on intrinsic value.

Michael Germain is a CFA® charterholder and the sole advisor at Propulsion Capital Management LLC, with one year of industry experience. He has held CFO roles at Urban Catalyst, a real estate development company, and Fluid Dynamics Plumbing, a plumbing business. His prior experience includes positions at True Capital Management, Canyon Bridge Capital Management, and Ernst & Young. Propulsion Capital Management LLC provides discretionary asset management to individuals, high-net-worth clients, trusts, small businesses, and estates. The firm uses a fundamental analysis and asset allocation approach tailored to client goals, incorporating strategies such as options, margin, and alternative investments as appropriate.

Eric Kho is the sole advisor at RO2 Wealth, an independent firm based in Berkeley, CA. He holds a Series 65 designation and has one year of industry experience, including roles at BlackRock and Takeoff Technologies, as well as periods of self-employment. RO2 Wealth provides portfolio management, financial planning, and consulting services to client households and related entities. The firm's investment approach is primarily long-term and guided by Modern Portfolio Theory, using index mutual funds and ETFs for diversification along with fundamental, technical, and macroeconomic analysis when appropriate.