Jose Guerrero Moreno is a financial advisor at Fidelity with six years of industry experience. His prior roles include positions at Bank of America, Merrill, and American Life Income. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad range of investment vehicles.

Beatriz Buenrostro is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2018 while being with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Todd Barton is a CFP® professional with 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Morgan Stanley and ten years at Citigroup Global Markets. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers a combination of brokerage and advisory solutions.

Karen Looper is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and BMO Bank NA. Outside of her advisory role, she is a member of J.L. Quality Consulting, LLC, a consulting business based in Oakdale, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Vicki Bayley is a financial advisor at Stifel with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2018. Her prior experience includes positions at Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and Merrill. Stifel serves a diverse client base, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Charles Christensen is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves on the Board of Directors for the Modesto Band of Stanislaus County. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports through a centralized consulting team.

Andy Moreno is a financial advisor with LPL Financial in Modesto, CA. He holds the Series 66 designation and has one year of industry experience. His prior work includes roles at Westamerica Bank, Bank of America, Merrill, Patelco Credit Union, and CSU Stanislaus. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by tools such as machine-learning for research and operations.

Nancy Fuentes is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She has been with Merrill and Bank of America since 2019 and previously worked at Target and CSU Stanislaus. Outside of her advisory role, she is the sole owner of a rental property in Stockton, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Sharon Amick is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Michael Faircloth II is a financial advisor with Raymond James & Associates, holding the Series 66 designation and bringing 26 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously held roles at Bank of America, N.A. and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and advisory services supported by a nationwide adviser network.

Emily Vierra is a Senior Financial Advisor with the Special Needs Team at Merrill Lynch Wealth Management. She collaborates closely with professional trustees to develop detailed planning and investment frameworks for children and adults with special needs, as well as the elderly and disabled. Her work encompasses conservatorships, guardianships, court-appointed cases, and settlements. Emily focuses on client relationship management, wealth management planning, and team operations, and is skilled in new account onboarding and long-term wealth strategy. Emily began her career at Merrill Lynch in 2007 and has been a member of the Special Needs Team since 2012, progressively taking on additional responsibilities. She holds a Bachelor's Degree in Business Administration with a concentration in Marketing from California State University, Sacramento. She also holds the Personal Investment Advisor (PIA) designation. Emily lives in Modesto and enjoys spending time with her family and friends.

Todd Venturini is a Certified Financial Planner (CFP®) with 28 years of experience in the financial services industry. He has worked at LPL Financial since 2016, following nine years at Cetera Wealth Services and three years at A. G. Edwards & Sons. He is involved with Granite Wealth Management, an entity affiliated with his work at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, leveraging various model portfolios, third-party subadvisors, and technology tools to support advisors.

Hector Maldonado is a financial advisor with RBC Capital Markets in Modesto, CA. He holds the Series 66 designation and has 25 years of industry experience, including prior service at Morgan Stanley Smith Barney from 2009 to 2017. Maldonado has been with RBC Capital Markets since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a broad range of clients, including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Michele Mc Call is a financial advisor at Edward Jones in Modesto, CA, holding Series 63 and Series 66 credentials with 22 years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Esaul Guerrero III is a Series 66 licensed financial advisor with 20 years of industry experience, currently affiliated with Edward Jones. He has been with UnionBanc Investments Services since 2009. Outside of his advisory work, he is involved in rental property management and operates an RV rental business, as well as a venue rental service for events and photo shoots in Modesto, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of financial advisors and branch offices.

Tiffany Mousseau is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise since 2016 and has prior experience in education with Central Catholic High School and Ceres Unified School District. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through detailed Recommendation Reports and ongoing advice. The firm employs a centralized team for retirement income services and operates within a defined investment universe influenced by affiliated product relationships.

Pablo Zeiter is a financial advisor at Ameriprise in Modesto, CA, holding a Series 66 designation. He has one year of experience in the advisory industry and previously worked as a self-employed real estate appraiser for eight years. Before that, he operated Designation Station LLC for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income and tax-aware withdrawal strategies.

Jeffrey Sutton is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2018, with prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also the author of the book "WHY MY MOMMY?," which he promotes through social media and book signings. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analyses developed by its Investment Strategy Group, supporting client decisions with capital market assumptions and probabilistic modeling.

Eugenio Carrillo Jr. is a financial advisor at Ameriprise with 37 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is involved with Rotary International, participating in community service and initiatives promoting integrity and goodwill. Ameriprise is a large institutional firm that offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide personalized, written recommendations delivered through a centralized consulting team.

Tasha Way is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member and officer of Gross Farms of Greenville, Inc., an agricultural and real estate business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and the Global Investment Committee's analyses. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and employer-sponsored plans.