Todd Cottingham is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and eight years of industry experience. He previously worked at Pfizer, Inc. for 23 years and spent eight years with Seide Financial Group before joining Commonwealth. Outside of his advisory work, he is a co-owner of a real estate management entity, You Are Two Down, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors and manages approximately $213 billion in client assets. The firm provides a comprehensive platform including managed-account programs, access to third-party asset managers, and custody services, enabling advisors to implement investment strategies through a mix of proprietary and external model portfolios.

Patrick O'Brien is a CFP® with 34 years of industry experience, currently affiliated with Commonwealth Financial Network and PBJ Wealth Management. He previously worked at Wells Fargo Advisors Financial Network LLC for 10 years. Outside of his advisory role, he is co-owner of Neutral Corners, LLC, an entity involved in managing residential real estate in Syracuse, NY. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, and compliance. The firm offers various investment management solutions and discretionary model portfolios developed by its Investment Management and Research team.

Amanda Soloway is a Series 66-licensed financial advisor with two years of industry experience, currently with Fifth Third Securities, Inc. in Ft Myers, FL. Her prior experience includes roles at Wells Fargo Clearing and Doherty Enterprise. Outside of her advisory work, she also works as a restaurant server in Naples, FL. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients including individuals, charitable organizations, and institutional investors. The firm combines discretionary managed account options with features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with integrated municipal-advisor registration.

Gary Tangwall is a financial advisor at Beacon Pointe Advisors, LLC with 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Beacon Pointe in 2024, he worked at Landmark Wealth Management Group, Purshe Kaplan Sterling Investments, and Thrivent Financial for Lutherans, among other firms. In addition to his advisory role, he is an agent with Beacon Pointe Insurance Services, LLC, where he is involved in the sale of life, health, and accident insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individual and institutional investors such as charitable organizations and retirement plans. The firm utilizes a manager-of-managers approach, employing a proprietary “Focus List” of third-party independent managers, and offers a range of services including discretionary wealth management, financial planning, and outsourced CIO solutions.

Susan Kleczkowski is a financial advisor with Principal Financial Services in Alva, Florida. She holds Series 63 and Series 65 licenses and has 22 years of industry experience. Her prior work includes roles at Principal Life Insurance Company, Principal Securities, Inc., Newport Group, and Securian Financial Services. She also serves as a bank and trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account management. Principal Securities offers brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm provides direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

David Constantino is a financial advisor with Lincoln Investment in Fort Myers, FL, holding a Series 66 designation and 11 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent five years with Legend Advisory Corporation and three years with Legend Equities Corporation. Lincoln Investment serves individuals—including high-net-worth clients—charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan advisory services, managing both in-house and third-party investment strategies through discretionary and non-discretionary programs.

Thomas Peluse Jr. is a financial advisor with Fifth Third Securities, Inc. in Crystal Lake, IL, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Wintrust Investments LLC and employment at Miromar Lakes Golf Club and Park Ridge Country Club. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate and business clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with integrated relationships among the bank, platform sponsor, and clearing firm.

Adam Zimmerman is a financial advisor with Primerica Advisors who holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance Company, Ferguson Enterprises, and Lake Aurora Christian Camp, as well as experience in full-time education and the food service industry. Park Avenue Securities serves a diverse retail client base with both brokerage and advisory services, offering financial planning, retirement-plan consulting, and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports discretionary and non-discretionary account management.

Pamela Abraham is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. She has been with Hightower Securities, LLC and Hightower Advisors since 2014. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s advisory approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research to construct diversified portfolios.

Chad Loson is a Series 66 licensed advisor at Fifth Third Securities, Inc. in Fort Myers, FL, with 18 years of industry experience. He has been with Fifth Third Securities and its affiliated entities since 2009. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage services. The firm offers a range of investment programs on its Passageway Managed Account platform, featuring advisor-directed models, SMA strategies, and tax-focused options, and operates as a wholly owned subsidiary of Fifth Third Bank.

Lewis King is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at Raymond James Financial Services and Boyd Global Capital, LLC. King is based in Fort Myers, FL. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research focused on factor premiums.

Michael Tisch is a financial advisor at Guardian Life with 28 years of industry experience. He holds Series 63 and Series 66 designations and has worked extensively with Park Avenue Securities and Guardian Life Insurance Company since 2014. Outside of his advisory role, Tisch is involved in business consulting through SWAG Business Consulting, which supports business owners and professional athletes in organizing their personal lifestyles, and he is a passive owner of a full-service salon in Tampa. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and a range of advisory programs that include proprietary and third-party strategies.

Victoria Luzardo Ocando is a financial advisor with Transamerica Financial Advisors, holding a Series 65 designation and based in Fort Myers, FL. She has been with Transamerica Financial Advisors since 2025 and has prior experience at Wfgia and All Insurance Agency of Florida. Outside of finance, she also worked at 1803 Pizza Kitchen and spent twelve years in education. Transamerica Financial Advisors serves a wide range of clients including individual investors, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services with various program options, including proprietary and third-party model portfolios, operating as both a registered broker-dealer and RIA.

Steven Meinbresse is a financial advisor with Valic Financial Advisors in Fort Myers, FL. He holds a Series 66 designation and has seven years of industry experience. Prior to his current role, he worked at BayWater Exclusive Boat Club & Rentals for seven years. He is also an agent for non-securities insurance products with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Kaylin Hukill is a financial advisor with Valic Financial Advisors in Fort Myers, FL, holding a Series 66 designation and beginning their advisory career in 2025. Prior to joining Valic, Hukill worked at Peoples Bank, Holbrook and Holbrook Law Office, and held various roles in education and research. Hukill is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Christopher Curtis is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at Ion Bank since 2019 and previously at United Bank from 2015 to 2019. Curtis also serves as Senior Vice President at Ion Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing advisory and brokerage services through customized engagements. The firm offers various investment options, including access to alternative investments and lending solutions, with a notable focus on non-discretionary assets managed primarily through a broad network of investment adviser representatives.

Michael Kochis is a financial advisor with Guardian Life in Fort Myers, FL, holding a Series 66 designation and over 40 years of industry experience. He has been with Guardian Life since 1984 and has worked at the firm in its current form since 1999. Outside of his advisory role, he operates HK Global Adventures, LLC, a boat charter business. Guardian Life’s subsidiary, Park Avenue® Wealth Management, serves individual and institutional clients with brokerage, financial planning, and investment advisory services. The firm offers a range of advisory programs including discretionary and non-discretionary options utilizing both proprietary and third-party models.

Edgar Atnip is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Fahnestock & Co., Inc. since 1999. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation alongside various investment strategies, with client objectives documented in investment policy statements and accounts reviewed periodically.

Albert Abdo is a financial advisor at William Blair with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven management approach across various asset classes and provides proprietary models, third-party sub-advisers, and access to private funds through its MB Investments Program.

Murphy Adriano Rhodes is a Series 65-credentialed financial advisor with one year of industry experience. He is currently with Mercer Global Advisors Inc. and has prior experience at Sohonet and Verizon Wireless. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, providing investment advisory services along with financial, tax, retirement, estate planning, and family office services. The firm employs a globally diversified, risk-appropriate investment approach based on Modern Portfolio Theory, using a mix of low-cost ETFs, index funds, separate account managers, and private funds.