Juan Acosta is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. His career includes roles at JPMorgan Securities LLC and JPMorgan Chase Bank from 2015 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Nagaraj Awatiger is a financial advisor at Primerica Advisors with a Series 66 designation and seven years of industry experience. His background includes roles at Arista Networks, Pluribus Networks, Crown Capital Securities, and Cisco. In addition to his advisory work, he is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm manages a wrap-fee asset management program utilizing model-delivery strategies developed by unaffiliated asset managers and offers a limited number of discretionary separately managed accounts.

Sherry Azevedo is a financial advisor at Osaic with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Securities America Advisors and National Planning Corp. Outside of her advisory role, she is involved in life insurance and fixed annuity businesses and serves as owner and CEO of the Azevedo Investment Corporation. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and risk-tolerance analysis to build customized portfolios.

Eder Hernandez Barrientos is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Outside of advisory work, he is involved in launching a luxury car rental business in Oakdale, California, in partnership with a family member. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large national network of advisors and branch offices.

Brandon Demers is a financial advisor at Merrill in Modesto, CA, with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2018. His prior work experience includes roles with Associated Students, Inc., Target, and Cold Stone Creamery. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Ravotti is a financial advisor with Stifel in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. for a decade before joining Stifel in 2026. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Martin Ugalde is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. Prior to joining Cambridge in 2016, he worked at Bank of America and Merrill Lynch from 2010 to 2016. Outside of his advisory role, he is involved in independent insurance sales and collects and trades collectible cards as a hobby. Cambridge Investment Research Advisors serves a diverse range of clients including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent advisors, utilizing both proprietary and third-party investment strategies tailored to client objectives.

Stephen Blakeley is a financial advisor with Edward Jones in Modesto, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he serves on the Finance Committee of the Modesto Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individuals, institutions, and charitable organizations, with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jose Guerrero Moreno is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. His prior work includes roles at Bank of America, Merrill, American Life Income, Sprint, and Arch Telecom. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction, incorporating systematic methodologies and long-term asset allocation benchmarks.

Beatriz Buenrostro is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2018 while being with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Todd Barton is a CFP® with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Karen Looper is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and BMO Bank NA. Outside of her advisory role, she is a member of J.L. Quality Consulting, LLC, a consulting business based in Oakdale, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Vicki Bayley is a financial advisor at Stifel with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2018. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Maxwell Nohr is a financial advisor at Cambridge Investment Research Advisors with 14 years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Cambridge, he worked at National Planning Corporation for six years. In addition to his advisory work, Nohr has conducted financial education workshops for over a decade and has been involved with Chabot College since 2009. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, retirement plans, and nonprofit organizations, offering financial planning and investment management through a network of independent professionals. The firm provides tailored strategies across multiple platforms, including proprietary and third-party models, with both discretionary and non-discretionary management options.

Derek Nan is the Managing Director and Senior Resident Director - Wealth Management Advisor at the Modesto Merrill Lynch Wealth Management Office. He joined Merrill in 2007 and leads an advisory team that serves California's agricultural, industrial, medical, and technology-based businesses, focusing on a disciplined, goals-based wealth management approach tailored to clients' unique needs. Derek's expertise includes planning-based financial advice, estate planning issues, money management, retirement planning, as well as small business and corporate 401(k) plans including defined benefit and cash balance plans. He holds a bachelor's degree in Economics from California State University of Stanislaus. Derek is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His professional affiliations include membership in American Mensa, past presidency of Oakdale Sunrise Rotary, current membership in Modesto Sunrise Rotary, and involvement with the Modesto Sons of Italy. Derek has been recognized in Forbes "Best-in-State Wealth Advisors" list for 2025. He is a lifelong citizen of the Modesto area and is involved in community organizations. His business philosophy centers on being accessible, knowledgeable, and committed to building strong client relationships to help families make important financial decisions.

Gary Martin is a financial advisor with Primerica Advisors in Escalon, CA, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1984. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm utilizes third-party asset managers and provides a tiered wrap-fee structure while maintaining oversight of model selection and implementation.

Andy Moreno is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Westamerica Bank, Bank of America, Merrill, and Patelco Credit Union. His background also includes roles outside of finance, such as with Panda Restaurant Group and CSU Stanislaus. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Nancy Fuentes is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She has been with Merrill and Bank of America since 2019 and previously worked at Target and CSU Stanislaus. Outside of her advisory role, she is the sole owner of a rental property in Stockton, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Yunsun Rhee is a financial advisor at Cetera with 29 years of industry experience and holds the Series 66 designation. Her prior experience includes roles at Cetera Advisors LLC and Investors Capital Corporation. She serves on the boards of the Gallo Center for the Arts and the Modesto Artists Movement, where she is involved in fundraising and arts education. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Sharon Amick is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.