Stephen Carroll is a CFP® with 31 years of industry experience, currently serving at OSAIC since 2023. He previously worked at Fsc from 2021 to 2023 and Ameriprise Financial Services, Inc. from 2011 to 2021. Outside of his advisory role, Carroll owns Carroll Enterprises LLC, a business managing expenses related to his financial advisory practice. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios and supports multiple advisory platforms and legacy account transitions.

John Salmon is a financial advisor at Stifel with two years of industry experience. He holds a Series 66 designation and has worked previously at Vacasa, Fortegra, and Fundy Software Inc. prior to joining Stifel in 2024. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Kevin Harrington is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial goals and develop strategies to pursue short-, mid-, and long-term objectives. His approach includes providing guidance on general investing, retirement planning, and saving for unexpected expenses, as well as facilitating access to Bank of America specialists for banking, credit, home financing, and small business solutions. With 18 years of experience in finance, Kevin's background includes premier banking, insurance, and investments. His expertise covers areas such as college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, socially responsible investing, tax minimization, and retirement income. He holds professional designations including Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA), and earned his Bachelor's Degree from Saint Norbert College. Originally from the Midwest, Kevin enjoys outdoor activities like hiking and hunting. He has a lifelong passion for hockey, participating as a player and coach, and has been involved with the Eau Claire Youth Hockey Association as a volunteer coach and level director.

Christopher Wilson is a Series 66-credentialed advisor with three years of industry experience, currently affiliated with J.P. Morgan Securities. Prior to joining J.P. Morgan, he worked at Edward Jones for three years and has held various positions in the financial services and mortgage industries. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Rachael Cannady is a financial advisor at RBC Capital Markets with a Series 66 designation and four years of industry experience. She previously worked at No Line LLC and was involved in operating The Wine Shop and Beer Tasting Bar for three years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies that utilize in-house and third-party managers, and provides a range of portfolio management and financial planning services.

Jack Powers is a financial advisor with RBC Capital Markets in Bend, Oregon. He holds a Series 66 designation and has professional experience including roles at NALCAP and RBC Capital Markets. Outside of finance, he has worked in retail and the beverage industry and has experience related to university and camp environments. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, providing portfolio management, financial planning, custody, and brokerage services.

Aaron Thompson is a Series 66-licensed financial advisor with Edward Jones in Bend, OR, where he has worked since 2014. He has 11 years of industry experience. Outside his advisory role, Thompson is a member of Thompson Legacy Farms in Moro, OR. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm supports over 23,700 financial advisors nationwide and manages approximately $1.01 trillion in assets.

Paul Walton is a financial advisor with Morgan Stanley in Bend, Oregon, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley and its related entities since 2009. Outside of his advisory role, he owns Rogue Rod and Reel, a wholesale and distribution business specializing in fishing, hunting, and outdoor gear. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and investment advisory services with a broad range of programs supported by firm-approved planning tools and research.

Christina Thiele is a financial advisor at OSAIC with 22 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Fsc Securities Corp for seven years. In addition to her advisory work, she serves in office management and registered assistant roles within related investment entities. OSAIC serves a diverse client base including retail, high-net-worth, institutional, and charitable investors, offering integrated brokerage, advisory services, and multiple portfolio management solutions. The firm employs a variety of asset allocation tools and supports discretionary and non-discretionary account management across a broad range of investment products.

Gabriel Katches is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His prior work history includes roles at Bank of America, DryTime Restoration, Orland Law Group, and several educational institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nona Coleman is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services Inc and in the pharmaceutical industry. Outside of her advisory role, she is an ambassador for Noonday Collection, selling handmade jewelry and accessories on a part-time basis. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles through a combination of in-house and third-party investment managers.

Jacob Fain is a Series 66-licensed financial advisor with Morgan Stanley, based in Bend, Oregon, and has 12 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Fain serves on the board and finance committee of the City Club of Central Oregon. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in assets and uses structured planning tools and models to assist clients in financial decision-making.

William Brant is a financial advisor with Ameriprise in Bend, Oregon, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Outside of finance, he performs and helps produce stand-up comedy locally once or twice a month. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies.

Robert Hakala is a financial advisor with RBC Capital Markets in Bend, Oregon, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, supported by RBC’s capital markets and asset management capabilities.

Jeffery Harding is a financial advisor at Osaic Wealth, Inc. with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Harding is also a member of Harding Capital Management, an LLC involved in administrative and portfolio management activities. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes and management styles.

Katherine Attebery is a financial advisor with Morgan Stanley in Bend, OR, holding Series 65 and Series 66 licenses and four years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at DinoCloud Consulting and T&T Marketing LLC dba Mazama, and operated Attebery Fitness dba Rush Cycle Encinitas for six years. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Ian Rogers is a Senior Financial Advisor with Merrill Lynch Wealth Management in Bend, Oregon. He provides financial advice and guidance to individuals, families, and their businesses, focusing on family wealth management strategies, portfolio management services, and women and wealth. Ian has served at Merrill since 1986, bringing more than three decades of experience to his role. Ian’s expertise lies in helping clients navigate financial markets by offering thoughtful, non-emotional advice that accounts for their obligations, intentions, and long-term goals. He draws on his extensive knowledge of market environments and the research capabilities of BofA Global Research to deliver informed perspectives and customized strategies. Ian works primarily with wealth creators, executives, and professionals, many of whom he has advised for decades. He earned a bachelor’s degree from California State University, Northridge, and holds the Personal Investment Advisor (PIA) designation. Outside of work, Ian is active in his community through coaching youth sports and involvement with the Laurelhurst Soccer Club and CYO Portland. He and his wife Sherry enjoy hiking, biking, skiing, and snowshoeing in the Pacific Northwest and have two adult children.

Caleb Fournier is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at several firms including Merrill, Bank of America, Cetera Investment Services, and Columbia Bank. He is based in Bend, Oregon. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with due diligence and an ESG eligibility framework to support client decision-making.

Annie Etchegoyhen is a Managing Director and Private Wealth Advisor with Merrill Private Wealth Management in Palo Alto, California. She has been with the firm since 2001, beginning her career in the finance department of a major technology firm before transitioning to wealth management. Annie holds a B.S. in Finance from the University of San Diego and is a certified Personal Investment Advisor (PIA). Annie works closely with individuals and families who have complex wealth management needs, including principals in venture capital and private equity, senior executives, business owners, and multi-generational families. She focuses on understanding each client's interests and intentions to provide customized strategies in areas such as liquidity event planning, business structuring, tax-efficient investing, trust and estate planning, customized credit, and philanthropy. Annie has received national recognition for her work, including being named among Forbes' "Best in State Wealth Advisors" and "America's Top Women Wealth Advisors," as well as being listed in Working Mother's "Top Wealth Advisor Moms." She is committed to her community as an Ambassador for Lucile Packard Children's Hospital and has volunteered with the Boys & Girls Club of America. In her free time, Annie enjoys sports and activities with her family.

Evan Dickens is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. He has worked at Cetera since 2025 and previously spent significant time at Avantax and 1st Global Advisors. In addition to his advisory role at Cetera, he provides financial services through Jones & Roth, P.C., where he has been involved since 2004. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a diverse range of portfolio management and consulting services, including access to third-party money managers and multiple program structures.