Michael Bergines is a financial advisor at Prospero Wealth, LLC in San Jose, CA, with four years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at Armanino LLP and BTN Consulting, Inc. Prospero Wealth provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, businesses, and employer retirement plans. The firm employs tailored investment programs using individual securities, ETFs, and derivative strategies, and offers assets-under-advisement consulting to other advisers.

Charles Mcateer III is a financial advisor at Aria Wealth Management with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James Financial Services Advisors and Raymond James Financial Services before joining Aria Wealth Management in 2019. Outside of his advisory role, he is a co-owner of Life Changing Nutraceuticals Inc., where he manages the company’s finances and works with legal advisors. Aria Wealth Management serves individual and institutional clients, including high-net-worth families, trusts, pension plans, and charitable organizations. The firm employs an asset allocation approach based on fundamental and technical analysis and incorporates Modern Portfolio Theory, managing discretionary accounts and often utilizing third-party managers and sub-advisors.

Lance Pieper is a CFP® professional with five years of industry experience, currently serving at Concentrum Wealth Management. He has been with the firm since 2018. Concentrum Wealth Management is a team-based registered investment adviser that serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on wrap-fee asset management and employs investment strategies that include derivatives and margin, distinguishing it from many similar-sized advisory teams.

Michael Shearon is a CFP®-certified financial advisor at Accelerate Retirement with 11 years of industry experience. He has held roles at Accelerate Investment Advisors LLC, SJE Retirement LLC, OneDigital Investment Advisors, Flynn & Company Inc., and Sigma Financial Corporation. Accelerate Investment Advisors LLC serves individuals, trusts, corporations, and employer-sponsored retirement plans by providing discretionary investment management, financial planning, and retirement plan consulting. The firm uses a primarily long-term allocation strategy across a range of investment vehicles and offers specialized services for plan sponsors, including investment policy development and fiduciary roles under ERISA.

Roger Gainer is a ChFC® credentialed financial advisor with 18 years of industry experience. He is affiliated with Heckman Financial & Insurance Services, Inc., where he has worked since 2011, and also serves as president of Gainer Financial & Insurance Services, an insurance agency specializing in life insurance and annuities. In addition to his advisory work, he is involved in software sales through a separate business. Heckman Financial & Insurance Services provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate retirement plans. The firm combines advisory services with insurance production, tax-preparation services, and estate-planning software sales, and offers educational seminars and workshops for clients and the public.

Elizabeth Luna is a financial advisor at Aria Wealth Management with 19 years of industry experience. She holds a Series 65 designation and has worked at several firms, including Concert Wealth Management and Omni Global Group, where she serves as CFO and shareholder. Outside of her advisory role, Ms. Luna is a board member of Grail Family Services, a nonprofit focused on services for children, and is a licensed notary public in California. Aria Wealth Management serves individual and institutional clients, including high-net-worth families, trusts, pension plans, and charitable organizations. The firm employs an asset allocation approach informed by fundamental and technical analysis, often utilizing third-party managers and sub-advisors, and is notable for its multi-office structure and institutional client base.

Harpal Sangha is a Series 65 licensed advisor at Heckman Financial & Insurance Services, Inc. with prior experience at Cantab Asset Management Ltd. and a background that includes roles outside the financial industry. He is based in San Jose, CA. Heckman Financial & Insurance Services, Inc. advises individuals, trusts, estates, charitable organizations, and businesses, offering discretionary asset management, financial planning, and ERISA retirement-plan advisory services. The firm combines portfolio management with insurance brokerage and tax-preparation services and conducts educational seminars and workshops for the public.

Tierney Bosset is a CFP® and holds a Series 65 license with three years of industry experience. She has been with Saratoga Research & Investment Management since 2019, following a brief tenure at Mutual Advisors, LLC. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as various institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only approach focused on large-cap equities, using a structured process that combines quantitative screening with qualitative analysis and dual valuation techniques.

Mark Astrinos is a CFP®, PFS™, and Series 65-licensed advisor at Libra Wealth LLC with 14 years of industry experience. His prior roles include positions at Chamberlain Financial Planning & Wealth Management and Vista Wealth Management, LLC. He is based in Los Gatos, CA. Libra Wealth LLC advises individuals, high-net-worth clients, trusts, and estates through wealth management, discretionary portfolio management, financial planning, and donor-advised fund administration. The firm follows a fiduciary standard and employs a long-term, diversified investment approach using low-cost passive funds alongside select individual securities or Independent Managers tailored to client objectives and risk tolerance.

Mathew Spencer is a financial advisor at Saratoga Research & Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JMP Securities LLC for five years before joining Saratoga Research & Investment Management in 2019. Saratoga Research & Investment Management provides discretionary portfolio management primarily through separately managed accounts to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and charitable organizations. The firm employs a long-only, concentrated large-cap equity strategy using a four-step process that combines quantitative screening, qualitative analysis, and dual valuation techniques.

Robert Meng is a CFA® charterholder with 11 years of industry experience. He has been with Saratoga Research & Investment Management since 2014. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, concentrated large-cap equity approach using a structured process combining quantitative and qualitative analysis, managing approximately $2.5 billion across about 2,800 clients.

Peter Ta is a financial advisor at TTP Investments, Inc. in San Jose, CA, holding a Series 65 designation with three years of industry experience. His prior work history includes positions at Target, Smart & Final, Taco Bell, and roles at San Jose State University and De Anza Community College. TTP Investments provides discretionary asset management, financial planning, and tax-related advice to individuals, trusts, estates, retirement plans, corporations, and other business entities. The firm offers customized investment programs based on client objectives and risk profiles, combining fundamental and technical analysis with active use of derivatives and options within separately managed accounts.

Eric Heckman is a CFP® and ChFC® with 24 years of experience in financial advisory services. He is the principal of Heckman Financial & Insurance Services, Inc. in San Jose, CA, where he has worked since 1992. Outside of advisory work, he is involved in tax preparation and conducts financial education seminars as a speaker and chapter director for the Financial Knowledge Institute. Heckman Financial & Insurance Services provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate retirement plans. The firm combines advisory services with insurance production, tax preparation, and estate-planning software sales, and offers ERISA plan advisory services along with educational seminars.

Jodee Lownsbury is a CFP® professional with eight years of industry experience, currently serving at BetterWealth LLC since 2015. Located in San Jose, CA, Lownsbury works within a team of five advisors. BetterWealth LLC provides investment advisory and integrated financial planning services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm emphasizes long-term asset allocation strategies using mutual funds and ETFs, offering discretionary account management alongside specialized services such as margin transactions and Section 351 exchanges.

Manjeshwar Bhat is a financial advisor with Kane Investment Management, Inc. in Los Gatos, CA, holding a Series 65 designation and 16 years of industry experience. He has been with Kane Investment Management since 2009. Kane Investment Management provides tailored investment account management and advisory services to individuals, high-net-worth clients, 401(k) plans, trusts, and estates. The firm uses a combination of charting, fundamental and technical analysis to manage portfolios, typically on a discretionary basis, and offers performance-based fee arrangements for qualified clients.

Parvin Manuchehri is a CFP® professional with 25 years of experience in financial advising. She has been with Clarity Wealth Advisors since 2011, working at the San Jose, CA–based firm that operates as a two-advisor team. Clarity Wealth Advisors serves individual clients, including high-net-worth individuals, as well as retirement plans, trusts, and other entities. The firm provides discretionary portfolio management, financial planning, and consulting services, often implementing strategies through proprietary or third-party model portfolios with ongoing monitoring and rebalancing.

Scott Allison is a financial advisor with Kera Capital Partners in San Jose, CA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Morgan Stanley Private Bank and a creative enterprise, Scott Allison Films. Kera Capital Partners serves individual and high-net-worth clients as well as institutional clients, managing assets across a multi-advisor platform with over $1.3 billion in assets under management. The firm combines fundamental and quantitative analysis to build tailored portfolios using various asset classes and provides discretionary and non-discretionary portfolio management alongside targeted consulting.

Kevin Tanner is a financial advisor with Saratoga Research & Investment Management, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Saratoga Research & Investment Management since 1995. Saratoga Research & Investment Management is an SEC-registered multi-advisor firm managing approximately $2.5 billion for over 2,500 clients. The firm focuses on discretionary, long-only large-cap equity strategies and serves high-net-worth individuals, retirement plans, foundations, corporations, registered investment companies, and pooled vehicles, offering model portfolios and sub-advisory services.

Dennis Kane is a financial advisor at Kane Investment Management, Inc. in Los Gatos, CA, with seven years of industry experience. He holds a Series 63 designation and is part of a six-advisor team at the firm. Kane Investment Management, Inc. provides investment account management and advisory services to individuals, high-net-worth clients, 401(k) plans, trusts, and estates, utilizing a mix of charting, fundamental and technical analysis to construct portfolios. The firm manages various securities including equities and U.S. government securities, generally on a discretionary basis, and offers performance-based fee arrangements for qualified clients.

Austin Cua is a CFP® professional with six years of industry experience and currently serves as an advisor at Potentia Wealth. His work history includes roles at Potentia RIA, LLC, Mariner Independent Advisor Network, LPL Financial, and Raroque Wealth Management. Prior to his financial services career, he spent nine years at Loyola University of Chicago. Potentia Wealth provides investment management and financial planning services to individual clients, including high-net-worth individuals, using discretionary portfolio management combined with standalone and subscription financial planning. The firm integrates tax preparation services through its affiliated business, Potentia Tax, and employs a combination of fundamental, technical, and top-down analysis to guide investment decisions.