Brian Soon is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The BWS Group since its inception in 2001. He began his career with Merrill Lynch Wealth Management in 1997 and focuses on developing and implementing customized wealth management plans for clients. Brian acts as a client relationship manager, overseeing the application of the Group’s tailored wealth management process and client service commitment. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Brian holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He earned a bachelor’s degree from the University of California system and a master’s degree from the California State University system. Outside of his professional endeavors, Brian enjoys golfing, running, and spending time with his family.

Diamond Sharon Madsen is a financial advisor with Merrill in Manteca, CA, holding Series 63 and Series 66 licenses and 13 years of industry experience. Her career includes roles at Bank of America, Merrill, and JP Morgan, spanning over a decade. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, utilizing model-based and discretionary investment strategies developed by internal and third-party teams.

Augustine Azevedo is a financial advisor with LPL Financial in Tracy, CA, holding a Series 66 designation and 17 years of industry experience. His prior work includes roles at Wells Fargo Clearing, Chase Investment Services Corp., Wells Fargo Investments, and Edward Jones. In addition to advising, he co-owns The Azevedo Marketing Group LLC, which focuses on programming, e-commerce website design, and online marketing, and he is also an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including access to model portfolios, third-party asset managers, and institutional platforms, supported by advanced operational and research tools.

Brian Ullrich is a CFP® professional with 26 years of industry experience, currently advising at LPL Financial. His prior experience includes roles at Commonwealth Financial Network and Principal Securities Inc. Outside of advisory services, he co-owns Epiq Risk Management & Insurance Services, a private entity facilitating securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by tools such as machine learning for research and operational purposes.

Sherry Azevedo is a financial advisor with OSAIC in Modesto, California, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Her prior roles include seven years at Securities America Advisors and 17 years at National Planning Corp. She is also involved in life insurance and fixed annuity business through several agencies and manages her own corporation focused on business administration. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm is notable for its scale, affiliate network, and diverse platform offerings.

Brian Rambo is a CFP® with 21 years of experience in the financial industry. He is currently an advisor with OSAIC and has previously worked at Securities America Advisors, Inc., Brecek & Young Advisors, Inc., Edward Jones, and Morgan Stanley. Rambo is also the owner of Rambo Wealth Management, a commission-based investment management and insurance sales business. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization with various program options, including unified managed accounts and third-party money manager programs.

John Kjerulf is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and previously worked at Securities America Advisors and Edward Jones. Outside his advisory role, he operated Kjerulf Law for two years. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, complex affiliate network, and multi-advisor platform.

Brooks Randolph is a CFP® professional with five years of experience in financial services. He is currently affiliated with Cetera and also holds roles with Valley Financial Services and B&A Financial Inc. Outside of his advisory duties, Randolph has been involved with tutoring and community organizations in prior years. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with access to a range of portfolio management strategies, including discretionary and non-discretionary services and third-party money managers.

Michael Bott is a financial advisor with Morgan Stanley in Stockton, California. He holds a Series 66 credential and has one year of industry experience. Prior to joining Morgan Stanley, he worked at Harmony Communities, US Bank, and Summit Funding. Outside of his advisory role, he manages a single-family rental property. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and planning tools to support client financial goals.

Nicholas Tidwell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2015 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sean Friesen is a financial advisor at LPL Financial in Stockton, CA, holding a Series 66 designation with four years of industry experience. He has worked at LPL Financial since 2021 and has concurrent experience at Golden 1 Credit Union since 2019. Prior to these roles, he was employed at Sacramento Hyundai for five years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

Michael Ravotti is a financial advisor with Stifel in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. for a decade before joining Stifel in 2026. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Stephen Blakeley is a financial advisor with Edward Jones in Modesto, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he serves on the Finance Committee of the Modesto Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individuals, institutions, and charitable organizations, with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Neal Fearn is a Certified Financial Planner (CFP®) with over 33 years of industry experience, currently serving at Morgan Stanley since 2009. He is also affiliated with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering customized financial planning supported by structured discovery processes and firm-approved analytical tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct client relationships and corporate financial planning agreements.

Jose Guerrero Moreno is a financial advisor at Fidelity with six years of industry experience. His prior roles include positions at Bank of America, Merrill, and American Life Income. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad range of investment vehicles.

Todd Barton is a CFP® professional with 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Morgan Stanley and ten years at Citigroup Global Markets. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers a combination of brokerage and advisory solutions.

Matt Corkern is a financial advisor with Morgan Stanley in Stockton, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he is involved with family and private real estate investment entities. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm‑approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that encompass both direct client plans and corporate financial planning agreements.

David Simpson is a financial advisor with LPL Financial, holding a Series 66 designation and 27 years of industry experience. He previously worked at Independent Financial Group for 16 years and has operated his own firm, David A. Simpson, Inc., since 1989. Outside of advisory services, he is involved in tax preparation and bookkeeping through David A. Simpson, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Vicki Bayley is a financial advisor at Stifel with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2018. Her prior experience includes positions at Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and Merrill. Stifel serves a diverse client base, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Felica Ramos is a financial advisor at Morgan Stanley in Stockton, CA, with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2008, with brief tenures at New York Life Insurance Company and NYLIFE Securities LLC. Ramos is the founder and a board member of The Guyton Ramos Family Foundation, which focuses on art, culture, education, and community support for children and youth. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm employs structured planning tools and investment models to support tailored financial strategies and manages approximately $2.74 trillion in client assets.