Kristen Garcia is a financial advisor at First Command Advisory Services with five years of industry experience. She holds the Series 66 designation and has worked with First Command entities since 2021. Outside of her advisory role, she is an independent distributor for AdvoCare, a health and wellness network marketing company, a position she has held since 2011. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through centralized teams that select model portfolios and third-party managers from approved universes.

David Haertel is a financial advisor at Empower Advisory Group with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Charles Schwab, Fisher Investments, and Fidelity. Outside of his advisory role, he serves as president of the Miss Manatee Softball League, where he oversees operations and fundraising efforts. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients, using an integrated model tied to Empower’s administrative platforms.

Aaron Cheesman is a financial advisor at Lincoln Investment with 20 years of industry experience. He holds a Series 66 designation and has worked at Lincoln Investment since 2016. Outside of his advisory role, Cheesman is actively involved in youth and high school baseball as a head coach and volunteer assistant coach, and he serves on the school board of St. Martha Catholic School. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of managed portfolio programs, utilizing both strategic and tactical investment approaches supported by an Investment Management & Research team.

Chad Fratto is a financial advisor at Commonwealth Financial Network with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial LLC, Royal Alliance Associates, Inc., Signator Investors, Inc., and Waddell & Reed. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm offers a broad adviser-support platform with managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Dominick Bennese is a financial advisor at SPC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates, Inc. and Signator Investors Inc. Bennese is also licensed as an independent insurance agent, selling life, disability, health, and Medicare insurance products. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans with a range of portfolio management, financial planning, and ERISA-related retirement services. The firm manages approximately $5.66 billion in assets and offers discretionary and nondiscretionary investment strategies tailored to client suitability.

Kimberly March is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Societe Generale for 18 years before joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected through employer retirement plans, as well as to trusts, estates, and other entities. The firm differentiates its services by separating one-time financial planning from ongoing portfolio management, offering both model-based and customized investment solutions.

Thomas Breiter is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He previously led Breiter Capital Management for 30 years before joining Wealth Enhancement Advisory Services and Wealth Enhancement Group in 2022. He serves as a board member of the Trillium Links Condominium Association, a residential homeowners association. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, discretionary and non-discretionary asset management, and specialized retirement plan consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Darin Pierce is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and over 32 years of industry experience. He has been associated with Commonwealth Equity Services, Inc. since 1997 and is president and part owner of Financial Services of Bradenton, Inc. and Insurance Services of Bradenton, through which he is involved in both securities and insurance businesses. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, and custody services.

Rose Roberts Jassoy is a financial advisor with Eagle Strategies (NY Life) who holds a Series 63 designation and has 41 years of industry experience. She has been associated with Eagle Strategies since 2016 and operates the Roberts-Jassoy Financial Group, brokering non-registered insurance products through various outside insurance carriers. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Carl Hefflefinger is a CFP® professional with 37 years of industry experience, currently serving at Commonwealth Financial Network since 2002 and at Acorn Financial, LLC since 2008. He holds Series 63 and Series 65 licenses. Outside of his advisory work, he acts as a guardian and power of attorney for family members. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, offering a variety of advisory programs including discretionary model portfolios and personalized investment solutions.

Brett Jacobs is a financial advisor with Kestra Advisory, holding Series 63 and 65 credentials and bringing 18 years of industry experience. He has been with Kestra Advisory since 2016 and also operates Cormac Benefits Group, where he serves as owner and registered representative. Jacobs serves on the Dean’s Advisory Board for the Indiana University Northwest School of Business. Kestra Advisory provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services including fiduciary consulting, plan design, and vendor benchmarking. The firm supports complex investment solutions and serves large institutional investors, including sovereign wealth funds.

Kelly Sever is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Bradenton, Florida. She holds Series 63 and Series 65 credentials and has one year of industry experience. Her prior roles include positions at Fifth Third Bank and Covenant Metabolic Specialists. FIFTH THIRD SECURITIES, Inc. serves a diverse clientele including individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers multiple program types and third-party portfolio managers on its Passageway Managed Account platform, combining mutual fund and ETF models, SMA strategies, and tax overlay options.

Christine Meyer is a Series 66-licensed financial advisor with 12 years of industry experience, currently with Transamerica Retirement Advisors, LLC. She has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2017 and previously at Axa Advisors, LLC. Outside of her advisory role, Meyer is a practicing artist and serves as vice president on the board of the Art Center Manatee in Bradenton, FL, where she volunteers on the finance committee and assists with annual events. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary software and model portfolios developed with Morningstar Investment Management and focuses on asset allocation, contribution guidance, and retirement planning, primarily offering non-discretionary recommendations at scale.

Craig Desimone is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds the Series 66 designation and has worked at TIAA-CREF since 2017. His prior experience includes roles at MSI Financial Services, Inc. and MetLife from 2011 to 2016. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management, and also serves as adviser to a donor-advised fund.

Anthony Krane is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at LPL Financial, Raymond James Financial Services, E*TRADE, and Charles Schwab. Outside of his advisory work, he provides personal shopping and delivery services through Shipt Inc. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration.

Yossi Yakar is a financial advisor with Equity Services, Inc. in Bradenton, FL, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Equity Services and National Life Group since 2002. Outside of his advisory work, Yakar runs a YouTube channel focused on financial topics and is a certified pistol instructor offering concealed carry classes in Florida. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a blend of long-term strategies and specialized instruments, incorporating third-party asset managers and model portfolios.

Michael Salemy is a financial advisor with CWM, LLC based in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at SRQ Wealth, Cetera Advisor Networks, Bast Financial Group, Northwestern Mutual, and USAA Financial Advisors. Outside of advising, he serves as secretary of the Play for Life Foundation, a nonprofit focused on health improvements for youths, veterans, firefighters, and law enforcement, and as treasurer for the St. John Heart Foundation, which raises funds to build and operate a hospital in a low-income country. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, foundations, endowments, corporations, and institutions through over 600 advisors. The firm employs discretionary portfolio management using model portfolios overseen by an in-house Investment Committee, combining fundamental and technical analysis with third-party sub-advisors, while offering retirement-plan services and customized investment solutions.

Shawn Johnson is a financial advisor with MAI Capital Management, LLC, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. He has worked previously with WCG Wealth Advisors, LLC and Mml Investors Services Inc., and maintains ongoing business activities with Treloar & Heisel, LLC, which involves fixed insurance sales and related products. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm employs a customized approach to portfolio management and asset allocation across multiple strategies and offers additional services such as trust administration and insurance through affiliated entities.

Matthew Glickenhaus is a financial advisor at SPC with 18 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Sigma Financial Corporation for 12 years and Raymond James Financial for one year. He also sells non-variable insurance products and annuities through approved channels associated with Sigma Financial Corp. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, employer-sponsored plans, charitable organizations, and corporations. The firm supports a large advisory network and delivers tailored, discretionary investment advice, along with ERISA retirement services and estate/tax coordination through third-party providers.

Greg Kokemuller is a financial advisor at T. Rowe Price Advisory Services, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Raymond James and several fund distributor firms. Kokemuller is based in Parrish, Florida. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The firm invests exclusively in T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and Monte Carlo simulations for retirement planning.